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CK

Chad Karhoff

EMPOWER ADVISORY GROUP
Green Cove Springs, FL
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CRD#: 7735182
CK
Chad KarhoffEMPOWER ADVISORY GROUP

Professional summary

Chad Karhoff, who also goes by Chad Michael Karhoff, is a registered financial advisor currently at EMPOWER ADVISORY GROUP, LLC located in Green Cove Springs, Florida and EMPOWER FINANCIAL SERVICES, INC. located in Greenwood Village, Colorado.

Chad is registered as an IAR (Investment Advisor Representative) and RR (Registered Representative) and started their career in finance in 2023. Chad has worked at 4 firms and has passed the Series 66, Series 7TO and SIE exams.

Aliases

Chad Michael Karhoff

Other business activities

Outside business activity is any business or activity undertaken by an advisor that is outside the scope of their relationship with their firm (e.g., consulting services, real estate, freelance work, teaching, etc.). Investors should stay informed about these activities to ensure no conflicts of interest.
LuLu's Lawn & Landscape co. Type of business: Lawn Care/maintenance Green Cove Springs, FL Start date: 4/7/2020 CEO/Owner Hours per week: 1 Hours during trading: 0 I cut Lawn for approx 12 customers bi-weekly

Blog Corner

CRS (Client Relationship Summary) - RIA

Click below to view Chad Karhoff's CRS (Customer Relationship Summary).
CRS (Customer Relationship Summary)

Certified licenses

Advisors may have various certifications and credentials from different organizations. AdvisorCheck highlights these seven certifications - AIF®, CFP®, ChFC®, CFA, CLU®, CIMA®, CPWA®
None

Experience

Current

August 13, 2026 - Present

EMPOWER ADVISORY GROUP, LLC

RIA
CRD#: 112058
Green Cove Springs, FL
Current

August 10, 2026 - Present

EMPOWER FINANCIAL SERVICES, INC.

Office #1: 8515 E Orchard Road, Greenwood Village, CO 80111
BD
CRD#: 13109
GREENWOOD VILLAGE, CO
Past

November 4, 2025 - July 27, 2026

THRIVENT INVESTMENT MANAGEMENT INC.

RIA
CRD#: 18387
Green Cove Springs, FL
Past

November 3, 2025 - July 27, 2026

THRIVENT INVESTMENT MANAGEMENT INC.

BD
CRD#: 18387
MINNEAPOLIS, MN
Past

September 21, 2023 - September 2, 2025

EDWARD JONES

RIA
CRD#: 250
ORANGE PARK, FL
Past

August 11, 2023 - September 2, 2025

EDWARD JONES

BD
CRD#: 250
ORANGE PARK, FL

Primary Firm SEC Registration

This SEC-registered firm can serve clients nationwide. Some states may require the firm to submit a notice filing if the firm has more than 5 clients or a physical office there. You can view these state-level filings under the section titled "State Registrations and Notice Filings".
EA
EMPOWER ADVISORY GROUP, LLC
ADVISED ASSETS GROUP INC | EMPOWER ADVISORY GROUP, LLC | ADVISED ASSETS GROUP, LLC

CRD#: 112058 / SEC#: 801-58105

RIA
Registered Investment Advisory firm - (11/22/2000 Approved)

State Registrations and Notice Filings

Listed states reflect where the advisor is authorized to serve clients under state regulations.

IAR
means the advisor is registered as an Investment Advisor Representative in this state and is authorized to provide investment advice to clients there.
RR
indicates the advisor is registered as a Registered Representative in this state, allowing them to offer securities such as stocks, bonds, and mutual funds through a broker-dealer.

