Cristina I. Alayo

THE ATLAS FINANCIAL GROUP

MIAMI, FL 33137

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CRD#: 7172328

Professional summary

Cristina Isabel Alayo, who also goes by Cristina Isabel Montiel, Cristina Montiel, is a registered financial advisor currently at THE ATLAS FINANCIAL GROUP located in Miami, Florida.

Cristina is registered as an IAR (Investment Advisor Representative) and started their career in finance in 2020. Cristina has worked at 1 firm and has passed the Series 65 exam.

Question & Answer

Are you a "fiduciary"?

Yes

Aliases

Cristina Isabel Montiel | Cristina Montiel

Other business activities

Outside business activity is any business or activity undertaken by an advisor that is outside the scope of their relationship with their firm (e.g., consulting services, real estate, freelance work, teaching, etc.). Investors should stay informed about these activities to ensure no conflicts of interest.

AC Capital Group LLC. This company is not investment-related, Member since May 6, 2021. 3440 Sheridan Avenue, Miami Beach, FL 33140. 1 hr per month.

Blog Corner

CRS (Client Relationship Summary) - RIA

Click below to view Cristina Isabel Alayo's CRS (Customer Relationship Summary).

CRS (Customer Relationship Summary)

Certified licenses

Advisors may have various certifications and credentials from different organizations. AdvisorCheck highlights these seven certifications - AIF®, CFP®, ChFC®, CFA, CLU®, CIMA®, CPWA®

None

Experience

Current

July 7, 2020 - Present

THE ATLAS FINANCIAL GROUP

Office #1: 3050 Biscayne Boulevard Suite 501, Miami, FL 33137

RIA

CRD#: 306849

MIAMI, FL

Primary Firm SEC Registration

This SEC-registered firm can serve clients nationwide. Some states may require the firm to submit a notice filing if the firm has more than 5 clients or a physical office there. You can view these state-level filings under the section titled "State Registrations and Notice Filings".

THE ATLAS FINANCIAL GROUP

FLOW FOCUS LLC | THE ATLAS FINANCIAL GROUP

CRD#: 306849 / SEC#: 801-128415

RIA

Registered Investment Advisory firm - (7/27/2023 Approved)

Florida

Registered Investment Advisory firm - (4/16/2020 Approved)

Puerto Rico

Registered Investment Advisory firm - (10/25/2024 Terminated)

Why is a state registration marked "Terminated"? When a firm registers with the SEC (usually after managing $100M+ AUM), it often withdraws separate state firm registrations unless required by that state. The firm can still serve clients there through its individually registered Investment Advisor Representatives (IARs).

State Registrations and Notice Filings

Listed states reflect where the advisor is authorized to serve clients under state regulations.

IAR

means the advisor is registered as an Investment Advisor Representative in this state and is authorized to provide investment advice to clients there.

Highlighted states indicate IAR registrations

IAR

Florida
(7/7/2020)

Don't see your state listed? The advisor may still be able to work with you under the federal De Minimis Rule, which allows up to five investment advisory clients in a state without registration. Some states, like TX, LA, NE, and NH, may still require registration or notice filing. Contact the advisor or their firm to confirm their investment advisory availability in your state.

Exams

State Security Law Exam

IAR

Series 65

Date: 2/27/2020

Uniform Investment Adviser Law Examination

Current Firm

THE ATLAS FINANCIAL GROUP

FLOW FOCUS LLC | THE ATLAS FINANCIAL GROUP

CRD#: 306849 / SEC#: 801-128415

RIA

Registered Investment Advisory firm - (7/27/2023 Approved)

Florida

Registered Investment Advisory firm - (4/16/2020 Approved)

Puerto Rico

Registered Investment Advisory firm - (10/25/2024 Terminated)

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Contact information

Main Address

3050 Biscayne Boulevard Suite 501, Miami, FL 33137

Mailing Address

Phone number

(786) 233-6233

Established

Firm type

Fiscal year end

# of Employees

SEC notice filing (1 States and Territories)

Documents

Customer Relationship Summary (CRS / SEC)

Latest Form ADV

Part 2 Brochures

THE ATLAS FINANCIAL GROUP ADV PART 2A & 2B (3/25/2025)

Regulatory assets under management

Total Number of Accounts	60
AUM (Assets Under Management)	$ 163,156,765

Red Flags

Disclosures can be potential red flags, including customer disputes, regulatory fines, employer terminations, bankruptcies, judgments, liens, or certain criminal activities.

Check for any disclosures as part of your thorough research when choosing an advisor.

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Cristina I. Alayo

Professional summary

Question & Answer

Aliases

Other business activities

Blog Corner

CRS (Client Relationship Summary) - RIA

Click below to view Cristina Isabel Alayo's CRS (Customer Relationship Summary).

Certified licenses

Experience

THE ATLAS FINANCIAL GROUP

Primary Firm SEC Registration

THE ATLAS FINANCIAL GROUP

State Registrations and Notice Filings

Exams

Series 65

Date: 2/27/2020

Current Firm

THE ATLAS FINANCIAL GROUP

Contact information

SEC notice filing (1 States and Territories)

Documents

Part 2 Brochures

Regulatory assets under management

Red Flags

Company Information

THE ATLAS FINANCIAL GROUP

TRUST BUT VERIFY

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