JW
Joyce A. Wallace
CETERA INVESTMENT ADVISERS LLC
SILVER SPRING, MD 20901
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CRD#: 1454711
JW
Professional summary
Joyce Ann Wallace, who also goes by Joyce Ann Ruzich, Joyce Ruzich Wallace, is a registered financial advisor currently at CETERA INVESTMENT ADVISERS LLC located in Silver Spring, Maryland and CETERA ADVISORS LLC located in Silver Spring, Maryland.
Joyce is registered as an IAR (Investment Advisor Representative) and RR (Registered Representative) and started their career in finance in 1986. Joyce has worked at 6 firms and has passed the Series 65, Series 63, SIE and Series 7 exams.
Question & Answer
Are you a "fiduciary"?
Yes
Aliases
Joyce Ann Ruzich | Joyce Ruzich Wallace
Other business activities
Outside business activity is any business or activity undertaken by an advisor that is outside the scope of their relationship with their firm (e.g., consulting services, real estate, freelance work, teaching, etc.). Investors should stay informed about these activities to ensure no conflicts of interest.
1. WALLACE TAX AND ACCOUNTING SERVICES P.A., 10008 COLESVILLE ROAD, STE B, SLIVER SPRING, MD 20901, START 01/01/98, 100% OWNER, ACCOUNTING/TAX PREPARATION, 30HR/WK, $100,000/YR. 2.PRAISE HIM, INC, SAME ADDRESS, START 01/01/96, NON-PROFIT CHRISTIAN ORGANIZATION/RADIO SHOW, 6HR/WK. 3. GWJW, LLC, NOT INVESTMENT RELATED, 10008 COLESVILLE RD, STE. B, SILVER SPRING, MD 20901, REAL ESTATE OWNERSHIP AND RENTAL, START NOVEMBER 2013, 1 HOUR PER WEEK - NOT DURING TRADING HOURS, MANAGER - RENTAL ACTIVITIES. 4. NAME OF OTHER BUSINESS: N/A INVESTMENT RELATED: NO, ADDRESS: SAME AS RESIDENTIAL ADDRESS, NATURE OF BUSINESS: LITERATURE, START DATE: 01/2022, POSITION/TITLE/RELATIONSHIP: AUTHOR, APX NUMBER OF HOURS PER WEEK: 2 - 5, APX NUMBER OF HOURS DURING TRADING HOURS: VARIES, BRIEF DESCRIPTION OF DUTIES: SELF-PUBLISHING THE SPIRITUAL JOURNAL OF LATE HUSBAND ;
CRS (Client Relationship Summary) - RIA
Click below to view Joyce Ann Wallace's CRS (Customer Relationship Summary).
Certified licenses
Advisors may have various certifications and credentials from different organizations. AdvisorCheck highlights these seven certifications - AIF®, CFP®, ChFC®, CFA, CLU®, CIMA®, CPWA®
NoneExperience
Current
March 21, 2024 - Present
CETERA INVESTMENT ADVISERS LLC
Office #1: 10008 Colesville Road Suite B, Silver Spring, MD 20901RIA
CRD#: 105644
SILVER SPRING, MD
Current
January 1, 2004 - Present
CETERA ADVISORS LLC
Office #1: 10008 Colesville Road Suite B, Silver Spring, MD 20901BD
CRD#: 10299
Silver Spring, MD
Past
January 1, 2004 - March 21, 2024
CETERA ADVISORS LLC
RIA
CRD#: 10299
SILVER SPRING , MD
Past
April 5, 2000 - January 1, 2004
IFG ADVISORY SERVICES INC
RIA
CRD#: 105316
SILVER SPRING, MD
Past
February 24, 1998 - January 2, 2004
IFG NETWORK SECURITIES, INC.
BD
CRD#: 19948
ATLANTA, GA
Past
January 30, 1987 - October 24, 1988
AMERIPRISE FINANCIAL SERVICES, LLC
BD
CRD#: 6363
Past
February 19, 1986 - September 8, 1999
FSC SECURITIES CORPORATION
BD
CRD#: 7461
ATLANTA, GA
Primary Firm SEC Registration
This SEC-registered firm can serve clients nationwide. Some states may require the firm to submit a notice filing if the firm has more than 5 clients or a physical office there. You can view these state-level filings under the section titled "State Registrations and Notice Filings".
CI
CETERA INVESTMENT ADVISERS LLC
CETERA ADVISOR NETWORKS | TERRA FINANCIAL PLANNING GROUP LTD | GENWORTH FINANCIAL ADVISERS CORPORATION | FIRST ALLIED ADVISORY SERVICES | CETERA INVESTMENT ADVISERS LLC | CETERA ADVISORS
CRD#: 105644 / SEC#: 801-20406
RIA
Registered Investment Advisory firm - (1/13/1984 Approved)State Registrations and Notice Filings
Listed states reflect where the advisor is authorized to serve clients under state regulations.
IAR
means the advisor is registered as an Investment Advisor Representative in this state and is authorized to provide investment advice to clients there.RR
indicates the advisor is registered as a Registered Representative in this state, allowing them to offer securities such as stocks, bonds, and mutual funds through a broker-dealer.Visual representation of state registrations
RR
Alabama(12/5/2024)
RR
California(1/5/2016)
RR
Colorado(7/30/2021)
RR
District of Columbia(1/24/2012)
RR
Florida(1/1/2004)
RR
Georgia(10/4/2021)
RR
Maryland(1/1/2004)
IAR
Maryland(3/21/2024)
RR
New Jersey(10/23/2007)
RR
North Carolina(6/24/2025)
RR
Ohio(12/7/2023)
RR
Pennsylvania(1/5/2016)
RR
South Carolina(3/23/2021)
RR
Virginia(1/5/2016)
RR
Washington(6/23/2025)
RR
Wisconsin(6/20/2025)
Exams
State Security Law Exam
State Security Law Exam
General Industry/Product Exam
General Industry/Product Exam
SRO Registrations
RR
FINRA
Current Firm
CI
CETERA INVESTMENT ADVISERS LLC
CETERA ADVISOR NETWORKS | TERRA FINANCIAL PLANNING GROUP LTD | GENWORTH FINANCIAL ADVISERS CORPORATION | FIRST ALLIED ADVISORY SERVICES | CETERA INVESTMENT ADVISERS LLC | CETERA ADVISORS
CRD#: 105644 / SEC#: 801-20406
RIA
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Contact information
Main Address
1450 American Lane 6th Floor, Suite 650, Schaumburg, IL 60173-2096
Mailing Address
Phone number
(310) 257-7880
Established
Firm type
Fiscal year end
# of Employees
7,705
SEC notice filing (53 States and Territories)
Regulatory assets under management
| Total Number of Accounts | 584,487 |
| AUM (Assets Under Management) | $ 163,792,814,520 |
Accountant surprise examination report
| Filing Date | Form ADV-E Cover | Form ADV-E Report |
|---|---|---|
| 10/27/2025 | ||
| 12/13/2024 | ||
| 09/26/2023 | ||
| 11/18/2022 |
Red Flags
Disclosures can be potential red flags, including customer disputes, regulatory fines, employer terminations, bankruptcies, judgments, liens, or certain criminal activities.
Check for any disclosures as part of your thorough research when choosing an advisor.
