SW
Stephen M. Whyte
CETERA INVESTMENT ADVISERS LLC
RANCHO CUCAMONGA, CA 91730
Some features on this profile are disabled
CRD#: 5941423
SW
Professional summary
Stephen Michael Whyte, who also goes by Stephen M Whyte, Stephen Whyte, Steve Whyte, Sm Whyte, is a registered financial advisor currently at CETERA INVESTMENT ADVISERS LLC located in Rancho Cucamonga, California and CETERA WEALTH SERVICES, LLC located in Rancho Cucamonga, California.
Stephen is registered as an IAR (Investment Advisor Representative) and RR (Registered Representative) and started their career in finance in 2014. Stephen has worked at 5 firms and has passed the Series 66, SIE, Series 7 and Series 24 exams.
Question & Answer
Are you a "fiduciary"?
Yes
Aliases
Stephen M Whyte | Stephen Whyte | Steve Whyte | Sm Whyte
Other business activities
Outside business activity is any business or activity undertaken by an advisor that is outside the scope of their relationship with their firm (e.g., consulting services, real estate, freelance work, teaching, etc.). Investors should stay informed about these activities to ensure no conflicts of interest.
1) BENTLEY FAMILY TRUST; POSITION: Trustee NATURE: Long time family friend tax client non-investment client has made me their trustee. I simply am the trustee and work closely with the family for all of their bill pay tax and financial solutions. This is not an investment client and I do not make investment decisions alone for them. INVESTMENT RELATED: No NUMBER OF HOURS: 10 SECURITIES TRADING HOURS: 0 START DATE: 07/01/2009' ADDRESS: 10370 Commerce Center Dr, Suite 130, Rancho Cucamonga CA 91739, United States; DESCRIPTION: Pay their bills and manage their day-to-day affairs. helping with the tax planning and division of property 2) WHYTE & ASSOCIATES INC .; POSITION: CEO NATURE: Income Tax Accounting payroll and business advisory practice. I am the primary managing partner and shareholder. We do income tax accounting payroll tax planning and business advisory. Tax preparation accounting payroll Entity Formation only. No investment related activity. INVESTMENT RELATED: No NUMBER OF HOURS: 100 SECURITIES TRADING HOURS: 60 START DATE: 11/23/2004; ADDRESS: 10370 Commerce Center Dr, Suite 130, Rancho Cucamonga CA 91739, United States; DESCRIPTION: Manage all aspects of the day-to-day operations.Prepare +/- 600 1040 and +/- 75 1041 tax returns.Oversee and manage new client acquisition with a Jr partner.Review all other tax preparers workManage all aspects of our HR 3) PINNACLE WEALTH MANAGEMENT INC; POSITION: ceo NATURE: this entity is where all of our investment related activity is reported. We provide investment planning, retirement and estate planning, financial planning and tax planning. INVESTMENT RELATED: Yes NUMBER OF HOURS: 80 SECURITIES TRADING HOURS: 70 START DATE: 06/02/2022; ADDRESS: 10370 Commerce center Dr, Suite 130, Rancho Cucamonga CA 91730, United States; DESCRIPTION: This is where I will manage my entire investment practice. I do day to day management of all aspects,clients,staff,other advisors.. I meet with clients, provide investment reviews, and provide investment guidance. 4) Lisa Bruns Living Trust; successor trustee; Rest assured, this transition will not disrupt the client's financial affairs or investment strategies. The replacement trustee is committed to maintaining the same level of diligence and professionalism in managing the trust's assets. I am fully cooperating with the new trustee to ensure a smooth transfer of responsibilities.; NIR; 0; 01/15/2009; 10370 Commerce Center Dr Rancho Cucamonga CA 91730; None currently as I am trustee in the event of her passing or incapacity
CRS (Client Relationship Summary) - RIA
Click below to view Stephen Michael Whyte's CRS (Customer Relationship Summary).
Certified licenses
Advisors may have various certifications and credentials from different organizations. AdvisorCheck highlights these seven certifications - AIF®, CFP®, ChFC®, CFA, CLU®, CIMA®, CPWA®
NoneExperience
Current
September 5, 2025 - Present
CETERA INVESTMENT ADVISERS LLC
Office #1: 10370 Commerce Center Dr Suite 130, Rancho Cucamonga, CA 91730RIA
CRD#: 105644
RANCHO CUCAMONGA, CA
Current
September 5, 2025 - Present
CETERA WEALTH SERVICES, LLC
Office #1: 10370 Commerce Center Dr Suite 130, Rancho Cucamonga, CA 91730BD
CRD#: 13572
Rancho Cucamonga, CA
Past
December 19, 2023 - September 5, 2025
AVANTAX ADVISORY SERVICES
RIA
CRD#: 104556
Rancho Cucamonga, CA
Past
November 13, 2023 - September 5, 2025
AVANTAX INVESTMENT SERVICES, INC.
