Christopher Robert Dube

Christopher Robert Dube is a licensed insurance agents and appointed with various unaffiliated insurance carriers via our insurance agency Arcadia Financial Group LLC. and from time to time, will offer clients advice or products from those activities. Further information with regard to these other activities may be found in each associate's accompanying Form ADV Part 2B brochure supplement. Clients should be aware that these services pay a commission or other compensation, These activities create a conflict of interest as there is an incentive to recommend insurance products based on the compensation received from the insurance company for the sale of an insurance product, rather than on the client's needs. Additionally, the offer and sale of insurance products by representatives of AWM are not made in the representatives' capacity as a fiduciary and are limited to insurance providers that have agreements to sell with Arcadia Financial Group. Commissionable products conflict with the fiduciary duties of a registered investment adviser. This conflict of interest is mitigated in the following ways: -AWM will evaluate the facts and circumstances to determine whether it is in a client's best interest for AWM to recommend that a commissionable product be obtained from a related person of AWM. -AWM requires all of its representatives to always act in the best interest of the client, including permitting its representatives who are insurance agents to recommend insurance products only in the best interests of the client. -AWM representatives will disclose in advance how they are being compensated and all conflicts of interest involving any advice or service being provided. -At no time will there be tying between business practices and/or services; a condition where a client or prospective client would be required to accept one product or service which is conditional upon the selection of a second, distinctive tied product or service. -No client is ever under any obligation to purchase any insurance product. Insurance products recommended by Arcadia Financial Group representatives may also be available from other providers on more favorable terms, and clients can purchase insurance products recommended by Arcadia Financial Group through other, non-affiliated insurance agencies. AWM will always act in the best interest of the client.