Kathy J. Spencer

STRATEGIC ADVISERS LLC

HOLLADAY, UT

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CRD#: 1184308

Professional summary

Kathy J Spencer, who also goes by Kathy J Spencer, Kathy Johanna Spencer, is a registered financial advisor currently at STRATEGIC ADVISERS LLC located in Holladay, Utah and FIDELITY BROKERAGE SERVICES LLC located in Salt Lake City, Utah.

Kathy is registered as an IAR (Investment Advisor Representative) and RR (Registered Representative) and started their career in finance in 1984. Kathy has worked at 12 firms and has passed the Series 66, Series 63, Series 99TO, Series 3, SIE, Series 7, Series 24, Series 4, Series 10 and Series 9 exams.

Question & Answer

Are you a "fiduciary"?

Yes

Aliases

Kathy J Spencer | Kathy Johanna Spencer

Other business activities

Outside business activity is any business or activity undertaken by an advisor that is outside the scope of their relationship with their firm (e.g., consulting services, real estate, freelance work, teaching, etc.). Investors should stay informed about these activities to ensure no conflicts of interest.

The advisor shows no other business activity.

Blog Corner

CRS (Client Relationship Summary) - RIA

Click below to view Kathy J Spencer's CRS (Customer Relationship Summary).

CRS (Customer Relationship Summary)

Certified licenses

Advisors may have various certifications and credentials from different organizations. AdvisorCheck highlights these seven certifications - AIF®, CFP®, ChFC®, CFA, CLU®, CIMA®, CPWA®

None

Experience

Current

March 31, 2025 - Present

STRATEGIC ADVISERS LLC

Office #2: 49 North 400 West, Salt Lake City, UT 84101

RIA

CRD#: 104555

HOLLADAY, UT

Current

February 28, 2022 - Present

FIDELITY BROKERAGE SERVICES LLC

Office #1: 49 North 400 West, Salt Lake City, UT 84101

CRD#: 7784

Salt Lake City, UT

Past

April 26, 2023 - March 31, 2025

FIDELITY PERSONAL AND WORKPLACE ADVISORS

RIA

CRD#: 288590

SALT LAKE CITY, UT

Past

November 8, 2017 - February 22, 2022

MORGAN STANLEY

RIA

CRD#: 149777

Loveland, CO

Past

November 7, 2017 - February 22, 2022

MORGAN STANLEY

CRD#: 149777

Loveland, CO

Past

March 31, 2016 - July 22, 2016

WELLS FARGO CLEARING SERVICES, LLC

RIA

CRD#: 19616

SALT LAKE CITY, UT

Past

March 31, 2016 - July 22, 2016

WELLS FARGO CLEARING SERVICES, LLC

CRD#: 19616

SALT LAKE CITY, UT

Past

January 28, 2015 - March 21, 2016

MORGAN STANLEY

RIA

CRD#: 149777

SOUTH JORDAN, UT

Past

September 11, 2013 - March 21, 2016

MORGAN STANLEY

CRD#: 149777

SOUTH JORDAN, UT

Past

January 3, 2011 - August 20, 2013

WELLS FARGO CLEARING SERVICES, LLC

CRD#: 19616

SALT LAKE CITY, UT

Past

June 11, 2007 - January 3, 2011

WELLS FARGO INVESTMENTS, LLC

CRD#: 10582

SALT LAKE CITY, UT

Past

November 30, 2006 - May 30, 2007

CAMBRIA CAPITAL, LLC

CRD#: 133760

SALT LAKE CITY, UT

Past

June 29, 2001 - November 15, 2006

WELLS FARGO INVESTMENTS, LLC

CRD#: 10582

SALT LAKE CITY, UT

Past

July 1, 1999 - January 9, 2002

WELLS FARGO SECURITIES, LLC

CRD#: 7665

SAN FRANCISCO, CA

Past

November 4, 1993 - July 1, 1999

FIRST SECURITY INVESTOR SERVICES, INC.

CRD#: 15515

SALT LAKE CITY, UT

Past

August 24, 1990 - November 2, 1993

WILSON-DAVIS & CO., INC.

CRD#: 3777

SALT LAKE CITY, UT

Past

May 2, 1990 - September 5, 1990

COVEY & CO., INC.

CRD#: 4110

SALT LAKE CITY, UT

Past

June 30, 1987 - April 25, 1990

BAGLEY SECURITIES, INC.

CRD#: 8643

Past

April 18, 1984 - June 24, 1987

COVEY & CO., INC.

CRD#: 4110

Primary Firm SEC Registration

This SEC-registered firm can serve clients nationwide. Some states may require the firm to submit a notice filing if the firm has more than 5 clients or a physical office there. You can view these state-level filings under the section titled "State Registrations and Notice Filings".

STRATEGIC ADVISERS LLC

CRD#: 104555 / SEC#: 801-13243

RIA

Registered Investment Advisory firm - (8/11/1977 Approved)

State Registrations and Notice Filings

Listed states reflect where the advisor is authorized to serve clients under state regulations.

IAR

means the advisor is registered as an Investment Advisor Representative in this state and is authorized to provide investment advice to clients there.

indicates the advisor is registered as a Registered Representative in this state, allowing them to offer securities such as stocks, bonds, and mutual funds through a broker-dealer.

