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KN

Karen M. Norrman

CETERA INVESTMENT ADVISERS LLC
South Grafton, MA
Some features on this profile are disabled
CRD#: 2305129
KN

Professional summary

Karen Marie Norrman, who also goes by Karen M Knapik, Karen Marie Knapik, is a registered financial advisor currently at CETERA INVESTMENT ADVISERS LLC located in South Grafton, Massachusetts and CETERA WEALTH SERVICES, LLC located in Worcester, Massachusetts.

Karen is registered as an IAR (Investment Advisor Representative) and RR (Registered Representative) and started their career in finance in 1993. Karen has worked at 13 firms and has passed the Series 66, Series 63, SIE, Series 7 and Series 6 exams.

top-8-questions

Question & Answer

Are you a "fiduciary"?
Yes

Aliases

Karen M Knapik | Karen Marie Knapik

Other business activities

Outside business activity is any business or activity undertaken by an advisor that is outside the scope of their relationship with their firm (e.g., consulting services, real estate, freelance work, teaching, etc.). Investors should stay informed about these activities to ensure no conflicts of interest.
NAME OF ENTITY: INDEPENDENT INSURANCE AGENT; Yes; 324 GROVE STREET; WORCESTER; MA; 01606; Fixed Insurance Sales; Independent Insurance Agent; 11/27/2020; 160; 160; SALE OF FIXED INSURANCE PROJECTS|NAME OF ENTITY:ARCHSTONE FINANCIAL; Yes; 324 GROVE ST; WORCESTER; MA; 01605; FINANCIAL SERVICES/DBA; FINANCIAL ADVISER; 11/27/2020; 160; 160; SALE AND SERVICE INSURANCE, SECURITIES AND INVESTMENT PRODUCTS|NAME OF ENTITY:KAREN NORRMAN-RENTAL; No; 325 PROVIDENCE RD; S GRAFTON; MA; 01560; RENTAL PROPERTY; OWNER; 7/1/2011; 2; 0; MANAGE PROPERTY|

Blog Corner

CRS (Client Relationship Summary) - RIA

Click below to view Karen Marie Norrman's CRS (Customer Relationship Summary).
CRS (Customer Relationship Summary)

Certified licenses

Advisors may have various certifications and credentials from different organizations. AdvisorCheck highlights these seven certifications - AIF®, CFP®, ChFC®, CFA, CLU®, CIMA®, CPWA®
None

Experience

Current

June 29, 2023 - Present

CETERA INVESTMENT ADVISERS LLC

Office #2: 324 Grove Street, Worcester, MA 01605
RIA
CRD#: 105644
South Grafton, MA
Current

June 9, 2021 - Present

CETERA WEALTH SERVICES, LLC

Office #1: 324 Grove Street, Worcester, MA 01605
BD
CRD#: 13572
Worcester, MA
Past

June 9, 2021 - June 29, 2023

CETERA WEALTH SERVICES, LLC

RIA
CRD#: 13572
EL SEGUNDO, CA
Past

November 30, 2020 - June 9, 2021

VOYA FINANCIAL ADVISORS, INC.

RIA
CRD#: 2882
Worcester, MA
Past

November 24, 2020 - June 9, 2021

VOYA FINANCIAL ADVISORS, INC.

BD
CRD#: 2882
Worcester, MA
Past

August 3, 2017 - November 27, 2020

CITIZENS SECURITIES, INC.

RIA
CRD#: 39550
GROTON, MA
Past

July 31, 2017 - November 27, 2020

CITIZENS SECURITIES, INC.

BD
CRD#: 39550
GROTON, MA
Past

June 20, 2016 - August 3, 2017

CAMBRIDGE INVESTMENT RESEARCH ADVISORS, INC.

RIA
CRD#: 134139
Millbury, MA
Past

June 9, 2016 - August 3, 2017

CAMBRIDGE INVESTMENT RESEARCH, INC.

BD
CRD#: 39543
MILLBURY, MA
Past

March 31, 2014 - June 6, 2016

VOYA FINANCIAL ADVISORS, INC.

RIA
CRD#: 2882
WINDSOR, CT
Past

March 14, 2014 - June 6, 2016

VOYA FINANCIAL ADVISORS, INC.

BD
CRD#: 2882
WINDSOR, CT
Past

February 5, 2007 - March 12, 2014

AMERIPRISE FINANCIAL SERVICES, LLC

BD
CRD#: 6363
WORCESTER, MA
Past

October 4, 2002 - February 8, 2005

EVERLAKE DISTRIBUTORS, LLC

BD
CRD#: 100460
NORTHBROOK, IL
Past

December 6, 2000 - October 4, 2002

AFD, INC.

