NS
Noel C. Spencer
CETERA INVESTMENT ADVISERS LLC
GOSHEN, NY 10924
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CRD#: 2320549
NS
Professional summary
Noel Courtney Spencer is a registered financial advisor currently at CETERA INVESTMENT ADVISERS LLC located in Goshen, New York and CETERA WEALTH SERVICES, LLC located in Goshen, New York.
Noel is registered as an IAR (Investment Advisor Representative) and RR (Registered Representative) and started their career in finance in 1994. Noel has worked at 7 firms and has passed the Series 63, SIE and Series 6 exams.
Question & Answer
Are you a "fiduciary"?
Yes
Aliases
None
Other business activities
Outside business activity is any business or activity undertaken by an advisor that is outside the scope of their relationship with their firm (e.g., consulting services, real estate, freelance work, teaching, etc.). Investors should stay informed about these activities to ensure no conflicts of interest.
1) Nat'l Integrity 15 Matthews St Goshen NY 10924 Independent Ins Agt Ins Sales Agt 1/1/2005 1hrs~0hrs Sales 2) John Hancock 601 Congress St Boston MA 02210 Ins Sales Agt 10/10/2003 1hrs~0hrs Sales/Service 3) Empire Blue Cross Crystal Run Plaza Middletown NY 10940 Ins Sales Agt~11/20/1998~20hrs~0hrs~Sales for emp benefits, Medicare Adv 4) Empire Blue Cross 1 Liberty Pl New York NY 10006 Ins Sales Agent~3/5/1998~3hrs~0hrs~Sales 5) Spencer & Miller Property Mgt 20 Ridge St Middletown NY 12550 Real Estate/Mortgage/Title Svcs/Appraisal Vice Pres~3/1/2004~1hrs~0hrs~Maintain Prop, plus prepare for rentals 6) Spencers of Jamaica Inc/pres 735 Broadway Newburgh NY 12550 Tax Prep/Acct Tax Prep/Acct~4/1/1987~160hrs~0hrs~Mgt/Sales 7) Spencer's Financial 735 Broadway Newburgh NY 12550~Tax prep/Acct~Pres~10/1/2004~20hrs~0hrs~Tax Prep, Payroll, Mortgage 8) Allianz 1345 Ave of Americas NY NY 10105 Ins Sales Agt~5/1/2004~2hrs~0hrs~Sales 18)Oxford Health 48 Monroe tpke Trumbull CT 06611 Ins Sales Agt 6/1/1997~1hrs~0hrs~Sales 9) Hartford Life 1 Hartford Plaza~Hartford~CT~06155~Independent Ins Agt~ Ins Sales Agt~5/1/2005~1hrs~0hrs~Sales 10) LENDING AND BANKING SERVICES THROUGH AVANTAX; Inv Advisor; The Avantax Lending and Banking team offers security-based lending programs Financial Professionals can use to help address client liquidity needs; IR; HRS 12; HRS 20; 04/22; New York NY; Access to Liquidity Solutions Security 11) 163 OLD LITTLE BRITAIN, INC; Pres; CEO; NIR; HRS 3; HRS 3; 03/22; Goshen NY; Oversee the gen ops or the Real Estate Mgt firm. 12) EPISCOPAL CHURCH; Eucharistic Minister; Reading from Chapters of the Bible. Assist with communion. Visit the homebound as needed; NIR; HRS 1; HRS 0; 05/96; Goshen NY; Prep for the reading the scripture on the assigned day by the Priest. I also assist the priest by offering wine to the congregants. 13) NCS REVOCABLE TRUST; Trustee; The revocable trust is created to move property including personal property from my name Noel Spencer to the Trust; NIR; HRS 0; HRS 0; 09/22; Goshen NY; Ensure that the Trust documents are safely preserved. Do annual review with my wife to ensure all information is up to date. Confirm all checking account balances are adequate. 14) PATRICIA E MILLER REV TRUST POSITION: Trustee NATURE: Revocable Trusts are established for my wife and I. Our attorney's recommended that the Revocable. The Trust is established to provide descriptions of the role each of our family members have upon our change in life. From health to death. The trust will supercede our wills. INVESTMENT RELATED: Yes NUMBER OF HOURS: 1 SECURITIES TRADING HOURS: 1 START DATE: 09/12/2022 ADDRESS: 3 Valerie Drive, Chester NY 10918 DESCRIPTION: Meet with attorney periodically in reviewing amendments to the trust. My wife and I created our Trust since it is good business practices. Our personal accounts for checking and savings will be registered in the names of the Trusts. Our home and second home titles are now in the name of the Trust. The attorneys suggest that the ownership of the corporations be in the name of the Trust. My duties include opening the mail that comes for action to be taken. Pay the property and school taxes quarterly. Pay the Liability insurance for the homes. Hire contractors for snow removal and summer maintenance of the property. Select other contractors if plumbing or electrical servicing is needed .At this time, we will begin to move our personal checking and savings accounts to the Trust. A IRS Trust Tax return is not required since there is no income attributed to the Trust. 15)National Integrity; Insurance Sales Agent; Independent Insurance Agent; IR; ; 01/01/2005; 15 Matthews St Goshen NY 10924; Sales
CRS (Client Relationship Summary) - RIA
Click below to view Noel Courtney Spencer's CRS (Customer Relationship Summary).