Visual representation of state registrations

Massachusetts
(2/28/2022)

Texas
(2/28/2022)

IAR

Texas
(3/31/2025)

Utah
(2/28/2022)

IAR

Utah
(3/31/2025)

Don't see your state listed? The advisor may still be able to work with you under the federal De Minimis Rule, which allows up to five investment advisory clients in a state without registration. Some states, like TX, LA, NE, and NH, may still require registration or notice filing. Contact the advisor or their firm to confirm their investment advisory availability in your state. Note: This rule does not apply to broker-dealer activity.

Exams

State Security Law Exam

IAR

Series 66

Date: 1/23/2015

Uniform Combined State Law Examination

State Security Law Exam

Series 63

Date: 4/19/1984

Uniform Securities Agent State Law Examination

General Industry/Product Exam

Series 99TO

Date: 1/2/2023

Operations Professional Examination

General Industry/Product Exam

Series 3

Date: 10/11/2019

National Commodity Futures Examination

General Industry/Product Exam

SIE

Date: 10/1/2018

Securities Industry Essentials Examination

General Industry/Product Exam

Series 7

Date: 4/14/1984

General Securities Representative Examination

Principal/Supervisory Exam

Series 24

Date: 1/7/2006

General Securities Principal Examination

Principal/Supervisory Exam

Series 4

Date: 6/22/2002

Registered Options Principal Examination

Principal/Supervisory Exam

Series 10

Date: 8/4/2001

General Securities Sales Supervisor - General Module Examination

Principal/Supervisory Exam

Series 9

Date: 7/21/2001

General Securities Sales Supervisor - Options Module Examination

SRO Registrations

FINRA

SRO Registrations

New York Stock Exchange

Current Firm

STRATEGIC ADVISERS LLC

CRD#: 104555 / SEC#: 801-13243

RIA

Registered Investment Advisory firm - (8/11/1977 Approved)

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Contact information

Main Address

155 Seaport Blvd, Boston, MA 02210-2698

Mailing Address

Phone number

(617) 563-7000

Established

Firm type

Fiscal year end

# of Employees

16,291

SEC notice filing (52 States and Territories)

Documents

Customer Relationship Summary (CRS / SEC)

Latest Form ADV

Part 2 Brochures

FIDELITY GO (12/5/2025)

FIDELITY STRATEGIC DISCIPLINES (11/10/2025)

FIDELITY WEALTH SERVICES (9/10/2025)

STRATEGIC ADVISERS LLC (9/10/2025)

FIDELITY MANAGED FIDFOLIOS (3/31/2025)

FIDELITY WEALTH ADVISOR SOLUTIONS (3/31/2025)

FIDELITY PERSONALIZED PLANNING & ADVICE AT WORK (3/31/2025)

Regulatory assets under management

Total Number of Accounts	2,486,631
AUM (Assets Under Management)	$ 1,067,664,605,590

Accountant surprise examination report

Filing Date	Form ADV-E Cover	Form ADV-E Report
09/24/2025	Cover Page	Report

Red Flags

Disclosures can be potential red flags, including customer disputes, regulatory fines, employer terminations, bankruptcies, judgments, liens, or certain criminal activities.

Check for any disclosures as part of your thorough research when choosing an advisor.

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Advisor Monitoring

Firm Stability Insights

Kathy J. Spencer

Professional summary

Question & Answer

Aliases

Other business activities

Blog Corner

CRS (Client Relationship Summary) - RIA

Click below to view Kathy J Spencer's CRS (Customer Relationship Summary).

Certified licenses

Experience

FIDELITY BROKERAGE SERVICES LLC

FIDELITY PERSONAL AND WORKPLACE ADVISORS

MORGAN STANLEY

MORGAN STANLEY

WELLS FARGO CLEARING SERVICES, LLC

WELLS FARGO CLEARING SERVICES, LLC

MORGAN STANLEY

MORGAN STANLEY

WELLS FARGO CLEARING SERVICES, LLC

WELLS FARGO INVESTMENTS, LLC

CAMBRIA CAPITAL, LLC

WELLS FARGO INVESTMENTS, LLC

WELLS FARGO SECURITIES, LLC

FIRST SECURITY INVESTOR SERVICES, INC.

WILSON-DAVIS & CO., INC.

COVEY & CO., INC.

BAGLEY SECURITIES, INC.

COVEY & CO., INC.

Primary Firm SEC Registration

STRATEGIC ADVISERS LLC

State Registrations and Notice Filings

Exams

Series 66

Date: 1/23/2015

Series 63

Date: 4/19/1984

Series 99TO

Date: 1/2/2023

Series 3

Date: 10/11/2019

SIE

Date: 10/1/2018

Series 7

Date: 4/14/1984

Series 24

Date: 1/7/2006

Series 4

Date: 6/22/2002

Series 10

Date: 8/4/2001

Series 9

Date: 7/21/2001

FINRA

New York Stock Exchange

Current Firm

STRATEGIC ADVISERS LLC

Contact information

SEC notice filing (52 States and Territories)

Documents

Part 2 Brochures

Regulatory assets under management

Accountant surprise examination report

Red Flags

Company Information

STRATEGIC ADVISERS LLC

TRUST BUT VERIFY

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