SH
Steven T. Howard
CAMBRIDGE INVESTMENT RESEARCH ADVISORS
Worcester, MA 01606
Some features on this profile are disabled
CRD#: 3107376
SH
Professional summary
Steven Thomas Howard, AIF® is a registered financial advisor currently at CAMBRIDGE INVESTMENT RESEARCH ADVISORS, INC. located in Worcester, Massachusetts and CAMBRIDGE INVESTMENT RESEARCH, INC. located in Farmington, Connecticut.
Steven is registered as an IAR (Investment Advisor Representative) and RR (Registered Representative) and started their career in finance in 1998. Steven has worked at 6 firms and has passed the Series 65, Series 63, SIE, Series 87, Series 86, Series 7 and Series 24 exams.
Question & Answer
Are you a "fiduciary"?
Yes
Aliases
None
Other business activities
Outside business activity is any business or activity undertaken by an advisor that is outside the scope of their relationship with their firm (e.g., consulting services, real estate, freelance work, teaching, etc.). Investors should stay informed about these activities to ensure no conflicts of interest.
1) CIRA, 1776 PLEASANT PLAIN RD, FAIRFIELD, IA, AS ADVISORY REP OF A RIA. INV REL, 80/MO - 80 HRS/MO TRADING. SEE EMPLOYMENT FOR START DATE. 2) SEELEY HOWARD PRIVATE WEALTH, INC, 1500 MAIN STREET 1502, PO BOX 15267, SPRINGFIELD, MA, PRESIDENT, DBA, 01/03/20, INV REL, 160 HRS/MO - 48 HRS/MO TRADING. 3) OSJ PARTNERS, LLC, CORPORATE CENTER WEST, 433 SOUTH MAIN STREET, STE 104, WEST HARTFORD, CT, 10/2020, PRESIDENT, INV REL, 100 HRS/MO - 48 HRS/MO TRADING. 4) 200 N MAIN ST PARTNERS, 200 N MAIN ST, SUITE 1203, EAST LONGMEADOW, MA 01028, 12/2021, OWNER, REAL ESTATE, NIR, 1 HR/MO - 0 HRS/MO TRADING. 5) COBBLESTONE FINANCIAL ADVISORYS, 67 Millbrook St, Worcester MA 01606, 09/2022, Owner, DBA, NIR, 20 HR/MO - 15 HR/MO Trading. 6) OL-ADVISORS, 74 Batterson Park Rd, Suite 303, Farmington CT 06032, 02/16/2024, Owner, Using a Trade Name/dba, INV REL, 40 HR/MO, 40 HR/MO TRADING. 7) WALDMAN FINANCIAL ADVISERS, 5901 Turkey Oak RD, North Chesterfield VA 23237, 03/15/2024, Investment Advisor Representative, Using a Trade Name/dba, INV REL, 8 HR/MO, 8 HR/MO TRADING. 8) GAMMA ROAD ETF PARTNERS LLC, 1090 South Colier, Marco Island FL 34145, United States, 09/30/2024, Owner, Owner/Partner of a Business Entity, NIR, 1 HR/MO - 1 HRS/MO TRADING.
CRS (Client Relationship Summary) - RIA
Click below to view Steven Thomas Howard's CRS (Customer Relationship Summary).
Certified licenses
Advisors may have various certifications and credentials from different organizations. AdvisorCheck highlights these seven certifications - AIF®, CFP®, ChFC®, CFA, CLU®, CIMA®, CPWA®
Experience
Current
November 29, 2018 - Present
CAMBRIDGE INVESTMENT RESEARCH ADVISORS, INC.
Office #1: 67 Millbrook St. Ste. 505, Worcester, MA 01606Office #2: 289 Great Rd., Ste. 200, Acton, MA 01720Office #3: 200 North Main St., West Bldg. Ste. 1203, East Longmeadow, MA 01028Office #4: 74 Batterson Park Rd. Ste. 303, Farmington, CT 06032Office #5: 1700 N Moore St. Ste. 1005, Arlington, VA 22209RIA
CRD#: 134139
Worcester, MA
Current
November 27, 2018 - Present
CAMBRIDGE INVESTMENT RESEARCH, INC.
Office #1: 74 Batterson Park Rd. Ste. 303, Farmington, CT 06032Office #2: 289 Great Road, Ste. 200, Acton, MA 01720Office #3: 2 Granite Ave. Suite 415, Milton, MA 02186Office #4: 1700 N Moore St. Ste. 1005, Arlington, VA 22209Office #5: 200 North Main St., West Bldg. Ste. 1203, East Longmeado, MA 01028Office #6: 67 Millbrook St Ste 505, Worcester, MA 01606BD
CRD#: 39543
Farmington, CT
Past
October 1, 2015 - October 30, 2018
MORGAN STANLEY INVESTMENT MANAGEMENT INC.
