RJ
Raymond J. Jager
CENTENNIAL WEALTH ADVISORY
TRAVERSE CITY, MI 49684
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CRD#: 7564557
RJ
Professional summary
Raymond J Jager is a registered financial advisor currently at CENTENNIAL WEALTH ADVISORY, LLC located in Traverse City, Michigan.
Raymond is registered as an IAR (Investment Advisor Representative) and started their career in finance in 2025. Raymond has worked at 1 firm and has passed the Series 65 exam.
Question & Answer
Are you a "fiduciary"?
Yes
Aliases
None
Other business activities
Outside business activity is any business or activity undertaken by an advisor that is outside the scope of their relationship with their firm (e.g., consulting services, real estate, freelance work, teaching, etc.). Investors should stay informed about these activities to ensure no conflicts of interest.
Raymond J Jager is a licensed insurance agent. This activity creates a conflict of interest since there is an incentive to recommend insurance products based on commissions or other benefits received from the insurance company, rather than on the client's needs. Additionally, the offer and sale of insurance products by supervised persons of Centennial Wealth Advisory, LLC are not made in their capacity as a fiduciary, and products are limited to only those offered by certain insurance providers. Centennial Wealth Advisory, LLC addresses this conflict of interest by requiring its supervised persons to act in the best interest of the client at all times, including when acting as an insurance agent. Centennial Wealth Advisory, LLC periodically reviews recommendations by its supervised persons to assess whether they are based on an objective evaluation of each client's risk profile and investment objectives rather than on the receipt of any commissions or other benefits. Centennial Wealth Advisory, LLC will disclose in advance how it or its supervised persons are compensated and will disclose conflicts of interest involving any advice or service provided. At no time will there be tying between business practices and/or services (a condition where a client or prospective client would be required to accept one product or service conditioned upon the selection of a second, distinctive tied product or service). No client is ever under any obligation to purchase any insurance product. Insurance products recommended by Centennial Wealth Advisory, LLC's supervised persons may also be available from other providers on more favorable terms, and clients can purchase insurance products recommended through other unaffiliated insurance agencies.
CRS (Client Relationship Summary) - RIA
Click below to view Raymond J Jager's CRS (Customer Relationship Summary).
Certified licenses
Advisors may have various certifications and credentials from different organizations. AdvisorCheck highlights these seven certifications - AIF®, CFP®, ChFC®, CFA, CLU®, CIMA®, CPWA®
NoneExperience
Current
June 16, 2025 - Present
CENTENNIAL WEALTH ADVISORY, LLC
Office #1: 701 Third Street, Traverse City, MI 49684RIA
CRD#: 138054
TRAVERSE CITY, MI
Primary Firm SEC Registration
This SEC-registered firm can serve clients nationwide. Some states may require the firm to submit a notice filing if the firm has more than 5 clients or a physical office there. You can view these state-level filings under the section titled "State Registrations and Notice Filings".
CW
CENTENNIAL WEALTH ADVISORY, LLC
CENTENNIAL ADVISORS | CENTENNIAL WEALTH ADVISORY, LLC
CRD#: 138054 / SEC#: 801-113464
RIA
Registered Investment Advisory firm - (6/18/2018 Approved)Michigan
Registered Investment Advisory firm - (6/21/2018 Terminated)Texas
Registered Investment Advisory firm - (6/21/2018 Terminated)State Registrations and Notice Filings
Listed states reflect where the advisor is authorized to serve clients under state regulations.
IAR
means the advisor is registered as an Investment Advisor Representative in this state and is authorized to provide investment advice to clients there.Highlighted states indicate IAR registrations
IAR
Michigan(6/16/2025)
Current Firm
CW
CENTENNIAL WEALTH ADVISORY, LLC
CENTENNIAL ADVISORS | CENTENNIAL WEALTH ADVISORY, LLC
CRD#: 138054 / SEC#: 801-113464
RIA
Registered Investment Advisory firm - (6/18/2018 Approved)Michigan
Registered Investment Advisory firm - (6/21/2018 Terminated)Texas
Registered Investment Advisory firm - (6/21/2018 Terminated)Upgrade to AdvisorCheck Premium
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Contact information
Main Address
701 Third Street, Traverse City, MI 49684
Mailing Address
Phone number
(231) 995-9575
Established
Firm type
Fiscal year end
# of Employees
14
SEC notice filing (5 States and Territories)
Documents
Regulatory assets under management
| Total Number of Accounts | 2,723 |
| AUM (Assets Under Management) | $ 311,057,049 |
Red Flags
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Company Information
CENTENNIAL WEALTH ADVISORY, LLC
CRD#: 138054Traverse City, MI 49684TRUST BUT VERIFY
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