Glossary
Chartered Retirement Planning Counselor (CRPC)
A Chartered Retirement Planning Counselor (CRPC) is a financial professional certified to specialize in retirement planning. The CRPC designation, awarded by the College for Financial Planning, signifies expertise in helping individuals prepare for and transition into retirement through personalized strategies and income planning.
What does a CRPC do?
A CRPC advises clients on retirement planning, including income distribution, tax strategies, legacy planning, and when to take Social Security benefits.
How do you become a CRPC?
To earn the CRPC designation, candidates must complete a course through the College for Financial Planning and pass a comprehensive final exam.
Is a CRPC the same as a CFP?
No. A CRPC focuses specifically on retirement planning, while a CFP covers a broader range of financial topics, including insurance, estate, tax, and investment planning.
Do CRPC professionals act as fiduciaries?
Some do, especially if they’re also registered investment advisors (RIAs), but the designation itself does not automatically impose a fiduciary duty.
When should I work with a CRPC?
You might seek a CRPC if you're nearing retirement or already retired and want expert guidance on how to draw income, reduce taxes, and avoid outliving your savings.
Subscribe to our newsletter
Get the latest on finding, evaluating, and working with financial advisors; delivered right to your inbox.
