Gerard P. Viars

OSAIC WEALTH

WILMINGTON, DE 19810

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CRD#: 1090637

Professional summary

Gerard Phillippe Viars, who also goes by Gerard Phillipe VIars, is a registered financial advisor currently at OSAIC WEALTH, INC. located in Wilmington, Delaware.

Gerard is registered as an IAR (Investment Advisor Representative) and RR (Registered Representative) and started their career in finance in 1983. Gerard has worked at 6 firms and has passed the Series 63, SIE, Series 7 and Series 6 exams.

Question & Answer

Are you a "fiduciary"?

Yes

Aliases

Gerard Phillipe Viars

Other business activities

Outside business activity is any business or activity undertaken by an advisor that is outside the scope of their relationship with their firm (e.g., consulting services, real estate, freelance work, teaching, etc.). Investors should stay informed about these activities to ensure no conflicts of interest.

1) COLLENDER GRIFFITH CHANG AND ASSOCIATES, 2036 FOULK ROAD, STE 104, WILMINGTON, DE 19810 CATEGORY: INSURANCE INVESTMENT-RELATED: YES TITLE: AGENT DUTIES: OFFERING ACCIDENT, HEALTH, AND DISABILITY INSURANCE, FIXED ANNUITIES, AND HEALTH SAVINGS ACCOUNTS. START DATE: 1/1/89 HOURS PER MONTH: 20 HOURS PER MONTH DURING TRADING HOURS: 20 2) COLLENDER-GRIFFITH-CHANG & ASSOCIATES, 2036 FOULK ROAD, STE 104, WILMINGTON, DE 19810 CATEGORY: INSURANCE INVESTMENT-RELATED: YES TITLE: AGENT/OFFICER DUTIES: OFFERING EQUITY INDEXED ANNUITIES, GROUP INSURANCE, DISABILITY INSURANCE START DATE: 1/1/2013 HOURS PER MONTH: 1 HOURS PER MONTH DURING TRADING HOURS:1 3) HERITAGE FINANCIAL CONSULTANTS, 2036 FOULK RD, STE 104, WILMINGTON DE 19810 CATEGORY: INSURANCE INVESTMENT RELATED: YES TITLE: AGENT/PARTNER DUTIES: OFFERS HEALTH INSURANCE, COMMISSION-BASED GROUP BENEFITS, DISABILITY INSURANCE, FIXED ANNUITIES, INDEXED ANNUITIES, LONG-TERM CARE INSURANCE, TRADITIONAL LIFE INSURANCE START DATE: 11/2024 HOURS PER MONTH: 160 HOURS PER MONTH DURING TRADING HOURS: 160 4) HERITAGE FINANCIAL CONSULTANTS,LLC POSITION: Agent/FP NATURE: LLC INVESTMENT RELATED: Yes NUMBER OF HOURS: 160 SECURITIES TRADING HOURS: 160 START DATE: 07/01/2025 ADDRESS: 307 International Circle, suite390, Hunt Valley MD 21030, United States DESCRIPTION: APG Payout with Heritage Financial Consultants LLC

Blog Corner

CRS (Client Relationship Summary) - RIA

Click below to view Gerard Phillippe Viars's CRS (Customer Relationship Summary).

CRS (Customer Relationship Summary)

CRS (Client Relationship Summary) - BD

Click below to view Gerard Phillippe Viars's CRS (Customer Relationship Summary).

CRS (Customer Relationship Summary)

Certified licenses

Advisors may have various certifications and credentials from different organizations. AdvisorCheck highlights these seven certifications - AIF®, CFP®, ChFC®, CFA, CLU®, CIMA®, CPWA®

None

Experience

Current

January 24, 2025 - Present

OSAIC WEALTH, INC.

Office #1: 2036 Foulk Road Suite 104, Wilmington, DE 19810

RIA

CRD#: 23131

WILMINGTON, DE

Current

January 24, 2025 - Present

OSAIC WEALTH, INC.

Office #1: 2036 Foulk Road Suite 104, Wilmington, DE 19810

RIA

CRD#: 23131

WILMINGTON, DE

Past

January 1, 2001 - January 24, 2025

OSAIC FA, INC.

RIA

CRD#: 3978

WILMINGTON, DE

Past

January 9, 1998 - January 24, 2025

OSAIC FA, INC.

CRD#: 3978

WILMINGTON, DE

Past

December 7, 1994 - February 27, 1997

CARILLON INVESTMENTS, INC.

CRD#: 14646

CINCINNATI, OH

Past

January 3, 1989 - April 21, 2006

THE LINCOLN NATIONAL LIFE INSURANCE COMPANY

CRD#: 2580

FORT WAYNE, IN

Past

October 29, 1987 - January 14, 1994

CARILLON INVESTMENTS, INC.

CRD#: 14646

CINCINNATI, OH

Past

August 13, 1986 - January 3, 1989

LINCOLN NATIONAL PENSION INSURANCE COMPANY

CRD#: 10293

Past

April 6, 1983 - May 19, 1986

SENTRY EQUITY SERVICES, INC.

CRD#: 5069

Primary Firm SEC Registration

This SEC-registered firm can serve clients nationwide. Some states may require the firm to submit a notice filing if the firm has more than 5 clients or a physical office there. You can view these state-level filings under the section titled "State Registrations and Notice Filings".

OSAIC WEALTH, INC.

CRD#: 23131 / SEC#: 801-54859, 8-40218

RIA

Registered Investment Advisory firm - SEC (9/10/1997 Approved)

Broker-Dealer Firm Regulated by FINRA (Denver district office)

State Registrations and Notice Filings

Listed states reflect where the advisor is authorized to serve clients under state regulations.

