Nicole M. Offerman

RTD FINANCIAL ADVISORS

Philadelphia, PA 19103

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CRD#: 5050780

Professional summary

Nicole Marie Offerman is a registered financial advisor currently at RTD FINANCIAL ADVISORS INC located in Philadelphia, Pennsylvania.

Nicole is registered as an IAR (Investment Advisor Representative) and started their career in finance in 2006. Nicole has worked at 4 firms and has passed the Series 66 and Series 7 exams.

Question & Answer

Are you a "fiduciary"?

Yes

Aliases

None

Other business activities

Outside business activity is any business or activity undertaken by an advisor that is outside the scope of their relationship with their firm (e.g., consulting services, real estate, freelance work, teaching, etc.). Investors should stay informed about these activities to ensure no conflicts of interest.

I HAVE BEEN EMPLOYED, SINCE OCTOBER 27, 2008, AS AN ACCOUNT EXECUTIVE AT INNOVATIVE BENEFIT PLANNING, LLC, A NOT INVESTMENT RELATED BUSINESS LOCATED AT 101A FOSTER ROAD MOORESTOWN, NJ 08057. THE NATURE OF THE BUSINESS IS EMPLOYEE BENEFIT AND FINANCIAL SERVICES. I DEVOTE APPROXIMATELY 50 HOURS PER MONTH TO THIS BUSINESS; ALL OF MY TIME IS DURING SECURITIES TRADING HOURS. I MANAGE EXISTING CLIENT RELATIONSHIPS, CREATE AND UPDATE INTERNAL REPORTS AND TRACKING SYSTEMS, AND ADMINISTRATIVE AND CLERICAL DUTIES.

Blog Corner

CRS (Client Relationship Summary) - RIA

Click below to view Nicole Marie Offerman's CRS (Customer Relationship Summary).

CRS (Customer Relationship Summary)

Certified licenses

Advisors may have various certifications and credentials from different organizations. AdvisorCheck highlights these seven certifications - AIF®, CFP®, ChFC®, CFA, CLU®, CIMA®, CPWA®

None

Experience

Current

October 4, 2018 - Present

RTD FINANCIAL ADVISORS INC

Office #1: 30 S. 17th Street Ste 1620, Philadelphia, PA 19103

RIA

CRD#: 110744

Philadelphia, PA

Past

March 21, 2013 - April 24, 2018

INNOVATIVE INVESTMENT FIDUCIARIES, LLC

RIA

CRD#: 159814

MOORESTOWN, NJ

Past

June 16, 2009 - March 25, 2015

MAIN STREET FINANCIAL LIFE ADVISORS, LLC

RIA

CRD#: 118544

MOORESTOWN, NJ

Past

March 21, 2006 - August 25, 2008

AMERIPRISE FINANCIAL SERVICES, LLC

RIA

CRD#: 6363

VOORHEES, NJ

Past

January 23, 2006 - August 25, 2008

AMERIPRISE FINANCIAL SERVICES, LLC

CRD#: 6363

VOORHEES, NJ

Primary Firm SEC Registration

This SEC-registered firm can serve clients nationwide. Some states may require the firm to submit a notice filing if the firm has more than 5 clients or a physical office there. You can view these state-level filings under the section titled "State Registrations and Notice Filings".

RTD FINANCIAL ADVISORS INC

PINNACLE FINANCIAL ADVISORY GROUP OF RTD | RTD FINANCIAL ADVISORS INC

CRD#: 110744 / SEC#: 801-19015

RIA

Registered Investment Advisory firm - (6/13/1983 Approved)

State Registrations and Notice Filings

Listed states reflect where the advisor is authorized to serve clients under state regulations.

IAR

means the advisor is registered as an Investment Advisor Representative in this state and is authorized to provide investment advice to clients there.

Highlighted states indicate IAR registrations

IAR

New Jersey
(10/4/2018)

Don't see your state listed? The advisor may still be able to work with you under the federal De Minimis Rule, which allows up to five investment advisory clients in a state without registration. Some states, like TX, LA, NE, and NH, may still require registration or notice filing. Contact the advisor or their firm to confirm their investment advisory availability in your state.

Exams

State Security Law Exam

IAR

Series 66

Date: 3/20/2006

Uniform Combined State Law Examination

General Industry/Product Exam

Series 7

Date: 1/21/2006

General Securities Representative Examination

Current Firm

RTD FINANCIAL ADVISORS INC

PINNACLE FINANCIAL ADVISORY GROUP OF RTD | RTD FINANCIAL ADVISORS INC

CRD#: 110744 / SEC#: 801-19015

RIA

Registered Investment Advisory firm - (6/13/1983 Approved)

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Contact information

Main Address

30 S. 17th Street Ste 1620, Philadelphia, PA 19103

Mailing Address

Phone number

(215) 557-3800

Established

Firm type

Fiscal year end

# of Employees

SEC notice filing (19 States and Territories)

Documents

Customer Relationship Summary (CRS / SEC)

Latest Form ADV

Part 2 Brochures

RTD FINANCIAL ADVISORS INC FORM ADV PART 2 (10/9/2025)

Regulatory assets under management

Total Number of Accounts	2,979
AUM (Assets Under Management)	$ 2,381,633,715

Red Flags

Disclosures can be potential red flags, including customer disputes, regulatory fines, employer terminations, bankruptcies, judgments, liens, or certain criminal activities.

Check for any disclosures as part of your thorough research when choosing an advisor.

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Nicole M. Offerman

Professional summary

Question & Answer

Aliases

Other business activities

Blog Corner

CRS (Client Relationship Summary) - RIA

Click below to view Nicole Marie Offerman's CRS (Customer Relationship Summary).

Certified licenses

Experience

RTD FINANCIAL ADVISORS INC

INNOVATIVE INVESTMENT FIDUCIARIES, LLC

MAIN STREET FINANCIAL LIFE ADVISORS, LLC

AMERIPRISE FINANCIAL SERVICES, LLC

AMERIPRISE FINANCIAL SERVICES, LLC

Primary Firm SEC Registration

RTD FINANCIAL ADVISORS INC

State Registrations and Notice Filings

Exams

Series 66

Date: 3/20/2006

Series 7

Date: 1/21/2006

Current Firm

RTD FINANCIAL ADVISORS INC

Contact information

SEC notice filing (19 States and Territories)

Documents

Part 2 Brochures

Regulatory assets under management

Red Flags

Company Information

RTD FINANCIAL ADVISORS INC

TRUST BUT VERIFY

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