Certified licenses
Advisors may have various certifications and credentials from different organizations. AdvisorCheck highlights these seven certifications - AIF®, CFP®, ChFC®, CFA, CLU®, CIMA®, CPWA®
NoneExperience
Current
September 5, 2025 - Present
CETERA INVESTMENT ADVISERS LLC
Office #1: 29 St John Street, Goshen, NY 10924RIA
CRD#: 105644
GOSHEN, NY
Current
September 5, 2025 - Present
CETERA WEALTH SERVICES, LLC
Office #1: 29 St John Street, Goshen, NY 10924BD
CRD#: 13572
Goshen, NY
Past
September 1, 2021 - September 5, 2025
AVANTAX ADVISORY SERVICES
RIA
CRD#: 104556
Goshen, NY
Past
August 20, 1997 - September 5, 2025
AVANTAX INVESTMENT SERVICES, INC.
BD
CRD#: 13686
Goshen, NY
Past
April 24, 1996 - July 2, 1997
CHURCHILL SECURITIES, INC.
BD
CRD#: 10343
SUFFERN, NY
Past
October 18, 1994 - January 19, 1996
METROPOLITAN LIFE INSURANCE COMPANY
BD
CRD#: 4095
NEW YORK, NY
Past
October 18, 1994 - January 19, 1996
MSI FINANCIAL SERVICES, INC.
BD
CRD#: 14251
SPRINGFIELD, MA
Primary Firm SEC Registration
This SEC-registered firm can serve clients nationwide. Some states may require the firm to submit a notice filing if the firm has more than 5 clients or a physical office there. You can view these state-level filings under the section titled "State Registrations and Notice Filings".
CI
CETERA INVESTMENT ADVISERS LLC
CETERA ADVISOR NETWORKS | TERRA FINANCIAL PLANNING GROUP LTD | GENWORTH FINANCIAL ADVISERS CORPORATION | FIRST ALLIED ADVISORY SERVICES | CETERA INVESTMENT ADVISERS LLC | CETERA ADVISORS
CRD#: 105644 / SEC#: 801-20406
RIA
Registered Investment Advisory firm - (1/13/1984 Approved)State Registrations and Notice Filings
Listed states reflect where the advisor is authorized to serve clients under state regulations.
IAR
means the advisor is registered as an Investment Advisor Representative in this state and is authorized to provide investment advice to clients there.RR
indicates the advisor is registered as a Registered Representative in this state, allowing them to offer securities such as stocks, bonds, and mutual funds through a broker-dealer.Visual representation of state registrations
RR
California(9/5/2025)
RR
Connecticut(9/5/2025)
RR
Florida(9/5/2025)
RR
New Jersey(9/5/2025)
RR
New York(9/5/2025)
IAR
New York(9/5/2025)
Exams
State Security Law Exam
General Industry/Product Exam
General Industry/Product Exam
SRO Registrations
RR
FINRA
Current Firm
CI
CETERA INVESTMENT ADVISERS LLC
CETERA ADVISOR NETWORKS | TERRA FINANCIAL PLANNING GROUP LTD | GENWORTH FINANCIAL ADVISERS CORPORATION | FIRST ALLIED ADVISORY SERVICES | CETERA INVESTMENT ADVISERS LLC | CETERA ADVISORS
CRD#: 105644 / SEC#: 801-20406
RIA
Registered Investment Advisory firm - (1/13/1984 Approved)Upgrade to AdvisorCheck Premium
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Contact information
Main Address
1450 American Lane 6th Floor, Suite 650, Schaumburg, IL 60173-2096
Mailing Address
Phone number
(310) 257-7880
Established
Firm type
Fiscal year end
# of Employees
7,705
SEC notice filing (53 States and Territories)
Regulatory assets under management
| Total Number of Accounts | 584,487 |
| AUM (Assets Under Management) | $ 163,792,814,520 |
Accountant surprise examination report
| Filing Date | Form ADV-E Cover | Form ADV-E Report |
|---|---|---|
| 10/27/2025 | ||
| 12/13/2024 | ||
| 09/26/2023 | ||
| 11/18/2022 |
Red Flags
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Company Information
CETERA INVESTMENT ADVISERS LLC
CRD#: 105644Goshen, NY 10924TRUST BUT VERIFY
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Contact information
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