IAR

means the advisor is registered as an Investment Advisor Representative in this state and is authorized to provide investment advice to clients there.

indicates the advisor is registered as a Registered Representative in this state, allowing them to offer securities such as stocks, bonds, and mutual funds through a broker-dealer.

Visual representation of state registrations

Arizona
(1/24/2025)

California
(1/24/2025)

Delaware
(1/24/2025)

IAR

Delaware
(1/24/2025)

District of Columbia
(1/24/2025)

Florida
(1/24/2025)

Georgia
(1/24/2025)

Illinois
(1/24/2025)

Indiana
(1/24/2025)

Maryland
(1/24/2025)

Nevada
(1/24/2025)

New Jersey
(1/24/2025)

New York
(1/24/2025)

North Carolina
(1/24/2025)

Oregon
(1/24/2025)

Pennsylvania
(1/24/2025)

Puerto Rico
(1/24/2025)

South Carolina
(1/24/2025)

Texas
(1/24/2025)

IAR

Texas
(1/24/2025)

Virginia
(1/24/2025)

West Virginia
(1/24/2025)

Don't see your state listed? The advisor may still be able to work with you under the federal De Minimis Rule, which allows up to five investment advisory clients in a state without registration. Some states, like TX, LA, NE, and NH, may still require registration or notice filing. Contact the advisor or their firm to confirm their investment advisory availability in your state. Note: This rule does not apply to broker-dealer activity.

Exams

State Security Law Exam

Series 63

Date: 4/29/1992

Uniform Securities Agent State Law Examination

General Industry/Product Exam

SIE

Date: 10/1/2018

Securities Industry Essentials Examination

General Industry/Product Exam

Series 7

Date: 4/8/1998

General Securities Representative Examination

General Industry/Product Exam

Series 6

Date: 4/4/1983

Investment Company Products/Variable Contracts Representative Examination

SRO Registrations

FINRA

Current Firm

OSAIC WEALTH, INC.

CRD#: 23131 / SEC#: 801-54859, 8-40218

RIA

Registered Investment Advisory firm - SEC (9/10/1997 Approved)

Broker-Dealer Firm Regulated by FINRA (Denver district office)

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Contact information

Main Address

18700 N. Hayden Road Suite 255, Scottsdale, AZ 85255

Mailing Address

18700 N. Hayden Road Suite 255, Scottsdale, AZ 85255

Phone number

(800) 821-5100

Established

Delaware since 08/05/1988

Firm type

Corporation

Fiscal year end

December

Firm Size

Large

# of Employees

8,717

SEC notice filing (53 States and Territories)

FINRA licenses (53 States and Territories)

Documents

Customer Relationship Summary (CRS / SEC)

Customer Relationship Summary (CRS / FINRA)

Latest Form ADV

Part 2 Brochures

OSAIC WEALTH, INC ADV PART 2A (10/20/2025)

SIGNATOR MANAGED ACCOUNT PLATFORM (3/31/2025)

Direct owners and executive officers

Name	Position	CRD#
OSAIC, INC.	SHAREHOLDER
CORNICK, GREGORY ALLEN	CEO, PRESIDENT, DIRECTOR	3132991
FORD, ERINN JUNE	DIRECTOR	2176816
MIHAL, SHAWN MICHAEL	SVP, CHIEF COMPLIANCE OFFICER	3262384
MITCHELL, CHRISTOPHER MILLS	CORPORATE TREASURER, FINANCIAL PRINCIPAL	2420144
PRICE, JAMES DALE	CHAIRMAN	1243224
SCHLUETER, MATTHEW ADAM	EVP, OPERATIONS AND TECHNOLOGY SOLUTIONS, DIRECTOR	2627931

Regulatory assets under management

Total Number of Accounts	797,559
AUM (Assets Under Management)	$ 200,266,275,275

Disclosures

Regulatory Event	50
Arbitration	31
Bond	7

Accountant surprise examination report

Filing Date	Form ADV-E Cover	Form ADV-E Report
11/14/2025	Cover Page	Report
12/18/2024	Cover Page	Report
01/26/2024	Cover Page	Report

Red Flags

Disclosures can be potential red flags, including customer disputes, regulatory fines, employer terminations, bankruptcies, judgments, liens, or certain criminal activities.

Check for any disclosures as part of your thorough research when choosing an advisor.

Contact information

(xxx) xxx-xxxx

xxxxx@xxxx.xxx

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Firm Stability Insights

Gerard P. Viars

Professional summary

Question & Answer

Aliases

Other business activities

Blog Corner

CRS (Client Relationship Summary) - RIA

Click below to view Gerard Phillippe Viars's CRS (Customer Relationship Summary).

CRS (Client Relationship Summary) - BD

Click below to view Gerard Phillippe Viars's CRS (Customer Relationship Summary).

Certified licenses

Experience

OSAIC WEALTH, INC.

OSAIC FA, INC.

OSAIC FA, INC.

CARILLON INVESTMENTS, INC.

THE LINCOLN NATIONAL LIFE INSURANCE COMPANY

CARILLON INVESTMENTS, INC.

LINCOLN NATIONAL PENSION INSURANCE COMPANY

SENTRY EQUITY SERVICES, INC.

Primary Firm SEC Registration

OSAIC WEALTH, INC.

State Registrations and Notice Filings

Exams

Series 63

Date: 4/29/1992

SIE

Date: 10/1/2018

Series 7

Date: 4/8/1998

Series 6

Date: 4/4/1983

FINRA

Current Firm

OSAIC WEALTH, INC.

Contact information

SEC notice filing (53 States and Territories)

FINRA licenses (53 States and Territories)

Documents

Part 2 Brochures

Direct owners and executive officers

Regulatory assets under management

Disclosures

Accountant surprise examination report

Red Flags

Company Information

OSAIC WEALTH, INC.

TRUST BUT VERIFY

Contact information

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