JC
Joseph A. Cearlock
CETERA INVESTMENT ADVISERS LLC
VANDALIA, IL 62471
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CRD#: 2498938
JC
Professional summary
Joseph Alan Cearlock is a registered financial advisor currently at CETERA INVESTMENT ADVISERS LLC located in Vandalia, Illinois and CETERA WEALTH SERVICES, LLC located in Vandalia, Illinois.
Joseph is registered as an IAR (Investment Advisor Representative) and RR (Registered Representative) and started their career in finance in 1994. Joseph has worked at 4 firms and has passed the Series 65, Series 63, SIE, Series 7 and Series 6 exams.
Question & Answer
Are you a "fiduciary"?
Yes
Aliases
None
Other business activities
Outside business activity is any business or activity undertaken by an advisor that is outside the scope of their relationship with their firm (e.g., consulting services, real estate, freelance work, teaching, etc.). Investors should stay informed about these activities to ensure no conflicts of interest.
2) Joseph Cearlock~'NIR'~1007 North Eighth St~Vandalia~IL~62471~Rental Property~Owner~1/20/2005~1hrs~0hrs~LANDLORD 3) LCB CPAs & Advisors, Ltd~'NIR'~1007 N 8TH ST~VANDALIA~IL~62471~Accounting Services/Tax Preparation~Owner~6/21/1985~80hrs~65hrs~CPA/ACCOUNTING/TAX PREPARATION 4) EVA L DURBIN POA~'NIR'~2934 LAKEWOOD DR~VANDALIA~IL~62471~Other~Other~12/2/2013~4hrs~0hrs~I TAKE CARE OF HER AFFAIRS-SHE HAS ALZHEIMERS AND IS IN LTC. I PAY HER BILLS, DEAL WITH MEDICAID AND INSURANCE COMPANIES 5) FIRST UNITED METHODIST CHURCH POSITION: TRUSTEE/COUNCIL CHAIRMAN NATURE: Board Position/Officer INVESTMENT RELATED: No NUMBER OF HOURS: 1 SECURITIES TRADING HOURS: 1 START DATE: 01/01/2021; 127 N 4TH ST, VANDALIA IL 62471, TRUSTEES ARE RESPONSIBLE FOR THE PROPERTY OF THE CHURCH-DO NOT HANDLE CASH OR HAVE SIGNATURE AUTHORITY ON ANY BANK ACCOUNT. AS CHAIRMAN, I SIMPLY RUN THE CHURCH COUNCIL MEETINGS. THEY HAVE SEPARATE FINANCIAL COMMITTEE THAT HANDLES INVESTMENTS. I AM NOT INVOLVED AT ALL WITH THAT COMMITTEE. 7) LCB WEALTH MANAGEMENT LLC POSITION: MEMBER/PARTNER NATURE: This is a partnership with Mark Burnam and Beth Hawk-we will be working under this name in the future. INVESTMENT RELATED: No NUMBER OF HOURS: 180 SECURITIES TRADING HOURS: 130 START DATE: 01/01/2024 ADDRESS: 1007 North Eighth Street, Vandalia IL 62471, United States DESCRIPTION: We are all Avantax Investment advisors. Mark and Beth are sub-advisors of mine. We will be working under this name in the future. 8) THE WAY CHURCH OF FAYETTE COUNTY POSITION: Vice President/Elder NATURE: To assist the Pastor/President with the business and leadership needs of the church. Will be a voting member of church board of directors/elders. Do not have signature authority on any church bank or investment account. INVESTMENT RELATED: No NUMBER OF HOURS: 10 SECURITIES TRADING HOURS: 0 START DATE: 07/15/2025 ADDRESS: 427 W ORCHARD ST, Suite G, P O Box 37, Vandalia IL 62471, United States DESCRIPTION: Will mostly be a service/religious position as an elder of the church. I will be a voting member of the church board for all activities including business issues. Will not have signature authority on church bank or investment accounts.
