MT
Michele A. Tutoli
CETERA INVESTMENT ADVISERS LLC
SAN DIEGO, CA 92124
Some features on this profile are disabled
CRD#: 1618719
MT
Professional summary
Michele Ann Tutoli, CFP® is a registered financial advisor currently at CETERA INVESTMENT ADVISERS LLC located in San Diego, California and CETERA WEALTH SERVICES, LLC located in San Diego, California.
Michele is registered as an IAR (Investment Advisor Representative) and RR (Registered Representative) and started their career in finance in 2002. Michele has worked at 7 firms and has passed the Series 66, SIE and Series 7 exams.
Question & Answer
Are you a "fiduciary"?
Yes
Aliases
None
Other business activities
Outside business activity is any business or activity undertaken by an advisor that is outside the scope of their relationship with their firm (e.g., consulting services, real estate, freelance work, teaching, etc.). Investors should stay informed about these activities to ensure no conflicts of interest.
1) LORD INSURANCE GROUP, INC POS: VICE PRESIDENT NATURE: CAPTIVE INSURANCE COMPANY FOR FAMILY INV. RELATED: Yes # HRS: 5 SEC. TRDNG HOURS: 0 START: 04/01/2010 ADDRESS: Park City DESCRIPTION: Captive insurance company 2 ) NGL INSURANCE GROUP POS: AGENT NATURE: FUNERAL EXPENSE INSURANCE INV. RELATED: Yes # HRS: 2 SEC. TRDNG HRS: 2 START: 12/01/2007 ADDRESS: San Diego DESCRIPTION: Funeral expense insurance 3 ) RENTAL PROPERTY POS: BROOKLYN, NY NATURE: RENTAL REAL ESTATE INV. RELATED: Yes # HRS: 1 SEC. TRDNG HRS: 1 START: 01/01/1978 ADDRESS: Brooklyn DESCRIPTION: HOURS VARY DEPENDING ON TENANT NEEDS 4 ) SENIOR SETTLEMENTS POS: Sales NATURE: Life settlements INV. RELATED: Yes # HRS: 0 SEC. TRDNG HRS: 0 START: ADDRESS: San Diego DESCRIPTION: Assist terminally ill persons who need accelerated death benefits and/or elderly persons who no longer need coverage provided in the sale on non variable life insurance policies. 5 ) AFLAC POS: BROKER NATURE: INSURANCE INV. RELATED: Yes # HRS: 1 SEC. TRDNG HRS: 0 START: 12/10/2014 ADDRESS: Columbus DESCRIPTION: REFER CLIENTS TO AFLAC 6 ) AF&T FINANCIAL GROUP POS: VICE PRESIDENT/ADVISOR NATURE: FINANCIAL SERVICES INV. RELATED: Yes # HRS: 160 SEC. TRDNG HRS: 120 START: 1/2002 ADDRESS: San Diego DESCRIPTION: ADVISING CLIENTS RE INVESTMENTS 7 ) AF&T INSURANCE SERVICES POS: VICE PRESIDENT NATURE: INSURANCE SERVICES INV. RELATED: Yes # HRS: 2 SEC. TRDNG HRS: 2 START: 02/28/2002 ADDRESS: San Diego DESCRIPTION: Insurance sales 8) ARMSTRONG, FISCH & TUTOLI POS: ATTORNEY NATURE: Law firm INV. RELATED: No # HRS: 160 SEC. TRDNG HRS: 160 START: 12/01/1995 DESCRIPTION: Attorney 9) LAW FIRM MICHELE A. TUTOLI POS: Law firm NATURE: Law firm INV. RELATED: No # HRS: 1 SEC. TRDNG HRS: 1 START: 07/02/1991 ADDRESS: Encinitas DESCRIPTION: Law firm 10) NOTARY PUBLIC POS: self NATURE: Notary for law firm clients INV. RELATED: No # HRS: 0 SEC. TRDNG HRS: 0 START: 02/05/1997 ADDRESS: San Diego DESCRIPTION: Notary 11)L. and T. Family Revocable Trust; TRUSTEE; TRUST; IR; 1; 07/02/1991; Encinita CA 92024; Trustee 12)MICHELE TUTOLI; SALE OF NON VARIABLE LIFE INSURANCE POLICIES; INSURANCE; IR; San Diego CA ;
CRS (Client Relationship Summary) - RIA
Click below to view Michele Ann Tutoli's CRS (Customer Relationship Summary).
