Paul R. Justin
SOVRAN ADVISORS
SAN DIEGO, CA 92108
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CRD#: 1488112
Professional summary
Paul Richard Justin, CFP® is a registered financial advisor currently at SOVRAN ADVISORS, LLC located in San Diego, California and CETERA INVESTMENT ADVISERS LLC located in San Diego, California.
Paul is registered as an IAR (Investment Advisor Representative) and RR (Registered Representative) and started their career in finance in 1986. Paul has worked at 11 firms and has passed the Series 66, SIE, Series 7 and Series 24 exams.
Question & Answer
What are your service offerings?
Tax Planning
Business Succession Planning
Investment Planning
Retirement Planning
Estate Planning
Employee and Employer Plan Ben...
Comprehensive Financial Planni...
Insurance Planning
What is your minimum asset requirement?
1
Are you a "fiduciary"?
Yes
Aliases
None
Other business activities
Outside business activity is any business or activity undertaken by an advisor that is outside the scope of their relationship with their firm (e.g., consulting services, real estate, freelance work, teaching, etc.). Investors should stay informed about these activities to ensure no conflicts of interest.
1. NAME OF OTHER BUSINESS: SOVRAN ADVISORS LLC DBA SOVRAN PARTNERS - CRD 329415; INV REL: YES; ADDRESS: SAME AS REGISTERED LOCATION; NATURE OF BUSINESS: SEC REGISTERED INVESTMENT ADVISORY FIRM; POSITION: OWNER/INVESTMENT ADVISOR REPRESENTATIVE; DATE: 02/2024; APX # OF HRS PER WEEK: 40; APX # OF HRS DURING TRADING HOURS: 30; DUTIES: FINANCIAL PLANNING AND ASSET MANAGEMENT 2. NAME OF OTHER BUSINESS: FIXED INSURANCE WITH VARIOUS COMPANIES INV REL: YES ADDRESS: SAME AS REGISTERED LOCATION NATURE OF BUSINESS: FIXED INSURANCE DATE: 2/1986 APX # OF HRS PER WEEK: 10 APX # OF HRS DURING TRADING HOURS: 2 POSITION: INSURANCE AGENT DUTIES: SALES OF LIFE, HEALTH, DISABILITY, ANNUITIES AND LONG-TERM CARE; 3. NAME OF OTHER BUSINESS: VIP REEVES CONDOMINIUM OWNERS ASSOCIATION INV REL: NO ADDRESS: 235 S REEVES DRIVE, BEVERLY HILLS, CA 90212 NATURE OF BUSINESS: BOARD FIDUCIARY POSITION DATE: 1/2016 POSITION: ELECTED BOARD MEMBER APX # OF HRS PER WEEK: .25 APX # OF HRS DURING TRADING HOURS: 0 DUTIES: SUPERVISION AND ADVISORY; 4. NAME OF OTHER BUSINESS: DWELLINGS LLC INV REL: NO ADDRESS: 3131 CAMINO DEL RIO NORTH, SUITE 1000, SAN DIEGO, CA 92108 NATURE OF BUSINESS: REAL ESTATE DATE: 5/2017 POSITION: OWNER/MANAGING MEMBER APX # OF HRS PER WEEK: 1 APX # OF HRS DURING TRADING HOURS: .25 DUTIES: OVERSEE THE PURCHASE/SALE, FINANCIAL, AND OPERATIONAL FUNCTIONS OF RESIDENTIAL RENTAL REAL ESTATE DWELLING UNITS. I AM NOT A REAL ESTATE AGENT OR BROKER. ALL PROPERTIES ARE OWNED BY DWELLINGS OR ITS MAJORITY OWNED SUBSIDIARY JD COMMUNITY HOMES; 5. NAME OF OTHER BUSINESS: JD COMMUNITY HOMES, LLC INV REL: NO ADDRESS: 3131 CAMINO DEL RIO NORTH, SUITE 100, SAN DIEGO, CA 92108 NATURE OF BUSINESS: REAL ESTATE DATE: 1/2021 POSITION: MANAGING MEMBER APX # OF HRS PER WEEK: 1 APX # OF HRS DURING TRADING HOURS: 0 DUTIES: REVIEW OF POTENTIAL TENANTS, OVERSIGHT OF RENTAL OPERATIONS; 6. NAME OF OTHER BUSINESS: GREATER PACIFIC SOLUTIONS INV REL: YES ADDRESS: SAME AS REGISTERED LOCATION NATURE OF BUSINESS: PROVIDE PRACTICE MANAGEMENT SERVICES TO FINANCIAL PROFESSIONALS INCLUDING FACILITIES, CLERICAL, INFRASTRUCTURE, MARKETING, ACQUISITION AND SUCCESSION SUPPORT DATE: 6/2016 POSITION: PRESIDENT/CEO