Andrew M. Stephens

PROPER FINANCIAL

Wayne, PA 19087

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CRD#: 6610789

Professional summary

Andrew Michael Stephens, who also goes by Andrew Stephens, is a registered financial advisor currently at PROPER FINANCIAL, LLC located in Wayne, Pennsylvania.

Andrew is registered as an IAR (Investment Advisor Representative) and started their career in finance in 2016. Andrew has worked at 4 firms and has passed the Series 65, Series 63, SIE and Series 7 exams.

Question & Answer

Are you a "fiduciary"?

Yes

Aliases

Andrew Stephens

Other business activities

Outside business activity is any business or activity undertaken by an advisor that is outside the scope of their relationship with their firm (e.g., consulting services, real estate, freelance work, teaching, etc.). Investors should stay informed about these activities to ensure no conflicts of interest.

The advisor shows no other business activity.

Blog Corner

CRS (Client Relationship Summary) - RIA

Click below to view Andrew Michael Stephens's CRS (Customer Relationship Summary).

Certified licenses

Advisors may have various certifications and credentials from different organizations. AdvisorCheck highlights these seven certifications - AIF®, CFP®, ChFC®, CFA, CLU®, CIMA®, CPWA®

None

Experience

Current

January 8, 2026 - Present

PROPER FINANCIAL, LLC

Office #1: 744 W Lancaster Avenue Suite 220, Wayne, PA 19087

RIA

CRD#: 329499

Wayne, PA

Past

February 14, 2019 - November 3, 2025

THRIVE CAPITAL MANAGEMENT, LLC

RIA

CRD#: 281347

FORT WASHINGTON, PA

Past

May 16, 2017 - August 14, 2018

J.P. MORGAN SECURITIES LLC

CRD#: 79

HOUSTON, TX

Past

April 21, 2016 - May 1, 2017

EQUITABLE ADVISORS, LLC

CRD#: 6627

HOUSTON, TX

State Registrations and Notice Filings

Listed states reflect where the advisor is authorized to serve clients under state regulations.

IAR

means the advisor is registered as an Investment Advisor Representative in this state and is authorized to provide investment advice to clients there.

Highlighted states indicate IAR registrations

IAR

Pennsylvania
(1/8/2026)

IAR

Texas
(1/13/2026)

Don't see your state listed? The advisor may still be able to work with you under the federal De Minimis Rule, which allows up to five investment advisory clients in a state without registration. Some states, like TX, LA, NE, and NH, may still require registration or notice filing. Contact the advisor or their firm to confirm their investment advisory availability in your state.

Exams

State Security Law Exam

IAR

Series 65

Date: 2/5/2019

Uniform Investment Adviser Law Examination

State Security Law Exam

Series 63

Date: 9/22/2016

Uniform Securities Agent State Law Examination

General Industry/Product Exam

SIE

Date: 8/14/2018

Securities Industry Essentials Examination

General Industry/Product Exam

Series 7

Date: 4/21/2016

General Securities Representative Examination

Current Firm

PROPER FINANCIAL, LLC

PROPER FINANCIAL, LLC | PROPER RETIREMENT, LLC

CRD#: 329499 / SEC#:

Pennsylvania

Registered Investment Advisory firm - (3/25/2024 Approved)

Texas

Registered Investment Advisory firm - (12/22/2025 Conditional Restricted)

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Contact information

Main Address

744 W Lancaster Avenue Suite 220, Wayne, PA 19087

Mailing Address

Phone number

(484) 580-2118

Established

Firm type

Fiscal year end

# of Employees

Documents

Latest Form ADV

Regulatory assets under management

Total Number of Accounts	160
AUM (Assets Under Management)	$ 39,050,000

Red Flags

Disclosures can be potential red flags, including customer disputes, regulatory fines, employer terminations, bankruptcies, judgments, liens, or certain criminal activities.

Check for any disclosures as part of your thorough research when choosing an advisor.

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Firm Stability Insights

Andrew M. Stephens

Professional summary

Question & Answer

Aliases

Other business activities

Blog Corner

CRS (Client Relationship Summary) - RIA

Click below to view Andrew Michael Stephens's CRS (Customer Relationship Summary).

Certified licenses

Experience

PROPER FINANCIAL, LLC

THRIVE CAPITAL MANAGEMENT, LLC

J.P. MORGAN SECURITIES LLC

EQUITABLE ADVISORS, LLC

State Registrations and Notice Filings

Exams

Series 65

Date: 2/5/2019

Series 63

Date: 9/22/2016

SIE

Date: 8/14/2018

Series 7

Date: 4/21/2016

Current Firm

PROPER FINANCIAL, LLC

Contact information

Documents

Regulatory assets under management

Red Flags

Company Information

PROPER FINANCIAL, LLC

TRUST BUT VERIFY

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