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MF

Michael R. Frager

BALBOA WEALTH PARTNERS
La Jolla, CA 92037
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CRD#: 1230622
MF

Professional summary


Michael Raymond Frager, ChFC®, CLU®, who also goes by Michael R Frager, is a registered financial advisor currently at BALBOA WEALTH PARTNERS, INC. located in La Jolla, California and WILLOW COVE INVESTMENT GROUP, INC. located in Winneconne, Wisconsin.

Michael is registered as an IAR (Investment Advisor Representative) and RR (Registered Representative) and started their career in finance in 1984. Michael has worked at 14 firms and has passed the Series 65, Series 63, Series 99TO, Series 52TO, Series 6TO, SIE, Series 3, Series 7, Series 27 and Series 24 exams.

top-8-questions

Question & Answer


Are you a "fiduciary"?
Yes

Aliases


Michael R Frager

Other business activities


Outside business activity is any business or activity undertaken by an advisor that is outside the scope of their relationship with their firm (e.g., consulting services, real estate, freelance work, teaching, etc.). Investors should stay informed about these activities to ensure no conflicts of interest.
ESTATE PLANNING -AGENT, MICHAEL FRAGER, CHFC, CLU - 9404 GENESEE AVE. #340 LA JOLLA, CA 92037 NON-INVESTMENT RELATED SINCE 07/1982 AND I SPEND APPROX. 35 HOURS PER MONTH ON THIS ACTIVITY. FINANCIAL PLANS & INSURANCE SALES. TAX PREPARER, MICHAEL FRAGER, EA- SAME ADDRESS AS ABOVE -NON-NVESTMENT RELATED SINCE AND 4/2013 I SPEND APPROX. 5 HOURS PER MONTH ON THIS ACTIVITY. PREPARE TAX RETURNS. MANAGING MEMBER, FSA INTEGRATED LLC -9404 GENESEE AVE., #340, LA JOLLA, CA 92037. NON-INVESTMENT RELATED SINCE 01/2012. FOR DBA BRANDING PURPOSES ONLY. 50% owner in St. Amour-Frager Realty. Director of company with 40 hrs per month spent on activity starting on 8/1/18. Acting as tax consultant to a real estate agent. Consulting work is done in the branch office, but no real estate transactions. Balboa Wealth Partners - RIA -Investment Related. 140 Newport Center Dr. #200 Newport Beach, CA 92660 - Investment Advisor - Since 1/2016 25-30 hours per month. Gather & Manage Assets.

Blog Corner


CRS (Client Relationship Summary) - RIA


Click below to view Michael Raymond Frager's CRS (Customer Relationship Summary).
CRS (Customer Relationship Summary)

Certified licenses


Advisors may have various certifications and credentials from different organizations. AdvisorCheck highlights these seven certifications - AIF®, CFP®, ChFC®, CFA, CLU®, CIMA®, CPWA®
ChFC®

Experience


Current

November 21, 2016 - Present

BALBOA WEALTH PARTNERS, INC.

Office #1: 9404 Genesee Avenue Suite 340, La Jolla, CA 92037
RIA
CRD#: 282329
La Jolla, CA
Current

April 27, 2020 - Present

WILLOW COVE INVESTMENT GROUP, INC.

Office #1: 5887 T Bar Lane, Winneconne, WI 54986
BD
CRD#: 107824
Winneconne, WI
Past

January 6, 2017 - April 20, 2020

INTEGRITY BROKERAGE, LLC

RIA
CRD#: 117589
La Jolla, CA
Past

January 5, 2017 - April 20, 2020

INTEGRITY BROKERAGE, LLC

BD
CRD#: 117589
La Jolla, CA
Past

March 16, 2010 - October 31, 2016

CENTAURUS FINANCIAL, INC.

RIA
CRD#: 30833
LA JOLLA, CA
Past

March 12, 2010 - October 31, 2016

CENTAURUS FINANCIAL, INC.

BD
CRD#: 30833
LA JOLLA, CA
Past

December 18, 2007 - March 12, 2010

INDEPENDENT FINANCIAL GROUP, LLC

RIA
CRD#: 7717
LA JOLLA, CA
Past

December 14, 2007 - March 12, 2010

INDEPENDENT FINANCIAL GROUP, LLC

BD
CRD#: 7717
LA JOLLA, CA
Past

October 5, 2007 - December 18, 2007

PRINCIPAL SECURITIES, INC.

BD
CRD#: 1137
LA JOLLA, CA
Past

March 10, 2006 - October 31, 2007

OBSIDIAN FINANCIAL GROUP, LLC

BD
CRD#: 104255
LAJOLLA, CA
Past

July 6, 2005 - December 22, 2009

SEAHORSE CAPITAL, INC.

RIA
CRD#: 135676
LA JOLLA, CA
Past

December 14, 2004 - March 18, 2005

GIRARD SECURITIES, INC.

RIA
CRD#: 18697
LA JOLLA, CA
Past

August 14, 2003 - March 18, 2005

GIRARD SECURITIES, INC.

BD
CRD#: 18697
SAN DIEGO, CA
Past

January 22, 2001 - August 22, 2003

FIRST WALL STREET CORP.

BD
CRD#: 13024
LA JOLLA, CA
Past

July 12, 1999 - January 11, 2001

BANC OF AMERICA INVESTMENT SERVICES, INC.

BD
CRD#: 16361
BOSTON, MA
Past

December 14, 1995 - July 12, 1999

BA INVESTMENT SERVICES, INC.