APX # OF HRSS PER WEEK: 20 APX # OF HRS DURING TRADING HOURS: 10 DUTIES: OVERSEE AND DIRECT PRACTICE MANAGEMENT SERVICES FOR FINANCIAL PROFESSIONALS INCLUDING FACILITIES, CLERICAL, INFRASTRUCTURE, MARKETING, ACQUISITION AND SUCCESSION SUPPORT; 7. NAME OF OTHER BUSINESS: SOVRAN PARTNERS; INV REL: YES; ADDRESS: SAME AS REGISTERED LOCATION; NATURE OF BUSINESS: FINANCIAL SERVICES; DATE: 03/2024; POSITION: MANAGING PARTNER; APX # OF HRS PER WEEK: 40; APX # OF HRS DURING TRADING HOURS: 20; DUTIES: DBA FOR FINANCIAL SERVICES; 8. NAME OF OTHER BUSINESS: GREATER PACIFIC INSURANCE SERVICES; INV REL: NO; SAME AS REGISTERED LOCATION; NATURE OF BUSINESS: INSURANCE SERVICES; DATE: 11/2020; POSITION: PRESIDENT; APX # OF HRS PER WEEK: 0; APX # OF HRS DURING TRADING HOURS: 0; DUTIES: DBA FOR INSURANCE SERVICES; 9. NAME OF OTHER BUSINESS: SOVRAN INSURANCE SERVICES; INV REL: NO; SAME AS REGISTERED LOCATION; NATURE OF BUSINESS: INSURANCE SERVICES; DATE: 02/2024; POSITION: CEO; APX # OF HRS PER WEEK: 2; APX # OF HRS DURING TRADING HOURS: 1; DUTIES: EXECUTIVE DECISION MAKING REGARDING VENDOR SELECTION, COMPENSATION-PRICING, MERCHANDISING, AND BUSINESS DEVELOPMENT 10. NAME OF OTHER BUSINESS: SOVRAN USA; INV REL: YES; SAME AS REGISTERED LOCATION; NATURE OF BUSINESS: HOLD CO ; DATE: 02/2024; POSITION: CEO; APX # OF HRSPER WEEK: 5; APX # OF HRS DURING TRADING HOURS: 1; DUTIES: HOLDING COMPANY, BUSINESS OBJECTIVES, STRATEGY, FINANCIAL MANAGEMENT; 11. NAME OF OTHER BUSINESS: SOVRAN BUSINESS SERVICES; INV REL: NO; SAME AS REGISTERED LOCATION; NATURE OF BUSINESS: EXP MGMT; DATE: 02/2024; POSITION: CEO; APX # OF HRS PER WEEK: 2; APX # OF HRS DURING TRADING HOURS: 0; DUTIES: PROVIDE BUSINESS PLANNING, STRATEGY, BOOKKEEPING, TAX SERVICES;
CRS (Client Relationship Summary) - RIA
Click below to view Paul Richard Justin's CRS (Customer Relationship Summary).
Certified licenses
Advisors may have various certifications and credentials from different organizations. AdvisorCheck highlights these seven certifications - AIF®, CFP®, ChFC®, CFA, CLU®, CIMA®, CPWA®
CFP®
Start date: 1992
Experience
Current
February 22, 2024 - Present
SOVRAN ADVISORS, LLC
Office #1: 3131 Camino Del Rio N. Suite 800, San Diego, CA 92108RIA
CRD#: 329415
SAN DIEGO, CA
Current
February 22, 2024 - Present
CETERA INVESTMENT ADVISERS LLC
Office #1: 3131 Camino Del Rio North Suite 1000, San Diego, CA 92108RIA
CRD#: 105644
San Diego, CA
Current
February 22, 2024 - Present
CETERA WEALTH SERVICES, LLC
Office #1: 3131 Camino Del Rio North Suite 800, San Diego, CA 92108BD
CRD#: 13572
SAN DIEGO, CA
Past
March 25, 2017 - March 6, 2024
MML INVESTORS SERVICES, LLC
RIA
CRD#: 10409
SAN DIEGO, CA
Past
March 25, 2017 - March 6, 2024
MML INVESTORS SERVICES, LLC
BD
CRD#: 10409
SAN DIEGO, CA
Past
October 30, 2012 - January 2, 2015
NEW ENGLAND SECURITIES
RIA
CRD#: 615
LOS ANGELES, CA
Past
October 30, 2012 - January 2, 2015
NEW ENGLAND SECURITIES
BD
CRD#: 615
LOS ANGELES, CA
Past
December 11, 2001 - March 25, 2017
MSI FINANCIAL SERVICES, INC.
RIA
CRD#: 14251
SAN DIEGO, CA
Past
September 22, 2001 - July 9, 2007
METROPOLITAN LIFE INSURANCE COMPANY
BD
CRD#: 4095
SAN DIEGO, CA
Past
September 22, 2001 - March 25, 2017
MSI FINANCIAL SERVICES, INC.
BD
CRD#: 14251
SAN DIEGO, CA
Past
April 26, 1995 - September 17, 2001
HORNOR, TOWNSEND & KENT, LLC
BD
CRD#: 4031
CONSHOHOCKEN, PA
Past
December 3, 1990 - April 26, 1995
VERAVEST INVESTMENTS, INC.
