NC
Nicholas J. Cummings
CETERA INVESTMENT ADVISERS LLC
EPHRATA, PA 17522
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CRD#: 7232966
NC
Professional summary
Nicholas Justin Cummings, who also goes by Nick Cummings, is a registered financial advisor currently at CETERA INVESTMENT ADVISERS LLC located in Ephrata, Pennsylvania and CETERA FINANCIAL SPECIALISTS LLC located in Leola, Pennsylvania.
Nicholas is registered as an IAR (Investment Advisor Representative) and RR (Registered Representative) and started their career in finance in 2021. Nicholas has worked at 4 firms and has passed the Series 65, Series 63, Series 7TO, Series 6TO and SIE exams.
Question & Answer
Are you a "fiduciary"?
Yes
Aliases
Nick Cummings
Other business activities
Outside business activity is any business or activity undertaken by an advisor that is outside the scope of their relationship with their firm (e.g., consulting services, real estate, freelance work, teaching, etc.). Investors should stay informed about these activities to ensure no conflicts of interest.
1) SMOKER WEALTH MANAGEMENT LLC, INVESTMENT RELATED, ADDRESS SAME AS REGISTERED BRANCH, DBA FOR INVESTMENT BUSINESS, FINANCIAL ADVISOR, 40H/WEEK, SINCE 03/2022 2) NAME OF OTHER BUSINESS: SMOKER AND COMPANY LLC; INVESTMENT RELATED: NO ADDRESS: SAME AS REGISTERED LOCATION; NATURE OF BUSINESS: TAX PREPARATION; START DATE: 11/2022; POSITION/TITLE/RELATIONSHIP: TAX PROFESSIONAL; APX NUMBER OF HOURS PER WEEK: 8; APX NUMBER OF HOURS DURING TRADING HOURS: 8; BRIEF DESCRIPTION OF DUTIES: TAX ACCOUNTING/PREPARATION FOR INDIVIDUALS AND BUSINESSES;
CRS (Client Relationship Summary) - RIA
Click below to view Nicholas Justin Cummings's CRS (Customer Relationship Summary).
Certified licenses
Advisors may have various certifications and credentials from different organizations. AdvisorCheck highlights these seven certifications - AIF®, CFP®, ChFC®, CFA, CLU®, CIMA®, CPWA®
NoneExperience
Current
March 28, 2022 - Present
CETERA INVESTMENT ADVISERS LLC
Office #1: 431 West Main Street, Ephrata, PA 17522Office #2: 49 E. Main Street, Leola, PA 17540Office #3: 220 N Duke St, Lancaster, PA 17602Office #4: 24 South Main St, Manheim, PA 17545RIA
CRD#: 105644
EPHRATA, PA
Current
March 28, 2022 - Present
CETERA FINANCIAL SPECIALISTS LLC
Office #1: 49 E. Main Street, Leola, PA 17540Office #2: 431 West Main Street, Ephrata, PA 17522Office #3: 24 South Main St, Manheim, PA 17545Office #4: 220 N Duke St, Lancaster, PA 17602BD
CRD#: 10358
Leola, PA
Past
January 14, 2022 - April 4, 2022
SECURIAN FINANCIAL SERVICES, INC.
RIA
CRD#: 15296
Plymouth Meeting, PA
Past
September 21, 2021 - April 4, 2022
SECURIAN FINANCIAL SERVICES, INC.
BD
CRD#: 15296
Plymouth Meeting, PA
Past
January 16, 2021 - June 7, 2021
NORTHWESTERN MUTUAL INVESTMENT SERVICES, LLC
BD
CRD#: 2881
LANCASTER, PA
Primary Firm SEC Registration
This SEC-registered firm can serve clients nationwide. Some states may require the firm to submit a notice filing if the firm has more than 5 clients or a physical office there. You can view these state-level filings under the section titled "State Registrations and Notice Filings".
CI
CETERA INVESTMENT ADVISERS LLC
CETERA ADVISOR NETWORKS | TERRA FINANCIAL PLANNING GROUP LTD | GENWORTH FINANCIAL ADVISERS CORPORATION | FIRST ALLIED ADVISORY SERVICES | CETERA INVESTMENT ADVISERS LLC | CETERA ADVISORS
CRD#: 105644 / SEC#: 801-20406
RIA
Registered Investment Advisory firm - (1/13/1984 Approved)State Registrations and Notice Filings
Listed states reflect where the advisor is authorized to serve clients under state regulations.
IAR
means the advisor is registered as an Investment Advisor Representative in this state and is authorized to provide investment advice to clients there.RR
indicates the advisor is registered as a Registered Representative in this state, allowing them to offer securities such as stocks, bonds, and mutual funds through a broker-dealer.Visual representation of state registrations
RR
Alabama(7/14/2023)
RR
Connecticut(3/4/2024)
RR
Delaware(9/28/2023)
RR
Florida(1/3/2023)
RR
Georgia(6/8/2023)
RR
Maryland(10/20/2023)
RR
New York(7/31/2025)
RR
North Carolina(8/8/2022)
RR
Pennsylvania(3/28/2022)
IAR
Pennsylvania(3/28/2022)
Exams
State Security Law Exam
State Security Law Exam
General Industry/Product Exam
RR
Series 7TO
Date: 9/28/2021
General Securities Representative ExaminationGeneral Industry/Product Exam
RR
Series 6TO
Date: 1/16/2021
Investment Company Products/Variable Contracts Representative ExaminationGeneral Industry/Product Exam
SRO Registrations
RR
FINRA
Current Firm
CI
CETERA INVESTMENT ADVISERS LLC
CETERA ADVISOR NETWORKS | TERRA FINANCIAL PLANNING GROUP LTD | GENWORTH FINANCIAL ADVISERS CORPORATION | FIRST ALLIED ADVISORY SERVICES | CETERA INVESTMENT ADVISERS LLC | CETERA ADVISORS
CRD#: 105644 / SEC#: 801-20406
RIA
Registered Investment Advisory firm - (1/13/1984 Approved)Upgrade to AdvisorCheck Premium
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Contact information
Main Address
1450 American Lane 6th Floor, Suite 650, Schaumburg, IL 60173-2096
Mailing Address
Phone number
(310) 257-7880
Established
Firm type
Fiscal year end
# of Employees
7,705
SEC notice filing (53 States and Territories)
Regulatory assets under management
| Total Number of Accounts | 584,487 |
| AUM (Assets Under Management) | $ 163,792,814,520 |
Accountant surprise examination report
| Filing Date | Form ADV-E Cover | Form ADV-E Report |
|---|---|---|
| 10/27/2025 | ||
| 12/13/2024 | ||
| 09/26/2023 | ||
| 11/18/2022 |
Red Flags
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Company Information
CETERA INVESTMENT ADVISERS LLC
CRD#: 105644Ephrata, PA 17522TRUST BUT VERIFY
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