HG
Howard R. Gershkowitz
CETERA INVESTMENT ADVISERS LLC
CHANDLER, AZ
Some features on this profile are disabled
CRD#: 1305921
HG
Professional summary
Howard Russell Gershkowitz, who also goes by Howard R Gershkowitz, Howard Gershkowitz, is a registered financial advisor currently at CETERA INVESTMENT ADVISERS LLC located in Chandler, Arizona and CETERA WEALTH SERVICES, LLC located in Chandler, Arizona.
Howard is registered as an IAR (Investment Advisor Representative) and RR (Registered Representative) and started their career in finance in 1984. Howard has worked at 6 firms and has passed the Series 66, Series 63, Series 6TO, SIE, Series 7, Series 24, Series 10 and Series 9 exams.
Question & Answer
Are you a "fiduciary"?
Yes
Aliases
Howard R Gershkowitz | Howard Gershkowitz
Other business activities
Outside business activity is any business or activity undertaken by an advisor that is outside the scope of their relationship with their firm (e.g., consulting services, real estate, freelance work, teaching, etc.). Investors should stay informed about these activities to ensure no conflicts of interest.
1. NAME OF OTHER BUSINESS: ALLWEALTH PLANNING INVESTMENT RELATED: YES ADDRESS: SAME AS REGISTERED LOCATION NATURE OF BUSINESS: FINANCIAL PLANNING START DATE: 12/2024 POSITION/TITLE/RELATIONSHIP: CO-FOUNDER APX NUMBER OF HOURS PER WEEK: 40 APX NUMBER OF HOURS DURING TRADING HOURS: 40 BRIEF DESCRIPTION OF DUTIES: MANAGE PRIVATE WEALTH CLIENTS 2. NAME OF OTHER BUSINESS: FIXED INSURANCE WITH VARIOUS COMPANIES INVESTMENT RELATED: YES ADDRESS: SAME AS REGISTERED LOCATION NATURE OF BUSINESS: FIXED INSURANCE START DATE: 09/1984 POSITION/TITLE/RELATIONSHIP: INSURANCE AGENT APX NUMBER OF HOURS PER WEEK: 10 APX NUMBER OF HOURS DURING TRADING HOURS: 0 BRIEF DESCRIPTION OF DUTIES: SALES OF FIXED INSURANCE PRODUCTS 3. NAME OF OTHER BUSINESS: HOWARD GERSHKOWITZ, AUTHOR INVESTMENT RELATED: NO ADDRESS: CHANDLER, AZ NATURE OF BUSINESS: BOOK AUTHOR START DATE: 06/2011 POSITION/TITLE/RELATIONSHIP: AUTHOR APX NUMBER OF HOURS PER WEEK: 10 APX NUMBER OF HOURS DURING TRADING HOURS: 0 BRIEF DESCRIPTION OF DUTIES: PUBLISHED AUTHOR AND POET. SELL BOOKS ON AMAZON AND BOOK FAIRS IN ARIZONA
CRS (Client Relationship Summary) - RIA
Click below to view Howard Russell Gershkowitz's CRS (Customer Relationship Summary).
Certified licenses
Advisors may have various certifications and credentials from different organizations. AdvisorCheck highlights these seven certifications - AIF®, CFP®, ChFC®, CFA, CLU®, CIMA®, CPWA®
NoneExperience
Current
December 11, 2024 - Present
CETERA INVESTMENT ADVISERS LLC
Office #2: 3100 W Ray Rd Suite 210, Chandler, AZ 85226RIA
CRD#: 105644
CHANDLER, AZ
Current
December 9, 2024 - Present
CETERA WEALTH SERVICES, LLC
Office #2: 3100 W Ray Rd Suite 201, Chandler, AZ 85226BD
CRD#: 13572
Chandler, AZ
Past
August 16, 2021 - December 16, 2024
MML INVESTORS SERVICES, LLC
RIA
CRD#: 10409
SCOTTSDALE, AZ
Past
March 25, 2017 - December 16, 2024
MML INVESTORS SERVICES, LLC
BD
CRD#: 10409
SCOTTSDALE, AZ
Past
September 27, 2006 - July 9, 2007
METROPOLITAN LIFE INSURANCE COMPANY
BD
CRD#: 4095
MESA, AZ
Past
September 27, 2006 - March 25, 2017
MSI FINANCIAL SERVICES, INC.
BD
CRD#: 14251
TEMPE, AZ
Past
March 14, 1991 - September 27, 2006
METROPOLITAN LIFE INSURANCE COMPANY
BD
CRD#: 4095
MESA, AZ
Past
March 14, 1991 - September 27, 2006
MSI FINANCIAL SERVICES, INC.
