John Harrigan

CITIZENS SECURITIES

Charlotte, NC 28209

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CRD#: 4681690

Professional summary

John Harrigan, who also goes by John B Harrigan, John Bartholomew Harrigan, is a registered financial advisor currently at CITIZENS SECURITIES, INC. located in Charlotte, North Carolina.

John is registered as an IAR (Investment Advisor Representative) and RR (Registered Representative) and started their career in finance in 2003. John has worked at 16 firms and has passed the Series 65, Series 63, Series 52TO, SIE, Series 31, Series 7, Series 6, Series 53, Series 4 and Series 24 exams.

Aliases

John B Harrigan | John Bartholomew Harrigan

Other business activities

Outside business activity is any business or activity undertaken by an advisor that is outside the scope of their relationship with their firm (e.g., consulting services, real estate, freelance work, teaching, etc.). Investors should stay informed about these activities to ensure no conflicts of interest.

The advisor shows no other business activity.

Blog Corner

CRS (Client Relationship Summary) - RIA

Click below to view John Harrigan's CRS (Customer Relationship Summary).

CRS (Customer Relationship Summary)

CRS (Client Relationship Summary) - BD

Click below to view John Harrigan's CRS (Customer Relationship Summary).

CRS (Customer Relationship Summary)

Certified licenses

Advisors may have various certifications and credentials from different organizations. AdvisorCheck highlights these seven certifications - AIF®, CFP®, ChFC®, CFA, CLU®, CIMA®, CPWA®

None

Experience

Current

July 21, 2026 - Present

CITIZENS SECURITIES, INC.

Office #1: 4250 Congress St., Charlotte, NC 28209

RIA

CRD#: 39550

Charlotte, NC

Current

July 21, 2026 - Present

CITIZENS SECURITIES, INC.

Office #1: 1 Citizens Bank Way, Johnston, RI 02919

RIA

CRD#: 39550

JOHNSTON, RI

Past

September 9, 2025 - June 30, 2026

IP FINANCIAL ADVISORY SERVICES LLC

RIA

CRD#: 305772

CHARLOTTE, NC

Past

September 9, 2025 - June 30, 2026

INNOVATION PARTNERS LLC

CRD#: 146344

CHARLOTTE, NC

Past

September 23, 2024 - September 9, 2025

LPL ENTERPRISE, LLC

RIA

CRD#: 8733

FORT MILL, SC

Past

September 23, 2024 - September 9, 2025

LPL ENTERPRISE, LLC

CRD#: 8733

FORT MILL, SC

Past

January 19, 2024 - February 4, 2024

OSAIC WEALTH, INC.

RIA

CRD#: 23131

CHARLOTTE, NC

Past

January 19, 2024 - February 4, 2024

OSAIC WEALTH, INC.

CRD#: 23131

CHARLOTTE, NC

Past

February 27, 2023 - January 19, 2024

WOODBURY FINANCIAL SERVICES, INC.

RIA

CRD#: 421

CHARLOTTE, NC

Past

February 27, 2023 - January 19, 2024

WOODBURY FINANCIAL SERVICES, INC.

CRD#: 421

CHARLOTTE, NC

Past

December 9, 2021 - February 22, 2023

LINDEN THOMAS ADVISORY SERVICES, LLC

RIA

CRD#: 288557

CHARLOTTE, NC

Past

December 9, 2021 - February 22, 2023

LINDEN THOMAS AND COMPANY SECURITIES, LLC

CRD#: 290244

CHARLOTTE, NC

Past

March 19, 2021 - November 11, 2021

MORGAN STANLEY

RIA

CRD#: 149777

Melville, NY

Past

March 19, 2021 - November 11, 2021

MORGAN STANLEY

CRD#: 149777

Melville, NY

Past

May 1, 2015 - July 22, 2019

WELLS FARGO CLEARING SERVICES, LLC

RIA

CRD#: 19616

GARDEN CITY, NY

Past

April 30, 2015 - July 22, 2019

WELLS FARGO CLEARING SERVICES, LLC

CRD#: 19616

GARDEN CITY, NY

Past

May 2, 2007 - May 15, 2015

UBS FINANCIAL SERVICES INC.

CRD#: 8174

MELVILLE, NY

Past

April 2, 2007 - April 26, 2007

MORGAN STANLEY & CO. LLC

RIA

CRD#: 8209

JERICHO, NY

Past

April 2, 2007 - April 26, 2007

MORGAN STANLEY & CO. LLC

CRD#: 8209

JERICHO, NY

Past

January 3, 2006 - April 2, 2007

MORGAN STANLEY DW INC.