RIA
CRD#: 110353
NEW YORK, NY
Past
September 30, 2015 - October 30, 2018
MORGAN STANLEY DISTRIBUTION, INC.
BD
CRD#: 30344
NEW YORK, NY
Past
June 1, 2010 - October 1, 2015
MORGAN STANLEY
RIA
CRD#: 149777
NEW YORK, NY
Past
March 1, 2010 - October 1, 2015
MORGAN STANLEY
BD
CRD#: 149777
NEW YORK, NY
Past
December 7, 1998 - March 1, 2010
CITIGROUP GLOBAL MARKETS INC.
BD
CRD#: 7059
NEW YORK, NY
Primary Firm SEC Registration
This SEC-registered firm can serve clients nationwide. Some states may require the firm to submit a notice filing if the firm has more than 5 clients or a physical office there. You can view these state-level filings under the section titled "State Registrations and Notice Filings".
CI
CAMBRIDGE INVESTMENT RESEARCH ADVISORS, INC.
AXIOM WEALTH PARTNERS | WITS FINANCIAL | WHITE & ASSOCIATES | THE AMERIFLEX GROUP (TAG) | TAG WEALTH | TAG ADVISORS | TAG | SUNRIZE RETIREMENT & FINANCIAL SERVICES | SUMMIT FINANCIAL SOLUTIONS | SUMMIT FINANCIAL & INSURANCE SERVICES LLC | SUMMIT FINANCIAL & INSURANCE SERVICES | STATELINE WEALTH ADVISORS | RIPCORD WEALTH | RIPCORD PARTNERS | PREFERRED PARTNERS | PIVOTAL FINANCIAL ADVISORS LLC | PARTNERS IN PLANNING, LLC | PARAGON FINANCIAL, LLC | JORDAN CREEK FINANCIAL SOLUTIONS | GATEWAY NW WEALTH ADVISORS | GATEWAY FINANCIAL SERVICES, INC | GATEWAY FINANCIAL ADVISORS, LLC | GATEWAY FINANCIAL ADVISORS | FINANCIAL INDEPENDENCE WEALTH MANAGEMENT, LLC | DUNCAN FINANCIAL GROUP, INC | DUNCAN FINANCIAL GROUP LLC | DUNCAN FINANCIAL GROUP | DUNCAN ADVISOR RESOURCES | CORE NORTH CAPITAL PLANNING | CANTELLA CAPITAL GROUP LLC | CANTELLA | CAMBRIDGE INVESTMENT RESEARCH ADVISORS, INC. | CAMBRIDGE | AXIOM WEALTH PARTNERS, LLC
CRD#: 134139 / SEC#: 801-63930
RIA
Registered Investment Advisory firm - (2/3/2005 Approved)State Registrations and Notice Filings
Listed states reflect where the advisor is authorized to serve clients under state regulations.
IAR
means the advisor is registered as an Investment Advisor Representative in this state and is authorized to provide investment advice to clients there.RR
indicates the advisor is registered as a Registered Representative in this state, allowing them to offer securities such as stocks, bonds, and mutual funds through a broker-dealer.Visual representation of state registrations
RR
Alabama(1/2/2020)
RR
Alaska(1/2/2020)
RR
Arizona(1/2/2020)
RR
California(11/27/2018)
RR
Colorado(1/9/2019)
RR
Connecticut(11/27/2018)
IAR
Connecticut(1/11/2022)
RR
Delaware(1/2/2020)
RR
District of Columbia(1/2/2020)
RR
Florida(11/27/2018)
RR
Georgia(1/2/2020)
RR
Hawaii(1/2/2020)
RR
Idaho(1/2/2024)
RR
Illinois(1/2/2020)
RR
Indiana(1/2/2020)
RR
Iowa(1/2/2020)
RR
Kansas(1/2/2020)
RR
Kentucky(1/2/2020)
RR
Louisiana(1/2/2020)
RR
Maine(1/2/2020)
RR
Maryland(1/2/2020)
RR
Massachusetts(11/27/2018)
IAR
Massachusetts(12/6/2018)
RR
Michigan(1/2/2020)
RR
Minnesota(1/2/2020)
RR
Missouri(1/2/2020)
RR
Montana(1/2/2020)
RR
Nebraska(1/2/2020)
RR
Nevada(1/2/2020)
RR
New Hampshire(11/27/2018)
RR
New Jersey(11/27/2018)
RR
New Mexico(11/10/2020)
RR
New York(11/27/2018)
RR
North Carolina(1/3/2020)
RR
Ohio(1/2/2020)
RR
Oklahoma(1/2/2020)
RR
Oregon(11/4/2019)
RR
Pennsylvania(11/27/2018)
RR
Puerto Rico(1/2/2024)
IAR
Puerto Rico(1/10/2024)
RR
Rhode Island(3/18/2019)
RR
South Carolina(11/4/2019)
RR
South Dakota(11/10/2020)
RR
Tennessee(1/2/2020)
RR
Texas(11/27/2018)
IAR
Texas(11/29/2018)
RR
Utah(1/2/2020)
RR
Vermont(11/27/2018)
RR
Virgin Islands(1/2/2025)
IAR
Virgin Islands(1/2/2025)
RR
Virginia(1/2/2020)
IAR
Virginia(5/22/2023)
RR
Washington(1/2/2020)
RR
West Virginia(1/2/2020)
RR
Wisconsin(1/2/2020)
RR
Wyoming(4/1/2025)
Exams
State Security Law Exam
State Security Law Exam
General Industry/Product Exam
General Industry/Product Exam
General Industry/Product Exam
General Industry/Product Exam
Principal/Supervisory Exam
SRO Registrations
RR
FINRA
Current Firm
CI
CAMBRIDGE INVESTMENT RESEARCH ADVISORS, INC.