Visual representation of state registrations

RR
Alabama
(8/10/2026)
RR
Alaska
(8/10/2026)
RR
Arizona
(8/10/2026)
RR
Arkansas
(8/10/2026)
RR
California
(8/10/2026)
RR
Connecticut
(8/10/2026)
RR
Delaware
(8/10/2026)
RR
Florida
(8/10/2026)
IAR
Florida
(8/13/2026)
RR
Georgia
(8/10/2026)
RR
Hawaii
(8/10/2026)
RR
Idaho
(8/10/2026)
RR
Illinois
(8/10/2026)
RR
Indiana
(8/10/2026)
RR
Iowa
(8/10/2026)
RR
Kansas
(8/10/2026)
RR
Kentucky
(8/10/2026)
RR
Maine
(8/10/2026)
RR
Massachusetts
(8/10/2026)
RR
Michigan
(8/10/2026)
RR
Minnesota
(8/10/2026)
RR
Mississippi
(8/10/2026)
RR
Missouri
(8/10/2026)
RR
Montana
(8/10/2026)
RR
Nebraska
(8/10/2026)
RR
Nevada
(8/10/2026)
RR
New Hampshire
(8/10/2026)
RR
New Jersey
(8/10/2026)
RR
New Mexico
(8/10/2026)
RR
New York
(8/10/2026)
RR
North Carolina
(8/10/2026)
RR
North Dakota
(8/10/2026)
RR
Oklahoma
(8/10/2026)
RR
Oregon
(8/10/2026)
RR
Pennsylvania
(8/10/2026)
RR
Rhode Island
(8/10/2026)
RR
South Carolina
(8/10/2026)
RR
South Dakota
(8/10/2026)
RR
Tennessee
(8/10/2026)
RR
Texas
(8/10/2026)
RR
Utah
(8/10/2026)
RR
Vermont
(8/10/2026)
RR
Virginia
(8/10/2026)
RR
Washington
(8/10/2026)
RR
West Virginia
(8/10/2026)
RR
Wisconsin
(8/10/2026)
RR
Wyoming
(8/10/2026)

Exams

State Security Law Exam
RR
IAR
Series 66
Date: 9/18/2023
Uniform Combined State Law Examination
General Industry/Product Exam
RR
Series 7TO
Date: 8/11/2023
General Securities Representative Examination
General Industry/Product Exam
RR
SIE
Date: 6/7/2023
Securities Industry Essentials Examination
SRO Registrations
RR
FINRA

Current Firm

EA
EMPOWER ADVISORY GROUP, LLC
ADVISED ASSETS GROUP INC | EMPOWER ADVISORY GROUP, LLC | ADVISED ASSETS GROUP, LLC

CRD#: 112058 / SEC#: 801-58105

RIA
Registered Investment Advisory firm - (11/22/2000 Approved)
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Contact information

Main Address
8515 East Orchard Rd 4t2, Greenwood Village, CO 80111
Mailing Address
Phone number
(866) 575-4977
Established
Firm type
Fiscal year end
# of Employees
822

SEC notice filing (53 States and Territories)

Documents

Customer Relationship Summary (CRS / SEC)Latest Form ADV

Part 2 Brochures

EMPOWER ADVISORY GROUP PERSONAL STRATEGY(R) WRAP FEE PROGRAM (11/25/2025)
EMPOWER ADVISORY GROUP - ONLINE ADVICE & MANAGED ACCOUNT SERVICE FOR EMPOWER PREMIER IRA (9/22/2025)
EMPOWER ADVISORY GROUP FINANCIAL PLANNING SERVICE (9/19/2025)
EMPOWER PREMIER INVESTMENT ACCOUNT (9/19/2025)
EMPOWER ADVISORY GROUP WRAP FEE PROGRAM BROCHURE FOR EMPOWER MANAGED PORTFOLIOS (9/19/2025)
EMPOWER ADVISORY GROUP - ONLINE ADVICE & PROFESSIONAL MANAGEMENT PROGRAM (9/19/2025)
EMPOWER ADVISORY GROUP - ONLINE ADVICE & MANAGED ACCOUNT SERVICE/MY TOTAL RETIREMENT (9/19/2025)

Regulatory assets under management

Total Number of Accounts250,707
AUM (Assets Under Management)$ 159,120,330,491

Accountant surprise examination report

Filing DateForm ADV-E CoverForm ADV-E Report
02/26/2026
Cover Page
Report
03/28/2025
Cover Page
Report
11/21/2023
Cover Page
Report

Red Flags

Disclosures can be potential red flags, including customer disputes, regulatory fines, employer terminations, bankruptcies, judgments, liens, or certain criminal activities.

Check for any disclosures as part of your thorough research when choosing an advisor.

Company Information

EMPOWER ADVISORY GROUP, LLC

CRD#: 112058Green Cove Springs, FL

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