BD
CRD#: 14251
MESA, AZ
Past
October 26, 1984 - January 4, 1991
MERRILL LYNCH, PIERCE, FENNER & SMITH INCORPORATED
BD
CRD#: 7691
NEW YORK, NY
Primary Firm SEC Registration
This SEC-registered firm can serve clients nationwide. Some states may require the firm to submit a notice filing if the firm has more than 5 clients or a physical office there. You can view these state-level filings under the section titled "State Registrations and Notice Filings".
CI
CETERA INVESTMENT ADVISERS LLC
CETERA ADVISOR NETWORKS | TERRA FINANCIAL PLANNING GROUP LTD | GENWORTH FINANCIAL ADVISERS CORPORATION | FIRST ALLIED ADVISORY SERVICES | CETERA INVESTMENT ADVISERS LLC | CETERA ADVISORS
CRD#: 105644 / SEC#: 801-20406
RIA
Registered Investment Advisory firm - (1/13/1984 Approved)State Registrations and Notice Filings
Listed states reflect where the advisor is authorized to serve clients under state regulations.
IAR
means the advisor is registered as an Investment Advisor Representative in this state and is authorized to provide investment advice to clients there.RR
indicates the advisor is registered as a Registered Representative in this state, allowing them to offer securities such as stocks, bonds, and mutual funds through a broker-dealer.Visual representation of state registrations
RR
Alabama(2/27/2025)
RR
Arizona(12/9/2024)
IAR
Arizona(12/11/2024)
RR
California(12/9/2024)
RR
Colorado(12/9/2024)
RR
Connecticut(12/9/2024)
RR
Florida(3/25/2025)
RR
Georgia(12/9/2024)
RR
Minnesota(12/9/2024)
RR
Montana(1/10/2025)
RR
Nebraska(12/9/2024)
RR
New Mexico(12/9/2024)
RR
New York(12/9/2024)
RR
North Carolina(12/9/2024)
RR
Oregon(12/9/2024)
RR
Pennsylvania(2/11/2025)
RR
Texas(3/5/2025)
IAR
Texas(3/5/2025)
RR
Vermont(2/4/2025)
RR
Virginia(12/9/2024)
RR
Wisconsin(3/21/2025)
Exams
State Security Law Exam
State Security Law Exam
General Industry/Product Exam
RR
Series 6TO
Date: 1/2/2023
Investment Company Products/Variable Contracts Representative ExaminationGeneral Industry/Product Exam
General Industry/Product Exam
Principal/Supervisory Exam
Principal/Supervisory Exam
Principal/Supervisory Exam
SRO Registrations
RR
FINRA
Current Firm
CI
CETERA INVESTMENT ADVISERS LLC
CETERA ADVISOR NETWORKS | TERRA FINANCIAL PLANNING GROUP LTD | GENWORTH FINANCIAL ADVISERS CORPORATION | FIRST ALLIED ADVISORY SERVICES | CETERA INVESTMENT ADVISERS LLC | CETERA ADVISORS
CRD#: 105644 / SEC#: 801-20406
RIA
Registered Investment Advisory firm - (1/13/1984 Approved)Upgrade to AdvisorCheck Premium
Get A Biweekly Pulse, AutomaticallyReceive biweekly alerts automatically. Stay informed and proactive.
Catch Firm-Level Red Flags SoonerCatch leadership changes and disclosures early, before issues escalate.
See Trends. Not Just SnapshotsMonitor firm stability metrics like AUM and advisor ratios over time.
Contact information
Main Address
1450 American Lane 6th Floor, Suite 650, Schaumburg, IL 60173-2096
Mailing Address
Phone number
(310) 257-7880
Established
Firm type
Fiscal year end
# of Employees
7,705
SEC notice filing (53 States and Territories)
Regulatory assets under management
| Total Number of Accounts | 584,487 |
| AUM (Assets Under Management) | $ 163,792,814,520 |
Accountant surprise examination report
| Filing Date | Form ADV-E Cover | Form ADV-E Report |
|---|---|---|
| 10/27/2025 | ||
| 12/13/2024 | ||
| 09/26/2023 | ||
| 11/18/2022 |
Red Flags
Disclosures can be potential red flags, including customer disputes, regulatory fines, employer terminations, bankruptcies, judgments, liens, or certain criminal activities.
Check for any disclosures as part of your thorough research when choosing an advisor.