BD
CRD#: 13686
Rancho Cucamonga, CA
Past
January 10, 2014 - November 17, 2023
CROWN CAPITAL SECURITIES, L.P.
BD
CRD#: 6312
RANCHO CUCAMONGA, CA
Primary Firm SEC Registration
This SEC-registered firm can serve clients nationwide. Some states may require the firm to submit a notice filing if the firm has more than 5 clients or a physical office there. You can view these state-level filings under the section titled "State Registrations and Notice Filings".
CI
CETERA INVESTMENT ADVISERS LLC
CETERA ADVISOR NETWORKS | TERRA FINANCIAL PLANNING GROUP LTD | GENWORTH FINANCIAL ADVISERS CORPORATION | FIRST ALLIED ADVISORY SERVICES | CETERA INVESTMENT ADVISERS LLC | CETERA ADVISORS
CRD#: 105644 / SEC#: 801-20406
RIA
Registered Investment Advisory firm - (1/13/1984 Approved)State Registrations and Notice Filings
Listed states reflect where the advisor is authorized to serve clients under state regulations.
IAR
means the advisor is registered as an Investment Advisor Representative in this state and is authorized to provide investment advice to clients there.RR
indicates the advisor is registered as a Registered Representative in this state, allowing them to offer securities such as stocks, bonds, and mutual funds through a broker-dealer.Visual representation of state registrations
RR
Arizona(9/5/2025)
RR
California(9/5/2025)
IAR
California(9/5/2025)
RR
Colorado(9/5/2025)
RR
Florida(9/5/2025)
RR
Hawaii(9/5/2025)
RR
Idaho(9/5/2025)
RR
Illinois(9/5/2025)
RR
Indiana(9/5/2025)
RR
Michigan(9/5/2025)
RR
Missouri(9/5/2025)
RR
Montana(9/5/2025)
RR
Nevada(9/5/2025)
RR
New Mexico(9/5/2025)
RR
New York(9/5/2025)
RR
North Carolina(9/5/2025)
RR
Oregon(9/5/2025)
RR
South Carolina(9/5/2025)
RR
Tennessee(9/5/2025)
RR
Texas(9/5/2025)
IAR
Texas(9/5/2025)
RR
Utah(9/5/2025)
RR
Virginia(9/5/2025)
RR
Washington(9/5/2025)
RR
Wisconsin(9/5/2025)
Exams
State Security Law Exam
General Industry/Product Exam
General Industry/Product Exam
Principal/Supervisory Exam
SRO Registrations
RR
FINRA
Current Firm
CI
CETERA INVESTMENT ADVISERS LLC
CETERA ADVISOR NETWORKS | TERRA FINANCIAL PLANNING GROUP LTD | GENWORTH FINANCIAL ADVISERS CORPORATION | FIRST ALLIED ADVISORY SERVICES | CETERA INVESTMENT ADVISERS LLC | CETERA ADVISORS
CRD#: 105644 / SEC#: 801-20406
RIA
Registered Investment Advisory firm - (1/13/1984 Approved)Upgrade to AdvisorCheck Premium
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Contact information
Main Address
1450 American Lane 6th Floor, Suite 650, Schaumburg, IL 60173-2096
Mailing Address
Phone number
(310) 257-7880
Established
Firm type
Fiscal year end
# of Employees
7,705
SEC notice filing (53 States and Territories)
Regulatory assets under management
| Total Number of Accounts | 584,487 |
| AUM (Assets Under Management) | $ 163,792,814,520 |
Accountant surprise examination report
| Filing Date | Form ADV-E Cover | Form ADV-E Report |
|---|---|---|
| 10/27/2025 | ||
| 12/13/2024 | ||
| 09/26/2023 | ||
| 11/18/2022 |
Red Flags
Disclosures can be potential red flags, including customer disputes, regulatory fines, employer terminations, bankruptcies, judgments, liens, or certain criminal activities.
Check for any disclosures as part of your thorough research when choosing an advisor.