BD
CRD#: 34047
NORTHBROOK, IL
Past

February 29, 2000 - December 19, 2000

HIMCO DISTRIBUTION SERVICES COMPANY

BD
CRD#: 6604
HARTFORD, CT
Past

June 13, 1995 - June 22, 1999

THE PAUL REVERE VARIABLE ANNUITY INSURANCE COMPANY

BD
CRD#: 647
WORCESTER, MA
Past

March 28, 1994 - June 3, 1994

CONSECO SECURITIES, INC.

BD
CRD#: 29367
CARMEL, IN
Past

June 1, 1993 - March 28, 1994

SHAWMUT BROKERAGE, INC.

BD
CRD#: 17081

Primary Firm SEC Registration

This SEC-registered firm can serve clients nationwide. Some states may require the firm to submit a notice filing if the firm has more than 5 clients or a physical office there. You can view these state-level filings under the section titled "State Registrations and Notice Filings".
CI
CETERA INVESTMENT ADVISERS LLC
CETERA ADVISOR NETWORKS | TERRA FINANCIAL PLANNING GROUP LTD | GENWORTH FINANCIAL ADVISERS CORPORATION | FIRST ALLIED ADVISORY SERVICES | CETERA INVESTMENT ADVISERS LLC | CETERA ADVISORS

CRD#: 105644 / SEC#: 801-20406

RIA
Registered Investment Advisory firm - (1/13/1984 Approved)

State Registrations and Notice Filings

Listed states reflect where the advisor is authorized to serve clients under state regulations.

IAR
means the advisor is registered as an Investment Advisor Representative in this state and is authorized to provide investment advice to clients there.
RR
indicates the advisor is registered as a Registered Representative in this state, allowing them to offer securities such as stocks, bonds, and mutual funds through a broker-dealer.

Visual representation of state registrations

RR
Connecticut
(6/9/2021)
RR
Florida
(6/10/2021)
RR
Georgia
(6/9/2021)
RR
Maine
(6/9/2021)
RR
Massachusetts
(6/9/2021)
IAR
Massachusetts
(6/29/2023)
RR
New York
(7/9/2024)
RR
Pennsylvania
(3/27/2023)
RR
Rhode Island
(6/9/2021)
RR
South Carolina
(2/21/2024)
RR
Tennessee
(6/9/2021)
RR
Virginia
(11/14/2024)

Exams

State Security Law Exam
RR
IAR
Series 66
Date: 3/24/2014
Uniform Combined State Law Examination
State Security Law Exam
RR
Series 63
Date: 12/28/2001
Uniform Securities Agent State Law Examination
General Industry/Product Exam
RR
SIE
Date: 10/1/2018
Securities Industry Essentials Examination
General Industry/Product Exam
RR
Series 7
Date: 3/13/2008
General Securities Representative Examination
General Industry/Product Exam
RR
Series 6
Date: 12/14/1992
Investment Company Products/Variable Contracts Representative Examination
SRO Registrations
RR
FINRA

Current Firm

CI
CETERA INVESTMENT ADVISERS LLC
CETERA ADVISOR NETWORKS | TERRA FINANCIAL PLANNING GROUP LTD | GENWORTH FINANCIAL ADVISERS CORPORATION | FIRST ALLIED ADVISORY SERVICES | CETERA INVESTMENT ADVISERS LLC | CETERA ADVISORS

CRD#: 105644 / SEC#: 801-20406

RIA
Registered Investment Advisory firm - (1/13/1984 Approved)
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Contact information

Main Address
1450 American Lane 6th Floor, Suite 650, Schaumburg, IL 60173-2096
Mailing Address
Phone number
(310) 257-7880
Established
Firm type
Fiscal year end
# of Employees
7,705

SEC notice filing (53 States and Territories)

Blank US states mapAlaskaHawaiiAlabamaArkansasArizonaCaliforniaColoradoConnecticutDelawareFloridaGeorgiaIowaIdahoIllinoisIndianaKansasKentuckyLouisianaMassachusettsMarylandMaineMichiganMinnesotaMissouriMississippiMontanaNorth CarolinaNorth DakotaNebraskaNew HampshireNew JerseyNew MexicoNevadaNew YorkOhioOklahomaOregonPennsylvaniaRhode IslandSouth CarolinaSouth DakotaTennesseeTexasUtahVirginiaVermontWisconsinWest VirginiaWyoming

Documents

Customer Relationship Summary (CRS / SEC)Latest Form ADV

Regulatory assets under management

Total Number of Accounts584,487
AUM (Assets Under Management)$ 163,792,814,520

Accountant surprise examination report

Filing DateForm ADV-E CoverForm ADV-E Report
10/27/2025
Cover Page
Report
12/13/2024
Cover Page
Report
09/26/2023
Cover Page
Report
11/18/2022
Cover Page
Report

Red Flags

Disclosures can be potential red flags, including customer disputes, regulatory fines, employer terminations, bankruptcies, judgments, liens, or certain criminal activities.

Check for any disclosures as part of your thorough research when choosing an advisor.

Company Information

CETERA INVESTMENT ADVISERS LLC

CRD#: 105644South Grafton, MA

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