RIA

CRD#: 7556

JERICHO, NY

Past

June 25, 2004 - April 2, 2007

MORGAN STANLEY DW INC.

CRD#: 7556

JERICHO, NY

Past

February 13, 2004 - June 25, 2004

WOODSTOCK FINANCIAL GROUP, INC.

CRD#: 38095

WOODSTOCK, GA

Past

September 11, 2003 - January 6, 2004

METROPOLITAN LIFE INSURANCE COMPANY

CRD#: 4095

NEW YORK, NY

Past

September 11, 2003 - January 6, 2004

MSI FINANCIAL SERVICES, INC.

CRD#: 14251

SPRINGFIELD, MA

Primary Firm SEC Registration

This SEC-registered firm can serve clients nationwide. Some states may require the firm to submit a notice filing if the firm has more than 5 clients or a physical office there. You can view these state-level filings under the section titled "State Registrations and Notice Filings".

CITIZENS SECURITIES, INC.

CRD#: 39550 / SEC#: 801-61902, 8-48744

RIA

Registered Investment Advisory firm - SEC (3/27/2003 Approved)

Connecticut

Registered Investment Advisory firm - SEC (4/10/2003 Terminated)

Florida

Registered Investment Advisory firm - SEC (4/10/2003 Terminated)

Maine

Registered Investment Advisory firm - SEC (4/14/2003 Terminated)

New Hampshire

Registered Investment Advisory firm - SEC (4/10/2003 Terminated)

New York

Registered Investment Advisory firm - SEC (3/31/2002 Terminated)

Rhode Island

Registered Investment Advisory firm - SEC (5/8/2003 Terminated)

Vermont

Registered Investment Advisory firm - SEC (4/28/2003 Terminated)

Broker-Dealer Firm Regulated by FINRA (Boston district office)

Why is a state registration marked "Terminated"? When a firm registers with the SEC (usually after managing $100M+ AUM), it often withdraws separate state firm registrations unless required by that state. The firm can still serve clients there through its individually registered Investment Advisor Representatives (IARs).

State Registrations and Notice Filings

Listed states reflect where the advisor is authorized to serve clients under state regulations.

IAR

means the advisor is registered as an Investment Advisor Representative in this state and is authorized to provide investment advice to clients there.

indicates the advisor is registered as a Registered Representative in this state, allowing them to offer securities such as stocks, bonds, and mutual funds through a broker-dealer.

Visual representation of state registrations

North Carolina
(7/21/2026)

IAR

North Carolina
(7/21/2026)

Don't see your state listed? The advisor may still be able to work with you under the federal De Minimis Rule, which allows up to five investment advisory clients in a state without registration. Some states, like TX, LA, NE, and NH, may still require registration or notice filing. Contact the advisor or their firm to confirm their investment advisory availability in your state. Note: This rule does not apply to broker-dealer activity.

Exams

State Security Law Exam

IAR

Series 65

Date: 8/13/2004

Uniform Investment Adviser Law Examination

State Security Law Exam

Series 63

Date: 11/4/2003

Uniform Securities Agent State Law Examination

General Industry/Product Exam

Series 52TO

Date: 2/13/2025

Municipal Securities Representative Examination

General Industry/Product Exam

SIE

Date: 10/1/2018

Securities Industry Essentials Examination

General Industry/Product Exam

Series 31

Date: 11/16/2004

Futures Managed Funds Examination

General Industry/Product Exam

Series 7

Date: 4/6/2004

General Securities Representative Examination

General Industry/Product Exam

Series 6

Date: 9/10/2003

Investment Company Products/Variable Contracts Representative Examination

Principal/Supervisory Exam

Series 53

Date: 3/17/2025

Municipal Securities Principal Examination

Principal/Supervisory Exam

Series 4

Date: 12/3/2024

Registered Options Principal Examination

Principal/Supervisory Exam

Series 24

Date: 1/8/2024

General Securities Principal Examination

SRO Registrations

FINRA

Current Firm

CITIZENS SECURITIES, INC.

