Alberto Esparza
IP FINANCIAL ADVISORY SERVICES LLC | Financial Professional
Charlotte, NC 28210
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CRD#: 4107024
Professional summary
Alberto Esparza is a registered financial advisor currently at IP FINANCIAL ADVISORY SERVICES LLC located in Charlotte, North Carolina and INNOVATION PARTNERS LLC located in Charlotte, North Carolina.
Alberto is registered as an IAR (Investment Advisor Representative) and RR (Registered Representative) and started their career in finance in 2000. Alberto has worked at 6 firms and has passed the Series 65, Series 63, SIE, Series 6 and Series 26 exams.
Question & Answer
Are you a "fiduciary"?
Yes
Aliases
None
Other business activities
Outside business activity is any business or activity undertaken by an advisor that is outside the scope of their relationship with their firm (e.g., consulting services, real estate, freelance work, teaching, etc.). Investors should stay informed about these activities to ensure no conflicts of interest.
Sales of insurance and non-insurance products, part-time or full-time, for companies affiliated with Transamerica Financial Advisors, Inc. 1)BLUE CROSS BLUE SHIELD OF ILLINOIS NOT INVESTMENT RELATED, CHICAGO, IL, HEALTH INSURANCE SALES BUSINESS, INDEPENDENT CONTRACTOR, RELATIONSHIP TO OBA: SALES AGENT, START DATE: 10-2010, 5 HOURS DEVOTED TO OBA PER MONTH. ZERO HRS. DEVOTED TO OBA DURING SECURITIES TRADING HOURS. i'm AN INDEPENDENT SALES AGENT FOR THIS OBA AND UTILIZE THEIR PRODUCTS AND SERVICES OF CLIENTS OF MINE THAT NEED HEALTH INSURANCE SERVICES. 3-DREAM BUILDERS INC; NOT INVESTMENT RELATED; 1910 S HIGHLAND AVE, 103, LOMBARD IL 60148; PSS THRU ACCOUNT TO COLLECT OFFICE FEES AND PAY OFFICE RENT; REGISTERED AGENT;2/2015; 4 HRS/MONTH; 0 HRS/MONTH; USE CORPORATION TO COLLECT AND PAY OFFICE FEES TO LANDLORD 4) Name of Business: Vantage Financial Alliance Investment-Related Nature: Yes Address of the Other Business: Alpharetta, GA 3005 Nature of the Other Business: Insurance products Position, Title, or Relationship: Agent Start Date of the Relationship: 09/2025 Approximate Number of Hours per Month Devoted: 40 hrs/wk
CRS (Client Relationship Summary) - RIA
Click below to view Alberto Esparza's CRS (Customer Relationship Summary).
Certified licenses
Advisors may have various certifications and credentials from different organizations. AdvisorCheck highlights these seven certifications - AIF®, CFP®, ChFC®, CFA, CLU®, CIMA®, CPWA®
NoneExperience
Current
September 12, 2025 - Present
IP FINANCIAL ADVISORY SERVICES LLC
Office #1: 5950 Fairview Road, Suite 140, Charlotte, NC 28210RIA
CRD#: 305772
Charlotte, NC
Current
September 11, 2025 - Present
INNOVATION PARTNERS LLC
Office #1: 5950 Fairview Road Suite 140, Charlotte, NC 28210RIA
BD
CRD#: 146344
Charlotte, NC
Past
January 6, 2012 - September 9, 2025
TRANSAMERICA FINANCIAL ADVISORS, LLC
RIA
CRD#: 16164
Downers Grove, IL
Past
January 6, 2012 - September 9, 2025
TRANSAMERICA FINANCIAL ADVISORS, LLC
BD
CRD#: 16164
Downers Grove, IL
Past
November 19, 2010 - January 6, 2012
INVESTMENT ADVISORS INTERNATIONAL, INC.
RIA
CRD#: 139233
OAK BROOK, IL
Past
April 12, 2002 - January 6, 2012
WORLD GROUP SECURITIES, INC.
BD
CRD#: 114473
OAK BROOK, IL
Past
March 20, 2000 - April 12, 2002
WMA SECURITIES, INC.
BD
CRD#: 32625
DULUTH, GA
Primary Firm SEC Registration
This SEC-registered firm can serve clients nationwide. Some states may require the firm to submit a notice filing if the firm has more than 5 clients or a physical office there. You can view these state-level filings under the section titled "State Registrations and Notice Filings".
IF
IP FINANCIAL ADVISORY SERVICES LLC
DEEMER WEALTH MANAGEMENT | IP FINANCIAL ADVISORY SERVICES LLC | INNOVATION PARTNERS FINANCIAL SERVICES LLC
CRD#: 305772 / SEC#: 801-117481
RIA
Registered Investment Advisory firm - (10/17/2019 Approved)State Registrations and Notice Filings
Listed states reflect where the advisor is authorized to serve clients under state regulations.
IAR
means the advisor is registered as an Investment Advisor Representative in this state and is authorized to provide investment advice to clients there.RR
indicates the advisor is registered as a Registered Representative in this state, allowing them to offer securities such as stocks, bonds, and mutual funds through a broker-dealer.Visual representation of state registrations
RR
Arizona(9/11/2025)
RR
California(9/11/2025)
RR
Georgia(9/11/2025)
RR
Illinois(9/11/2025)
IAR
Illinois(9/12/2025)
RR
Indiana(9/11/2025)
IAR
Indiana(9/12/2025)
RR
Texas(9/11/2025)
RR
Wisconsin(9/11/2025)
Exams
State Security Law Exam
State Security Law Exam
General Industry/Product Exam
General Industry/Product Exam
Principal/Supervisory Exam
SRO Registrations
RR
FINRA
Current Firm
IF
IP FINANCIAL ADVISORY SERVICES LLC
DEEMER WEALTH MANAGEMENT | IP FINANCIAL ADVISORY SERVICES LLC | INNOVATION PARTNERS FINANCIAL SERVICES LLC
CRD#: 305772 / SEC#: 801-117481
RIA
Registered Investment Advisory firm - (10/17/2019 Approved)Upgrade to AdvisorCheck Premium
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Contact information
Main Address
5950 Fairview Road, Suite 140, Charlotte, NC 28210
Mailing Address
Phone number
(980) 326-3335
Established
Firm type
Fiscal year end
# of Employees
112
SEC notice filing (48 States and Territories)
Documents
Part 2 Brochures
Regulatory assets under management
| Total Number of Accounts | 2,887 |
| AUM (Assets Under Management) | $ 456,110,407 |
Red Flags
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Company Information
IP FINANCIAL ADVISORY SERVICES LLC
Financial ProfessionalCRD#: 305772Charlotte, NC 28210TRUST BUT VERIFY
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Contact information
(xxx) xxx-xxxx
xxxxx@xxxx.xxx
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