Daniel John Determan

1) Capitol Lakes Financial, LLP Daniel J. Determan has common control and ownership of Capitol Lakes Financial, LLP, an insurance agency and as such is separately licensed as an independent insurance agent. In this capacity, he can affect transactions in insurance products for his clients and earn commissions for these activities. The fees you pay our firm for advisory services are separate and distinct from the commissions earned by Mr. Determan for insurance related activities. This presents a conflict of interest because Mr. Determan may have an incentive to recommend insurance products to you for the purpose of generating commissions rather than solely based on your needs. However, you are under no obligation, contractually or otherwise, to purchase insurance products through any person affiliated with our firm. 2)Driftless Extracts, LLC Daniel J. Determan has made a founder-level investment in Driftless Extracts LLC, an industrial hemp processing and extraction company. His equity interest does not permit serving on the board of mangers nor is he currently an officer or employee of the company, but he could economically benefit in the form of dividends if the company is successful. This presents a conflict of interest between advisory clients who choose to consider an investment in Driftess Extracts LLC. Any investor considering an investment in Driftless Extracts LLC is required to conduct their own analysis of the merits and risks of the investment and make their own determination about whether or not to invest in an active offering. Mr. Determan is not acting as an advisor to any CLFAM clients in connection with this investment. Because of this conflict of interest he strongly encourages any investor to consult with his or her own independent legal counsel, accountant, and any other advisor or professional (including another investment advisor professional) with specific reference to the investor's own tax and financial situation, prior to making an investment. You are under no obligation, contractually or otherwise, to participate through any person affiliated with the firm. 3) Daniel J. Determan is one of four directors of the Natural Materials Technology Accelerator. This is a 501c3 registered non-profit aiming to do long-term research into commercial fiber separation facilities. Mr. Liegel is not compensated for participation in this entity. The purpose of the entity is to accelerate technology surrounding natural fibers and overall carbon sequestration. 4) Daniel is a passive, non-managing member of MEDS Properties, LLC, a manager-managed limited liability company (LLC). As a passive member, Daniel does not participate in the day-to-day management or decision-making of the LLC. The ownership interest held in the LLC does not conflict with Daniel's duties and obligations as an IAR at CLF Asset Management, Inc. The IAR's involvement is limited to ownership and does not involve active management or operational responsibilities within the company. This disclosure is made in accordance with the requirements set forth by CLF Asset Management, Inc. to ensure transparency and compliance with regulatory obligations.