BD
CRD#: 12965
OAKLAND, CA
Past

April 10, 1992 - September 14, 1994

PRUDENTIAL EQUITY GROUP, LLC

BD
CRD#: 7471
NEW YORK, NY
Past

January 25, 1984 - April 22, 1992

LEHMAN BROTHERS INC.

BD
CRD#: 7506
NEW YORK, NY

Primary Firm SEC Registration


This SEC-registered firm can serve clients nationwide. Some states may require the firm to submit a notice filing if the firm has more than 5 clients or a physical office there. You can view these state-level filings under the section titled "State Registrations and Notice Filings".
BW
BALBOA WEALTH PARTNERS, INC.
BALBOA WEALTH PARTNERS, INC. | ZELKO WEALTH MANAGEMENT | WILLOW COVE | WEALTH MANAGEMENT SOLUTIONS | TOZAI WEALTH MANAGEMENT | SEASONS TWO VENTURES FUND | SB WEALTH STRATEGIES | SAM FINANCIAL GROUP | ROCKWOOD INVESTMENT COUNSEL | ROBINSON SHUMAKER WEALTH MANAGEMENT | NAUTICAL WEALTH MANAGEMENT | GATEWAY CAPITAL WEALTH | FSA INTEGRATED | ESSENTIAL RETURNS | BION CAPITAL PARTNERS | BION CAPITAL

CRD#: 282329 / SEC#: 801-107029

RIA
Registered Investment Advisory firm - (12/11/2015 Approved)

State Registrations and Notice Filings


Listed states reflect where the advisor is authorized to serve clients under state regulations.

IAR
means the advisor is registered as an Investment Advisor Representative in this state and is authorized to provide investment advice to clients there.
RR
indicates the advisor is registered as a Registered Representative in this state, allowing them to offer securities such as stocks, bonds, and mutual funds through a broker-dealer.

Visual representation of state registrations

RR
Arizona
(6/26/2024)
IAR
California
(11/21/2016)
RR
California
(4/27/2020)
RR
Florida
(7/17/2023)
RR
Nevada
(2/25/2021)
RR
New York
(10/22/2024)
RR
North Carolina
(3/17/2025)
RR
Oregon
(3/1/2022)
RR
Texas
(4/27/2020)
IAR
Texas
(8/21/2024)
RR
Wyoming
(5/10/2024)

Exams


State Security Law Exam
IAR
Series 65
Date: 9/18/1997
Uniform Investment Adviser Law Examination
State Security Law Exam
General Industry/Product Exam
RR
Series 99TO
Date: 1/2/2023
Operations Professional Examination
General Industry/Product Exam
RR
Series 52TO
Date: 1/2/2023
Municipal Securities Representative Examination
General Industry/Product Exam
RR
Series 6TO
Date: 1/2/2023
Investment Company Products/Variable Contracts Representative Examination
General Industry/Product Exam
General Industry/Product Exam
General Industry/Product Exam
Principal/Supervisory Exam
Principal/Supervisory Exam
SRO Registrations
RR
FINRA

Current Firm


BW
BALBOA WEALTH PARTNERS, INC.
BALBOA WEALTH PARTNERS, INC. | ZELKO WEALTH MANAGEMENT | WILLOW COVE | WEALTH MANAGEMENT SOLUTIONS | TOZAI WEALTH MANAGEMENT | SEASONS TWO VENTURES FUND | SB WEALTH STRATEGIES | SAM FINANCIAL GROUP | ROCKWOOD INVESTMENT COUNSEL | ROBINSON SHUMAKER WEALTH MANAGEMENT | NAUTICAL WEALTH MANAGEMENT | GATEWAY CAPITAL WEALTH | FSA INTEGRATED | ESSENTIAL RETURNS | BION CAPITAL PARTNERS | BION CAPITAL

CRD#: 282329 / SEC#: 801-107029

RIA
Registered Investment Advisory firm - (12/11/2015 Approved)
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Contact information


Main Address
6263 North Scottsdale Road Suite 265, Scottsdale, AZ 85250
Mailing Address
Phone number
(949) 445-1465
Established
Firm type
Fiscal year end
# of Employees
31

SEC notice filing (17 States and Territories)


Blank US states mapAlaskaHawaiiAlabamaArkansasArizonaCaliforniaColoradoConnecticutDelawareFloridaGeorgiaIowaIdahoIllinoisIndianaKansasKentuckyLouisianaMassachusettsMarylandMaineMichiganMinnesotaMissouriMississippiMontanaNorth CarolinaNorth DakotaNebraskaNew HampshireNew JerseyNew MexicoNevadaNew YorkOhioOklahomaOregonPennsylvaniaRhode IslandSouth CarolinaSouth DakotaTennesseeTexasUtahVirginiaVermontWisconsinWest VirginiaWyoming

Documents


Customer Relationship Summary (CRS / SEC)Latest Form ADV

Part 2 Brochures

FORM ADV PART 2A APP 1 - WRAP FEE BROCHURE (7/18/2025)

Regulatory assets under management


Total Number of Accounts2,068
AUM (Assets Under Management)$ 804,833,455

Red Flags


Disclosures can be potential red flags, including customer disputes, regulatory fines, employer terminations, bankruptcies, judgments, liens, or certain criminal activities.

Check for any disclosures as part of your thorough research when choosing an advisor.

Company Information


BALBOA WEALTH PARTNERS, INC.

CRD#: 282329La Jolla, CA 92037

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