CRD#: 39550 / SEC#: 801-61902, 8-48744

RIA

Registered Investment Advisory firm - SEC (3/27/2003 Approved)

Connecticut

Registered Investment Advisory firm - SEC (4/10/2003 Terminated)

Florida

Registered Investment Advisory firm - SEC (4/10/2003 Terminated)

Maine

Registered Investment Advisory firm - SEC (4/14/2003 Terminated)

New Hampshire

Registered Investment Advisory firm - SEC (4/10/2003 Terminated)

New York

Registered Investment Advisory firm - SEC (3/31/2002 Terminated)

Rhode Island

Registered Investment Advisory firm - SEC (5/8/2003 Terminated)

Vermont

Registered Investment Advisory firm - SEC (4/28/2003 Terminated)

Broker-Dealer Firm Regulated by FINRA (Boston district office)

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Contact information

Main Address

One Citizens Bank Way Jcb135, Johnston, RI 02043

Mailing Address

200 Station Drive Mws414, Westwood, MA 02090

Phone number

(781) 364-1641

Established

Rhode Island since 09/21/1995

Firm type

Corporation

Fiscal year end

December

Firm Size

Large

# of Employees

418

SEC notice filing (52 States and Territories)

FINRA licenses (52 States and Territories)

Documents

Customer Relationship Summary (CRS / SEC)

Customer Relationship Summary (CRS / FINRA)

Latest Form ADV

Part 2 Brochures

CSI ADVISORY SOLUTIONS MANAGED ACCOUNT PROGRAM BROCHURE 6242025 (6/23/2025)

CSI FORM ADV DIGITAL ADVISORY PROGRAM BROCHURE 2142025 (2/13/2025)

Direct owners and executive officers

Name	Position	CRD#
CITIZENS BANK, N.A.	DIRECT OWNERSHIP
ARNOLD, CHAD	COO WEALTH, EXECUTIVE VICE PRESIDENT	3076401
CARVALHO, KEVIN JOHN	CHIEF FINANCIAL OFFICER	6115556
CHERNY, MICHAEL	PRESIDENT	4864410
SHORE, DAVID HOWARD	CHIEF COMPLIANCE OFFICER	2106767

Regulatory assets under management

Total Number of Accounts	53,044
AUM (Assets Under Management)	$ 9,188,004,183

Disclosures

Regulatory Event	16
Arbitration	6

Red Flags

Disclosures can be potential red flags, including customer disputes, regulatory fines, employer terminations, bankruptcies, judgments, liens, or certain criminal activities.

Check for any disclosures as part of your thorough research when choosing an advisor.

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Advisor Monitoring

Firm Stability Insights

John Harrigan

Professional summary

Aliases

Other business activities

Blog Corner

CRS (Client Relationship Summary) - RIA

Click below to view John Harrigan's CRS (Customer Relationship Summary).

CRS (Client Relationship Summary) - BD

Click below to view John Harrigan's CRS (Customer Relationship Summary).

Certified licenses

Experience

CITIZENS SECURITIES, INC.

IP FINANCIAL ADVISORY SERVICES LLC

INNOVATION PARTNERS LLC

LPL ENTERPRISE, LLC

LPL ENTERPRISE, LLC

OSAIC WEALTH, INC.

OSAIC WEALTH, INC.

WOODBURY FINANCIAL SERVICES, INC.

WOODBURY FINANCIAL SERVICES, INC.

LINDEN THOMAS ADVISORY SERVICES, LLC

LINDEN THOMAS AND COMPANY SECURITIES, LLC

MORGAN STANLEY

MORGAN STANLEY

WELLS FARGO CLEARING SERVICES, LLC

WELLS FARGO CLEARING SERVICES, LLC

UBS FINANCIAL SERVICES INC.

MORGAN STANLEY & CO. LLC

MORGAN STANLEY & CO. LLC

MORGAN STANLEY DW INC.

MORGAN STANLEY DW INC.

WOODSTOCK FINANCIAL GROUP, INC.

METROPOLITAN LIFE INSURANCE COMPANY

MSI FINANCIAL SERVICES, INC.

Primary Firm SEC Registration

CITIZENS SECURITIES, INC.

State Registrations and Notice Filings

Exams

Series 65

Date: 8/13/2004

Series 63

Date: 11/4/2003

Series 52TO

Date: 2/13/2025

SIE

Date: 10/1/2018

Series 31

Date: 11/16/2004

Series 7

Date: 4/6/2004

Series 6

Date: 9/10/2003

Series 53

Date: 3/17/2025

Series 4

Date: 12/3/2024

Series 24

Date: 1/8/2024

FINRA

Current Firm

CITIZENS SECURITIES, INC.

Contact information

SEC notice filing (52 States and Territories)

FINRA licenses (52 States and Territories)

Documents

Part 2 Brochures

Direct owners and executive officers

Regulatory assets under management

Disclosures

Red Flags

Company Information

CITIZENS SECURITIES, INC.

TRUST BUT VERIFY

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