WK
William G. Koshivas
TWELVE POINTS WEALTH MANAGEMENT
Concord, MA 01742
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CRD#: 7513037
WK
Professional summary
William George Koshivas, who also goes by Bill Koshivas, is a registered financial advisor currently at TWELVE POINTS WEALTH MANAGEMENT located in Concord, Massachusetts.
William is registered as an IAR (Investment Advisor Representative) and started their career in finance in 2023. William has worked at 2 firms and has passed the Series 66, Series 7TO and SIE exams.
Question & Answer
Are you a "fiduciary"?
Yes
Aliases
Bill Koshivas
Other business activities
Outside business activity is any business or activity undertaken by an advisor that is outside the scope of their relationship with their firm (e.g., consulting services, real estate, freelance work, teaching, etc.). Investors should stay informed about these activities to ensure no conflicts of interest.
Name: Yell-O-Glow Corporation- Wholesale Distributor Not Investment related Address: Chelsea, MA Nature: Wholesale distributor for restaurants and grocery stores Position: Warehouse Associate Title, or relationship: Warehouse Associate Start date: 09/2015 Approximate number of hours: 4 hours per month on average Number of hours during securities trading: 0 Briefly describe your duties relating to the other business: Picked Customer Produce Orders, Merchandize retail storefront, Perform quality control on outgoing shipments
CRS (Client Relationship Summary) - RIA
Click below to view William George Koshivas's CRS (Customer Relationship Summary).
Certified licenses
Advisors may have various certifications and credentials from different organizations. AdvisorCheck highlights these seven certifications - AIF®, CFP®, ChFC®, CFA, CLU®, CIMA®, CPWA®
NoneExperience
Current
March 27, 2025 - Present
TWELVE POINTS WEALTH MANAGEMENT
Office #1: 9 Pond Lane Suite 3a, Concord, MA 01742RIA
CRD#: 171107
Concord, MA
Past
November 29, 2023 - March 18, 2025
MERRILL LYNCH, PIERCE, FENNER & SMITH INCORPORATED
RIA
CRD#: 7691
BOSTON, MA
Past
May 22, 2023 - March 18, 2025
MERRILL LYNCH, PIERCE, FENNER & SMITH INCORPORATED
BD
CRD#: 7691
BOSTON, MA
Primary Firm SEC Registration
This SEC-registered firm can serve clients nationwide. Some states may require the firm to submit a notice filing if the firm has more than 5 clients or a physical office there. You can view these state-level filings under the section titled "State Registrations and Notice Filings".
TP
TWELVE POINTS WEALTH MANAGEMENT
TWELVE POINTS RETIREMENT ADVISORS | TWELVE POINTS WEALTH MANAGEMENT LLC | TWELVE POINTS WEALTH MANAGEMENT
CRD#: 171107 / SEC#: 801-108967
RIA
Registered Investment Advisory firm - (1/23/2017 Approved)Massachusetts
Registered Investment Advisory firm - (1/26/2017 Terminated)New Hampshire
Registered Investment Advisory firm - (2/21/2017 Terminated)State Registrations and Notice Filings
Listed states reflect where the advisor is authorized to serve clients under state regulations.
IAR
means the advisor is registered as an Investment Advisor Representative in this state and is authorized to provide investment advice to clients there.Highlighted states indicate IAR registrations
IAR
Massachusetts(3/27/2025)
IAR
Texas(11/3/2025)
Exams
State Security Law Exam
General Industry/Product Exam
RR
Series 7TO
Date: 5/22/2023
General Securities Representative ExaminationGeneral Industry/Product Exam
Current Firm
TP
TWELVE POINTS WEALTH MANAGEMENT
TWELVE POINTS RETIREMENT ADVISORS | TWELVE POINTS WEALTH MANAGEMENT LLC | TWELVE POINTS WEALTH MANAGEMENT
CRD#: 171107 / SEC#: 801-108967
RIA
Registered Investment Advisory firm - (1/23/2017 Approved)Massachusetts
Registered Investment Advisory firm - (1/26/2017 Terminated)New Hampshire
Registered Investment Advisory firm - (2/21/2017 Terminated)Upgrade to AdvisorCheck Premium
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Contact information
Main Address
9 Pond Lane Suite 3a, Concord, MA 01742
Mailing Address
Phone number
(978) 318-9500
Established
Firm type
Fiscal year end
# of Employees
24
SEC notice filing (14 States and Territories)
Regulatory assets under management
| Total Number of Accounts | 1,586 |
| AUM (Assets Under Management) | $ 1,701,535,494 |
Accountant surprise examination report
| Filing Date | Form ADV-E Cover | Form ADV-E Report |
|---|---|---|
| 08/25/2025 | ||
| 09/25/2024 |
Red Flags
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Check for any disclosures as part of your thorough research when choosing an advisor.
Company Information
TWELVE POINTS WEALTH MANAGEMENT
CRD#: 171107Concord, MA 01742TRUST BUT VERIFY
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