BD
CRD#: 3960
WORCESTER, MA
Past
July 23, 1986 - November 26, 1990
THE EQUITABLE LIFE ASSURANCE SOCIETY OF THE UNITED STATES
BD
CRD#: 4039
NEW YORK, NY
Past
July 23, 1986 - November 26, 1990
EQUITABLE ADVISORS, LLC
BD
CRD#: 6627
NEW YORK, NY
Primary Firm SEC Registration
This SEC-registered firm can serve clients nationwide. Some states may require the firm to submit a notice filing if the firm has more than 5 clients or a physical office there. You can view these state-level filings under the section titled "State Registrations and Notice Filings".
CI
CETERA INVESTMENT ADVISERS LLC
CETERA ADVISOR NETWORKS | TERRA FINANCIAL PLANNING GROUP LTD | GENWORTH FINANCIAL ADVISERS CORPORATION | FIRST ALLIED ADVISORY SERVICES | CETERA INVESTMENT ADVISERS LLC | CETERA ADVISORS
CRD#: 105644 / SEC#: 801-20406
RIA
Registered Investment Advisory firm - (1/13/1984 Approved)State Registrations and Notice Filings
Listed states reflect where the advisor is authorized to serve clients under state regulations.
IAR
means the advisor is registered as an Investment Advisor Representative in this state and is authorized to provide investment advice to clients there.RR
indicates the advisor is registered as a Registered Representative in this state, allowing them to offer securities such as stocks, bonds, and mutual funds through a broker-dealer.Visual representation of state registrations
RR
Alabama(2/22/2024)
RR
Alaska(2/22/2024)
RR
Arizona(2/22/2024)
RR
Arkansas(2/22/2024)
RR
California(2/22/2024)
IAR
California(2/22/2024)
RR
Colorado(2/22/2024)
RR
Connecticut(2/22/2024)
RR
Delaware(2/22/2024)
RR
District of Columbia(2/22/2024)
RR
Florida(2/22/2024)
RR
Georgia(2/22/2024)
RR
Hawaii(2/22/2024)
RR
Idaho(2/22/2024)
RR
Illinois(2/22/2024)
RR
Indiana(2/22/2024)
RR
Iowa(2/22/2024)
RR
Kansas(2/22/2024)
RR
Kentucky(2/22/2024)
RR
Louisiana(2/22/2024)
RR
Maine(2/22/2024)
RR
Maryland(2/22/2024)
RR
Massachusetts(2/22/2024)
RR
Michigan(2/22/2024)
RR
Minnesota(2/22/2024)
RR
Mississippi(2/22/2024)
RR
Missouri(2/22/2024)
RR
Montana(2/22/2024)
RR
Nebraska(2/22/2024)
RR
Nevada(2/22/2024)
RR
New Hampshire(2/22/2024)
RR
New Jersey(2/22/2024)
RR
New Mexico(2/22/2024)
RR
New York(2/22/2024)
RR
North Carolina(2/22/2024)
RR
North Dakota(2/22/2024)
RR
Ohio(2/22/2024)
RR
Oklahoma(2/22/2024)
RR
Oregon(2/22/2024)
RR
Pennsylvania(2/22/2024)
RR
Puerto Rico(2/22/2024)
RR
Rhode Island(2/22/2024)
RR
South Carolina(2/22/2024)
RR
South Dakota(2/22/2024)
RR
Tennessee(2/22/2024)
RR
Texas(2/22/2024)
IAR
Texas(2/22/2024)
RR
Utah(2/22/2024)
RR
Vermont(2/22/2024)
RR
Virgin Islands(2/22/2024)
RR
Virginia(2/22/2024)
RR
Washington(2/22/2024)
RR
West Virginia(2/22/2024)
RR
Wisconsin(2/22/2024)
RR
Wyoming(2/22/2024)
Exams
State Security Law Exam
General Industry/Product Exam
General Industry/Product Exam
Principal/Supervisory Exam
SRO Registrations
RR
FINRA
Current Firm
CI
CETERA INVESTMENT ADVISERS LLC
CETERA ADVISOR NETWORKS | TERRA FINANCIAL PLANNING GROUP LTD | GENWORTH FINANCIAL ADVISERS CORPORATION | FIRST ALLIED ADVISORY SERVICES | CETERA INVESTMENT ADVISERS LLC | CETERA ADVISORS
CRD#: 105644 / SEC#: 801-20406
RIA
Registered Investment Advisory firm - (1/13/1984 Approved)Upgrade to AdvisorCheck Premium
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Contact information
Main Address
1450 American Lane 6th Floor, Suite 650, Schaumburg, IL 60173-2096
Mailing Address
Phone number
(310) 257-7880
Established
Firm type
Fiscal year end
# of Employees
7,705
SEC notice filing (53 States and Territories)
Regulatory assets under management
| Total Number of Accounts | 584,487 |
| AUM (Assets Under Management) | $ 163,792,814,520 |
Accountant surprise examination report
| Filing Date | Form ADV-E Cover | Form ADV-E Report |
|---|---|---|
| 10/27/2025 | ||
| 12/13/2024 | ||
| 09/26/2023 | ||
| 11/18/2022 |
Red Flags
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Check for any disclosures as part of your thorough research when choosing an advisor.
