Joshua E. Lightcap

LIGHTCAP FINANCIAL GROUP

SAN DIEGO, CA 92106

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CRD#: 7096621

Professional summary

Joshua Earl Lightcap, CFP®, who also goes by Joshua Earl Lightcap, Joshua Lightcap, is a registered financial advisor currently at LIGHTCAP FINANCIAL GROUP, LLC located in San Diego, California.

Joshua is registered as an IAR (Investment Advisor Representative) and started their career in finance in 2019. Joshua has worked at 2 firms and has passed the Series 66, Series 7TO and SIE exams.

Question & Answer

What are your service offerings?

Inheritance

Retirement Income Management

Insurance Planning

Investment Planning

Education Planning

Small Business Planning

Employee and Employer Plan Ben...

Comprehensive Financial Planni...

Business Succession Planning

Long-term Care

What is your minimum asset requirement?

Are you a "fiduciary"?

Yes

Aliases

Joshua Earl Lightcap | Joshua Lightcap

Other business activities

Outside business activity is any business or activity undertaken by an advisor that is outside the scope of their relationship with their firm (e.g., consulting services, real estate, freelance work, teaching, etc.). Investors should stay informed about these activities to ensure no conflicts of interest.

The advisor shows no other business activity.

Blog Corner

CRS (Client Relationship Summary) - RIA

Click below to view Joshua Earl Lightcap's CRS (Customer Relationship Summary).

CRS (Customer Relationship Summary)

Certified licenses

Advisors may have various certifications and credentials from different organizations. AdvisorCheck highlights these seven certifications - AIF®, CFP®, ChFC®, CFA, CLU®, CIMA®, CPWA®

CFP^®

Certified Financial Planner

Start date: 2022

Experience

Current

February 27, 2025 - Present

LIGHTCAP FINANCIAL GROUP, LLC

Office #1: 2869 Historic Decatur Rd., San Diego, CA 92106

RIA

CRD#: 334873

SAN DIEGO, CA

Past

June 18, 2019 - February 12, 2025

EDWARD JONES

RIA

CRD#: 250

SAN DIEGO, CA

Past

May 27, 2019 - February 12, 2025

EDWARD JONES

CRD#: 250

SAN DIEGO, CA

State Registrations and Notice Filings

Listed states reflect where the advisor is authorized to serve clients under state regulations.

IAR

means the advisor is registered as an Investment Advisor Representative in this state and is authorized to provide investment advice to clients there.

Highlighted states indicate IAR registrations

IAR

California
(2/28/2025)

IAR

Texas
(2/27/2025)

Don't see your state listed? The advisor may still be able to work with you under the federal De Minimis Rule, which allows up to five investment advisory clients in a state without registration. Some states, like TX, LA, NE, and NH, may still require registration or notice filing. Contact the advisor or their firm to confirm their investment advisory availability in your state.

Exams

State Security Law Exam

IAR

Series 66

Date: 6/17/2019

Uniform Combined State Law Examination

General Industry/Product Exam

Series 7TO

Date: 5/25/2019

General Securities Representative Examination

General Industry/Product Exam

SIE

Date: 5/1/2019

Securities Industry Essentials Examination

Current Firm

LIGHTCAP FINANCIAL GROUP, LLC

LIGHTCAP FINANCIAL GROUP, LLC | LIGHTCAP INSURANCE SERVICES

CRD#: 334873 / SEC#: 801-132050

RIA

Registered Investment Advisory firm - (8/25/2025 Terminated)

California

Registered Investment Advisory firm - (8/22/2025 Approved)

Texas

Registered Investment Advisory firm - (7/1/2025 Conditional Restricted)

Why is a state registration marked "Terminated"? When a firm registers with the SEC (usually after managing $100M+ AUM), it often withdraws separate state firm registrations unless required by that state. The firm can still serve clients there through its individually registered Investment Advisor Representatives (IARs).

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Contact information

Main Address

2869 Historic Decatur Rd., San Diego, CA 92106

Mailing Address

Phone number

(858) 752-4443

Established

Firm type

Fiscal year end

# of Employees

Documents

Customer Relationship Summary (CRS / SEC)

Latest Form ADV

Part 2 Brochures

FORM ADV PART 2B - BROCHURE SUPPLEMENT - JOSHUA LIGHTCAP (8/6/2025)

FORM ADV PART 2A - FIRM BROCHURE (8/6/2025)

Regulatory assets under management

Total Number of Accounts	132
AUM (Assets Under Management)	$ 11,345,112

Red Flags

Disclosures can be potential red flags, including customer disputes, regulatory fines, employer terminations, bankruptcies, judgments, liens, or certain criminal activities.

Check for any disclosures as part of your thorough research when choosing an advisor.

Contact information

(xxx) xxx-xxxx

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Joshua E. Lightcap

Professional summary

Question & Answer

Aliases

Other business activities

Blog Corner

CRS (Client Relationship Summary) - RIA

Click below to view Joshua Earl Lightcap's CRS (Customer Relationship Summary).

Certified licenses

Experience

LIGHTCAP FINANCIAL GROUP, LLC

EDWARD JONES

EDWARD JONES

State Registrations and Notice Filings

Exams

Series 66

Date: 6/17/2019

Series 7TO

Date: 5/25/2019

SIE

Date: 5/1/2019

Current Firm

LIGHTCAP FINANCIAL GROUP, LLC

Contact information

Documents

Part 2 Brochures

Regulatory assets under management

Red Flags

Company Information

LIGHTCAP FINANCIAL GROUP, LLC

TRUST BUT VERIFY

Contact information

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