Karly M. Holland
DIVERGENT PLANNING
Mouth of Wilson, VA
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CRD#: 7207212
Professional summary
Karly Michele Holland, CFP®, who also goes by Karly Michele Whitehead, is a registered financial advisor currently at DIVERGENT PLANNING located in Mouth Of Wilson, Virginia.
Karly is registered as an IAR (Investment Advisor Representative) and started their career in finance in 2019. Karly has worked at 1 firm .
Biography
Karly’s inspiration for a career in financial planning was sparked in college when she realized that many of her peers didn’t understand basic budgeting. Karly’s dad had taught her to be responsible with money, and she wanted to build on that knowledge so she could help herself and others. Today as a CERTIFIED FINANCIAL PLANNER™ professional, she is thrilled to help our clients understand the why and the how of their financial planning recommendations so that they can feel confident that they are on the right track.
As a Lead Advisor, Karly assists in prepping for client meetings, preparing financial plans, and researching clients’ questions. With a background in tax projections and preparation, she also reviews tax returns and analyzes the potential tax impacts of strategies such as Roth conversions. Karly enjoys the tax-planning aspect of her responsibilities, particularly when she works with people who are getting close to retirement, when the impact can be crucial. She counts her most satisfying career moment as the day she presented a financial plan to a client, who thanked her, saying a weight had been lifted off them.
Outside of the office, the resident of Lawrenceville, Georgia, enjoys time with her husband and daughter. Surprisingly, she is not a fan of chocolate or coffee. In her spare time, you might find her spending time with family, running, reading, or crafting. She also enjoys pancakes from Cracker Barrel and a good hike with her pup, Myles.
Question & Answer
What are your service offerings?
Investment Planning
Employee and Employer Plan Ben...
Comprehensive Financial Planni...
Tax Planning
Retirement Planning
Do you have an area of expertise or specialization?
Cash Flow/Budgets/Credit Issue...
Corporate Executives
Federal Employees
Investment Advice with Ongoing...
Retirement Planning & Distribu...
Tax Planning
What is your minimum asset requirement?
1
Are you a "fiduciary"?
Yes
Aliases
Karly Michele Whitehead
Other business activities
Outside business activity is any business or activity undertaken by an advisor that is outside the scope of their relationship with their firm (e.g., consulting services, real estate, freelance work, teaching, etc.). Investors should stay informed about these activities to ensure no conflicts of interest.
The advisor shows no other business activity.
CRS (Client Relationship Summary) - RIA
Click below to view Karly Michele Holland's CRS (Customer Relationship Summary).
Certified licenses
Advisors may have various certifications and credentials from different organizations. AdvisorCheck highlights these seven certifications - AIF®, CFP®, ChFC®, CFA, CLU®, CIMA®, CPWA®
CFP®
Start date: 2019
Experience
Current
December 17, 2019 - Present
DIVERGENT PLANNING
RIA
CRD#: 285688
Mouth of Wilson, VA
Primary Firm SEC Registration
This SEC-registered firm can serve clients nationwide. Some states may require the firm to submit a notice filing if the firm has more than 5 clients or a physical office there. You can view these state-level filings under the section titled "State Registrations and Notice Filings".
DIVERGENT PLANNING
DIVERGENT PLANNING | DIVERGENT PLANNING, LLC
CRD#: 285688 / SEC#: 801-112962
RIA
Registered Investment Advisory firm - (4/23/2018 Approved)California
Registered Investment Advisory firm - (9/26/2018 Terminated)District of Columbia
Registered Investment Advisory firm - (8/27/2018 Terminated)Louisiana
Registered Investment Advisory firm - (8/28/2018 Terminated)Maryland
Registered Investment Advisory firm - (10/12/2018 Terminated)South Carolina
Registered Investment Advisory firm - (8/27/2018 Terminated)Texas
Registered Investment Advisory firm - (8/27/2018 Terminated)Virginia
Registered Investment Advisory firm - (8/27/2018 Terminated)State Registrations and Notice Filings
Listed states reflect where the advisor is authorized to serve clients under state regulations.
IAR
means the advisor is registered as an Investment Advisor Representative in this state and is authorized to provide investment advice to clients there.Highlighted states indicate IAR registrations
IAR
Virginia(5/8/2024)
Exams
Current Firm
DIVERGENT PLANNING
DIVERGENT PLANNING | DIVERGENT PLANNING, LLC
CRD#: 285688 / SEC#: 801-112962
RIA
Registered Investment Advisory firm - (4/23/2018 Approved)California
Registered Investment Advisory firm - (9/26/2018 Terminated)District of Columbia
Registered Investment Advisory firm - (8/27/2018 Terminated)Louisiana
Registered Investment Advisory firm - (8/28/2018 Terminated)Maryland
Registered Investment Advisory firm - (10/12/2018 Terminated)South Carolina
Registered Investment Advisory firm - (8/27/2018 Terminated)Texas
Registered Investment Advisory firm - (8/27/2018 Terminated)Virginia
Registered Investment Advisory firm - (8/27/2018 Terminated)Upgrade to AdvisorCheck Premium
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Contact information
Main Address
6701 Democracy Blvd. Suite 300, Bethesda, MD 20817
Mailing Address
Phone number
(240) 428-8911
Established
Firm type
Fiscal year end
# of Employees
10
SEC notice filing (10 States and Territories)
Documents
Regulatory assets under management
| Total Number of Accounts | 895 |
| AUM (Assets Under Management) | $ 323,273,148 |
Red Flags
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Check for any disclosures as part of your thorough research when choosing an advisor.