AXIOM WEALTH PARTNERS | WITS FINANCIAL | WHITE & ASSOCIATES | THE AMERIFLEX GROUP (TAG) | TAG WEALTH | TAG ADVISORS | TAG | SUNRIZE RETIREMENT & FINANCIAL SERVICES | SUMMIT FINANCIAL SOLUTIONS | SUMMIT FINANCIAL & INSURANCE SERVICES LLC | SUMMIT FINANCIAL & INSURANCE SERVICES | STATELINE WEALTH ADVISORS | RIPCORD WEALTH | RIPCORD PARTNERS | PREFERRED PARTNERS | PIVOTAL FINANCIAL ADVISORS LLC | PARTNERS IN PLANNING, LLC | PARAGON FINANCIAL, LLC | JORDAN CREEK FINANCIAL SOLUTIONS | GATEWAY NW WEALTH ADVISORS | GATEWAY FINANCIAL SERVICES, INC | GATEWAY FINANCIAL ADVISORS, LLC | GATEWAY FINANCIAL ADVISORS | FINANCIAL INDEPENDENCE WEALTH MANAGEMENT, LLC | DUNCAN FINANCIAL GROUP, INC | DUNCAN FINANCIAL GROUP LLC | DUNCAN FINANCIAL GROUP | DUNCAN ADVISOR RESOURCES | CORE NORTH CAPITAL PLANNING | CANTELLA CAPITAL GROUP LLC | CANTELLA | CAMBRIDGE INVESTMENT RESEARCH ADVISORS, INC. | CAMBRIDGE | AXIOM WEALTH PARTNERS, LLC
CRD#: 134139 / SEC#: 801-63930
RIA
Registered Investment Advisory firm - (2/3/2005 Approved)Upgrade to AdvisorCheck Premium
Get A Biweekly Pulse, AutomaticallyReceive biweekly alerts automatically. Stay informed and proactive.
Catch Firm-Level Red Flags SoonerCatch leadership changes and disclosures early, before issues escalate.
See Trends. Not Just SnapshotsMonitor firm stability metrics like AUM and advisor ratios over time.
Contact information
Main Address
1776 Pleasant Plain Rd., Fairfield, IA 52556-8757
Mailing Address
Phone number
(641) 472-5100
Established
Firm type
Fiscal year end
# of Employees
3,361
SEC notice filing (53 States and Territories)
Regulatory assets under management
| Total Number of Accounts | 438,414 |
| AUM (Assets Under Management) | $ 102,413,096,032 |
Accountant surprise examination report
| Filing Date | Form ADV-E Cover | Form ADV-E Report |
|---|---|---|
| 12/09/2024 | ||
| 04/29/2024 |
Red Flags
Disclosures can be potential red flags, including customer disputes, regulatory fines, employer terminations, bankruptcies, judgments, liens, or certain criminal activities.
Check for any disclosures as part of your thorough research when choosing an advisor.
Company Information
CAMBRIDGE INVESTMENT RESEARCH ADVISORS, INC.
CRD#: 134139Worcester, MA 01606TRUST BUT VERIFY
Monitor Steven Howard
Get automatic monthly alerts on:Job or Firm Moves
Licensing Changes
Client Complaints
New Red Flags
Contact Information Updates