Certified licenses
Advisors may have various certifications and credentials from different organizations. AdvisorCheck highlights these seven certifications - AIF®, CFP®, ChFC®, CFA, CLU®, CIMA®, CPWA®
Experience
Current
September 5, 2025 - Present
CETERA INVESTMENT ADVISERS LLC
Office #1: 6050 Santo Road Suite 240, San Diego, CA 92124RIA
CRD#: 105644
SAN DIEGO, CA
Current
September 5, 2025 - Present
CETERA WEALTH SERVICES, LLC
Office #1: 6050 Santo Road Suite 240, San Diego, CA 92124BD
CRD#: 13572
SAN DIEGO, CA
Past
October 25, 2019 - September 5, 2025
AVANTAX ADVISORY SERVICES
RIA
CRD#: 104556
SAN DIEGO, CA
Past
October 25, 2019 - September 5, 2025
AVANTAX INVESTMENT SERVICES, INC.
BD
CRD#: 13686
SAN DIEGO, CA
Past
October 24, 2002 - October 25, 2019
1ST GLOBAL ADVISORS INC
RIA
CRD#: 111133
SAN DIEGO, CA
Past
October 18, 2002 - October 25, 2019
1ST GLOBAL CAPITAL CORP.
BD
CRD#: 30349
SAN DIEGO, CA
Past
May 13, 2002 - October 21, 2002
WOODBURY FINANCIAL SERVICES, INC.
BD
CRD#: 421
OAKDALE, MN
Primary Firm SEC Registration
This SEC-registered firm can serve clients nationwide. Some states may require the firm to submit a notice filing if the firm has more than 5 clients or a physical office there. You can view these state-level filings under the section titled "State Registrations and Notice Filings".
CI
CETERA INVESTMENT ADVISERS LLC
CETERA ADVISOR NETWORKS | TERRA FINANCIAL PLANNING GROUP LTD | GENWORTH FINANCIAL ADVISERS CORPORATION | FIRST ALLIED ADVISORY SERVICES | CETERA INVESTMENT ADVISERS LLC | CETERA ADVISORS
CRD#: 105644 / SEC#: 801-20406
RIA
Registered Investment Advisory firm - (1/13/1984 Approved)State Registrations and Notice Filings
Listed states reflect where the advisor is authorized to serve clients under state regulations.
IAR
means the advisor is registered as an Investment Advisor Representative in this state and is authorized to provide investment advice to clients there.RR
indicates the advisor is registered as a Registered Representative in this state, allowing them to offer securities such as stocks, bonds, and mutual funds through a broker-dealer.Visual representation of state registrations
RR
Arizona(9/5/2025)
RR
California(9/5/2025)
IAR
California(9/5/2025)
RR
Colorado(9/5/2025)
RR
Hawaii(9/5/2025)
RR
Idaho(9/5/2025)
RR
Illinois(9/5/2025)
RR
Kansas(9/5/2025)
RR
Massachusetts(9/5/2025)
RR
Minnesota(9/5/2025)
RR
Missouri(9/5/2025)
RR
Nevada(9/5/2025)
RR
New Jersey(9/5/2025)
RR
New Mexico(9/5/2025)
RR
New York(9/5/2025)
RR
North Carolina(9/5/2025)
RR
Oklahoma(9/5/2025)
RR
Oregon(9/5/2025)
RR
Pennsylvania(9/5/2025)
RR
South Carolina(9/5/2025)
RR
Texas(9/5/2025)
IAR
Texas(9/5/2025)
RR
Utah(9/5/2025)
RR
Washington(9/5/2025)
Exams
State Security Law Exam
General Industry/Product Exam
General Industry/Product Exam
SRO Registrations
RR
FINRA
Current Firm
CI
CETERA INVESTMENT ADVISERS LLC
CETERA ADVISOR NETWORKS | TERRA FINANCIAL PLANNING GROUP LTD | GENWORTH FINANCIAL ADVISERS CORPORATION | FIRST ALLIED ADVISORY SERVICES | CETERA INVESTMENT ADVISERS LLC | CETERA ADVISORS
CRD#: 105644 / SEC#: 801-20406
RIA
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Contact information
Main Address
1450 American Lane 6th Floor, Suite 650, Schaumburg, IL 60173-2096
Mailing Address
Phone number
(310) 257-7880
Established
Firm type
Fiscal year end
# of Employees
7,705
SEC notice filing (53 States and Territories)
Regulatory assets under management
| Total Number of Accounts | 584,487 |
| AUM (Assets Under Management) | $ 163,792,814,520 |
Accountant surprise examination report
| Filing Date | Form ADV-E Cover | Form ADV-E Report |
|---|---|---|
| 10/27/2025 | ||
| 12/13/2024 | ||
| 09/26/2023 | ||
| 11/18/2022 |
Red Flags
Disclosures can be potential red flags, including customer disputes, regulatory fines, employer terminations, bankruptcies, judgments, liens, or certain criminal activities.
Check for any disclosures as part of your thorough research when choosing an advisor.