CRS (Client Relationship Summary) - RIA
Click below to view Joseph Alan Cearlock's CRS (Customer Relationship Summary).
Certified licenses
Advisors may have various certifications and credentials from different organizations. AdvisorCheck highlights these seven certifications - AIF®, CFP®, ChFC®, CFA, CLU®, CIMA®, CPWA®
NoneExperience
Current
September 5, 2025 - Present
CETERA INVESTMENT ADVISERS LLC
Office #1: 1007 North Eighth St., Vandalia, IL 62471RIA
CRD#: 105644
VANDALIA, IL
Current
September 5, 2025 - Present
CETERA WEALTH SERVICES, LLC
Office #1: 1007 North Eighth Street, Vandalia, IL 62471BD
CRD#: 13572
VANDALIA, IL
Past
February 22, 1998 - September 5, 2025
AVANTAX ADVISORY SERVICES
RIA
CRD#: 104556
VANDALIA, IL
Past
June 29, 1994 - September 5, 2025
AVANTAX INVESTMENT SERVICES, INC.
BD
CRD#: 13686
VANDALIA, IL
Primary Firm SEC Registration
This SEC-registered firm can serve clients nationwide. Some states may require the firm to submit a notice filing if the firm has more than 5 clients or a physical office there. You can view these state-level filings under the section titled "State Registrations and Notice Filings".
CI
CETERA INVESTMENT ADVISERS LLC
CETERA ADVISOR NETWORKS | TERRA FINANCIAL PLANNING GROUP LTD | GENWORTH FINANCIAL ADVISERS CORPORATION | FIRST ALLIED ADVISORY SERVICES | CETERA INVESTMENT ADVISERS LLC | CETERA ADVISORS
CRD#: 105644 / SEC#: 801-20406
RIA
Registered Investment Advisory firm - (1/13/1984 Approved)State Registrations and Notice Filings
Listed states reflect where the advisor is authorized to serve clients under state regulations.
IAR
means the advisor is registered as an Investment Advisor Representative in this state and is authorized to provide investment advice to clients there.RR
indicates the advisor is registered as a Registered Representative in this state, allowing them to offer securities such as stocks, bonds, and mutual funds through a broker-dealer.Visual representation of state registrations
RR
Florida(9/5/2025)
RR
Illinois(9/5/2025)
IAR
Illinois(9/5/2025)
RR
Indiana(9/5/2025)
RR
Missouri(9/5/2025)
RR
Tennessee(9/5/2025)
Exams
State Security Law Exam
State Security Law Exam
General Industry/Product Exam
General Industry/Product Exam
General Industry/Product Exam
SRO Registrations
RR
FINRA
Current Firm
CI
CETERA INVESTMENT ADVISERS LLC
CETERA ADVISOR NETWORKS | TERRA FINANCIAL PLANNING GROUP LTD | GENWORTH FINANCIAL ADVISERS CORPORATION | FIRST ALLIED ADVISORY SERVICES | CETERA INVESTMENT ADVISERS LLC | CETERA ADVISORS
CRD#: 105644 / SEC#: 801-20406
RIA
Registered Investment Advisory firm - (1/13/1984 Approved)Upgrade to AdvisorCheck Premium
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Contact information
Main Address
1450 American Lane 6th Floor, Suite 650, Schaumburg, IL 60173-2096
Mailing Address
Phone number
(310) 257-7880
Established
Firm type
Fiscal year end
# of Employees
7,705
SEC notice filing (53 States and Territories)
Regulatory assets under management
| Total Number of Accounts | 584,487 |
| AUM (Assets Under Management) | $ 163,792,814,520 |
Accountant surprise examination report
| Filing Date | Form ADV-E Cover | Form ADV-E Report |
|---|---|---|
| 10/27/2025 | ||
| 12/13/2024 | ||
| 09/26/2023 | ||
| 11/18/2022 |
Red Flags
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Company Information
CETERA INVESTMENT ADVISERS LLC
CRD#: 105644Vandalia, IL 62471TRUST BUT VERIFY
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