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JC

James R. Cratty

FROST INVESTMENT SERVICES
AUSTIN, TX 78701
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CRD#: 868573
JC

Professional summary


James Ray Cratty, who also goes by Jim Cratty, is a registered financial advisor currently at FROST INVESTMENT SERVICES located in Austin, Texas and FROST BROKERAGE SERVICES, INC. located in Austin, Texas.

James is registered as an IAR (Investment Advisor Representative) and RR (Registered Representative) and started their career in finance in 1979. James has worked at 9 firms and has passed the Series 66, Series 63, SIE, Series 3, Series 7, Series 1, Series 24 and Series 53 exams.

top-8-questions

Question & Answer


Are you a "fiduciary"?
Yes

Aliases


Jim Cratty

Other business activities


Outside business activity is any business or activity undertaken by an advisor that is outside the scope of their relationship with their firm (e.g., consulting services, real estate, freelance work, teaching, etc.). Investors should stay informed about these activities to ensure no conflicts of interest.
The advisor shows no other business activity.

Blog Corner


CRS (Client Relationship Summary) - RIA


Click below to view James Ray Cratty's CRS (Customer Relationship Summary).
CRS (Customer Relationship Summary)

Certified licenses


Advisors may have various certifications and credentials from different organizations. AdvisorCheck highlights these seven certifications - AIF®, CFP®, ChFC®, CFA, CLU®, CIMA®, CPWA®
None

Experience


Current

January 26, 2022 - Present

FROST INVESTMENT SERVICES

Office #1: 401 Congress Ave, Austin, TX 78701
RIA
CRD#: 286129
AUSTIN, TX
Current

March 9, 2017 - Present

FROST BROKERAGE SERVICES, INC.

Office #1: 401 Congress Avenue, Austin, TX 78701
BD
CRD#: 17465
AUSTIN, TX
Past

March 9, 2017 - December 31, 2021

FROST INVESTMENT SERVICES

RIA
CRD#: 286129
AUSTIN, TX
Past

January 27, 2016 - March 2, 2017

CAPITAL ANALYSTS

RIA
CRD#: 162200
Austin, TX
Past

January 25, 2016 - March 2, 2017

LINCOLN INVESTMENT

RIA
CRD#: 519
AUSTIN, TX
Past

December 9, 2015 - March 2, 2017

LINCOLN INVESTMENT

BD
CRD#: 519
AUSTIN, TX
Past

February 2, 2009 - December 18, 2012

MATADOR HOLDINGS, LLC

RIA
CRD#: 149186
HOUSTON, TX
Past

April 28, 2003 - December 19, 2007

FROST BROKERAGE SERVICES, INC.

BD
CRD#: 17465
SAN ANTONIO, TX
Past

July 20, 2001 - April 22, 2002

J.P. MORGAN INSTITUTIONAL INVESTMENTS INC.

BD
CRD#: 102920
NEW YORK, NY
Past

December 19, 1997 - July 19, 2001

J.P. MORGAN SECURITIES OF TEXAS, INC.

BD
CRD#: 17116
HOUSTON, TX
Past

November 25, 1987 - May 6, 1997

J.P. MORGAN SECURITIES OF TEXAS, INC.

BD
CRD#: 17116
HOUSTON, TX
Past

April 16, 1984 - June 28, 1985

LINCOLN FINANCIAL DISTRIBUTORS, INC.

BD
CRD#: 145
Past

July 17, 1979 - June 11, 1984

CITISTREET EQUITIES LLC

BD
CRD#: 7447

Primary Firm SEC Registration


This SEC-registered firm can serve clients nationwide. Some states may require the firm to submit a notice filing if the firm has more than 5 clients or a physical office there. You can view these state-level filings under the section titled "State Registrations and Notice Filings".
FI
FROST INVESTMENT SERVICES
FROST INVESTMENT SERVICES | FROST INVESTMENT SERVICES, LLC

CRD#: 286129 / SEC#: 801-108754

RIA
Registered Investment Advisory firm - (1/3/2017 Approved)

State Registrations and Notice Filings


Listed states reflect where the advisor is authorized to serve clients under state regulations.

IAR
means the advisor is registered as an Investment Advisor Representative in this state and is authorized to provide investment advice to clients there.
RR
indicates the advisor is registered as a Registered Representative in this state, allowing them to offer securities such as stocks, bonds, and mutual funds through a broker-dealer.

Visual representation of state registrations

RR
California
(4/10/2018)
RR
Colorado
(12/21/2017)
RR
Connecticut
(10/24/2022)
RR
District of Columbia
(1/17/2025)
RR
Florida
(6/12/2023)
RR
Idaho
(1/14/2025)
RR
Illinois
(1/19/2024)
RR
Maine
(1/14/2025)
IAR
New York
(6/20/2024)
RR
New York
(10/5/2025)
RR
North Carolina
(3/7/2018)
RR
Ohio
(6/9/2023)
RR
Oklahoma
(3/19/2020)
RR
Pennsylvania
(3/6/2018)
RR
Texas
(3/10/2017)
IAR
Texas
(1/26/2022)

Exams


State Security Law Exam
RR
IAR
Series 66
Date: 12/23/2015
Uniform Combined State Law Examination
State Security Law Exam
General Industry/Product Exam
General Industry/Product Exam
General Industry/Product Exam
General Industry/Product Exam
RR
Series 1
Date: 7/13/1979
Registered Representative Examination
Principal/Supervisory Exam
RR
Series 24
Date: 12/18/1995
General Securities Principal Examination
Principal/Supervisory Exam
SRO Registrations
RR
FINRA

Current Firm


FI
FROST INVESTMENT SERVICES
FROST INVESTMENT SERVICES | FROST INVESTMENT SERVICES, LLC

CRD#: 286129 / SEC#: 801-108754

RIA
Registered Investment Advisory firm - (1/3/2017 Approved)
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Contact information


Main Address
111 West Houston Street, San Antonio, TX 78205
Mailing Address
Po Box 2538, San Antonio, TX 78299
Phone number
(210) 220-5000
Established
Firm type
Fiscal year end
# of Employees
177

SEC notice filing (28 States and Territories)


Blank US states mapAlaskaHawaiiAlabamaArkansasArizonaCaliforniaColoradoConnecticutDelawareFloridaGeorgiaIowaIdahoIllinoisIndianaKansasKentuckyLouisianaMassachusettsMarylandMaineMichiganMinnesotaMissouriMississippiMontanaNorth CarolinaNorth DakotaNebraskaNew HampshireNew JerseyNew MexicoNevadaNew YorkOhioOklahomaOregonPennsylvaniaRhode IslandSouth CarolinaSouth DakotaTennesseeTexasUtahVirginiaVermontWisconsinWest VirginiaWyoming

Documents


Customer Relationship Summary (CRS / SEC)Latest Form ADV

Part 2 Brochures

FIS FORM ADV PART 2A 2025 (3/27/2025)

Regulatory assets under management


Total Number of Accounts3,179
AUM (Assets Under Management)$ 2,976,654,932

Accountant surprise examination report


Filing DateForm ADV-E CoverForm ADV-E Report
10/10/2024
Cover Page
11/27/2023
12/21/2022

Red Flags


Disclosures can be potential red flags, including customer disputes, regulatory fines, employer terminations, bankruptcies, judgments, liens, or certain criminal activities.

Check for any disclosures as part of your thorough research when choosing an advisor.

Company Information


FROST INVESTMENT SERVICES

CRD#: 286129Austin, TX 78701

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