Caleb Smith

RICHARDSON FINANCIAL SERVICES

MEDWAY, MA 02053

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CRD#: 7548121

Professional summary

Caleb Smith, who also goes by Caleb Bradford Smith, is a registered financial advisor currently at RICHARDSON FINANCIAL SERVICES located in Medway, Massachusetts and J.W. COLE FINANCIAL, INC. located in Medway, Massachusetts.

Caleb is registered as an IAR (Investment Advisor Representative) and RR (Registered Representative) and started their career in finance in 2022. Caleb has worked at 3 firms and has passed the Series 66, SIE and Series 7TO exams.

Aliases

Caleb Bradford Smith

Other business activities

Outside business activity is any business or activity undertaken by an advisor that is outside the scope of their relationship with their firm (e.g., consulting services, real estate, freelance work, teaching, etc.). Investors should stay informed about these activities to ensure no conflicts of interest.

(1) Richardson Financial Services; DBA; Financial Planning; Investment Related; 165 Village Street, Medway, MA 02053; Associate Financial Planner; Fee based financial planning and portfolio manager advice; Start 9/29/2025; 140 hours/month, 140 hours/month during trading.

Blog Corner

CRS (Client Relationship Summary) - RIA

Click below to view Caleb Smith's CRS (Customer Relationship Summary).

CRS (Customer Relationship Summary)

Certified licenses

Advisors may have various certifications and credentials from different organizations. AdvisorCheck highlights these seven certifications - AIF®, CFP®, ChFC®, CFA, CLU®, CIMA®, CPWA®

None

Experience

Current

August 11, 2026 - Present

RICHARDSON FINANCIAL SERVICES

Office #1: 165 Village St, Medway, MA 02053

RIA

CRD#: 130715

MEDWAY, MA

Current

October 30, 2025 - Present

J.W. COLE FINANCIAL, INC.

Office #1: 165 Village Street, Medway, MA 02053

CRD#: 124583

MEDWAY, MA

Past

October 14, 2022 - September 28, 2025

J.P. MORGAN SECURITIES LLC

RIA

CRD#: 79

BOSTON, MA

Past

August 15, 2022 - September 28, 2025

J.P. MORGAN SECURITIES LLC

CRD#: 79

BOSTON, MA

Primary Firm SEC Registration

This SEC-registered firm can serve clients nationwide. Some states may require the firm to submit a notice filing if the firm has more than 5 clients or a physical office there. You can view these state-level filings under the section titled "State Registrations and Notice Filings".

RICHARDSON FINANCIAL SERVICES

RICHARDSON FINANCIAL SERVICES | RICHARDSON FINANCIAL SERVICES INC.

CRD#: 130715 / SEC#: 801-119439

RIA

Registered Investment Advisory firm - (9/11/2020 Approved)

Massachusetts

Registered Investment Advisory firm - (9/30/2020 Terminated)

Why is a state registration marked "Terminated"? When a firm registers with the SEC (usually after managing $100M+ AUM), it often withdraws separate state firm registrations unless required by that state. The firm can still serve clients there through its individually registered Investment Advisor Representatives (IARs).

State Registrations and Notice Filings

Listed states reflect where the advisor is authorized to serve clients under state regulations.

IAR

means the advisor is registered as an Investment Advisor Representative in this state and is authorized to provide investment advice to clients there.

indicates the advisor is registered as a Registered Representative in this state, allowing them to offer securities such as stocks, bonds, and mutual funds through a broker-dealer.

Visual representation of state registrations

Massachusetts
(10/30/2025)

IAR

Massachusetts
(8/11/2026)

Don't see your state listed? The advisor may still be able to work with you under the federal De Minimis Rule, which allows up to five investment advisory clients in a state without registration. Some states, like TX, LA, NE, and NH, may still require registration or notice filing. Contact the advisor or their firm to confirm their investment advisory availability in your state. Note: This rule does not apply to broker-dealer activity.

Exams

State Security Law Exam

IAR

Series 66

Date: 10/14/2022

Uniform Combined State Law Examination

General Industry/Product Exam

SIE

Date: 8/15/2022

Securities Industry Essentials Examination

General Industry/Product Exam

Series 7TO

Date: 6/24/2022

General Securities Representative Examination

SRO Registrations

FINRA

Current Firm

RICHARDSON FINANCIAL SERVICES

RICHARDSON FINANCIAL SERVICES | RICHARDSON FINANCIAL SERVICES INC.

CRD#: 130715 / SEC#: 801-119439

RIA

Registered Investment Advisory firm - (9/11/2020 Approved)

Massachusetts

Registered Investment Advisory firm - (9/30/2020 Terminated)

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Contact information

Main Address

165 Village St, Medway, MA 02053

Mailing Address

Phone number

(508) 533-2335

Established

Firm type

Fiscal year end

# of Employees

SEC notice filing (10 States and Territories)

Documents

Customer Relationship Summary (CRS / SEC)

Latest Form ADV

Part 2 Brochures

DISCLOSURE BROCHURE (8/21/2025)

Regulatory assets under management

Total Number of Accounts	602
AUM (Assets Under Management)	$ 212,852,046

Red Flags

Disclosures can be potential red flags, including customer disputes, regulatory fines, employer terminations, bankruptcies, judgments, liens, or certain criminal activities.

Check for any disclosures as part of your thorough research when choosing an advisor.

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Caleb Smith

Professional summary

Aliases

Other business activities

Blog Corner

CRS (Client Relationship Summary) - RIA

Click below to view Caleb Smith's CRS (Customer Relationship Summary).

Certified licenses

Experience

RICHARDSON FINANCIAL SERVICES

J.W. COLE FINANCIAL, INC.

J.P. MORGAN SECURITIES LLC

J.P. MORGAN SECURITIES LLC

Primary Firm SEC Registration

RICHARDSON FINANCIAL SERVICES

State Registrations and Notice Filings

Exams

Series 66

Date: 10/14/2022

SIE

Date: 8/15/2022

Series 7TO

Date: 6/24/2022

FINRA

Current Firm

RICHARDSON FINANCIAL SERVICES

Contact information

SEC notice filing (10 States and Territories)

Documents

Part 2 Brochures

Regulatory assets under management

Red Flags

Company Information

RICHARDSON FINANCIAL SERVICES

TRUST BUT VERIFY

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