JC
Jinai Chen
SCHWAB WEALTH ADVISORY
San Francisco, CA 94105
Some features on this profile are disabled
CRD#: 6965418
JC
Professional summary
Jinai Chen, who also goes by Celina Chen, is a registered financial advisor currently at SCHWAB WEALTH ADVISORY, INC. located in San Francisco, California and CHARLES SCHWAB & CO., INC. located in San Francisco, California.
Jinai is registered as an IAR (Investment Advisor Representative) and RR (Registered Representative) and started their career in finance in 2018. Jinai has worked at 3 firms and has passed the Series 66, Series 63, Series 7TO, SIE and Series 6 exams.
Question & Answer
Are you a "fiduciary"?
Yes
Aliases
Celina Chen
Other business activities
Outside business activity is any business or activity undertaken by an advisor that is outside the scope of their relationship with their firm (e.g., consulting services, real estate, freelance work, teaching, etc.). Investors should stay informed about these activities to ensure no conflicts of interest.
The advisor shows no other business activity.
CRS (Client Relationship Summary) - RIA
Click below to view Jinai Chen's CRS (Customer Relationship Summary).
Certified licenses
Advisors may have various certifications and credentials from different organizations. AdvisorCheck highlights these seven certifications - AIF®, CFP®, ChFC®, CFA, CLU®, CIMA®, CPWA®
NoneExperience
Current
October 27, 2025 - Present
SCHWAB WEALTH ADVISORY, INC.
Office #1: 425 Market Street Suite 970, San Francisco, CA 94105RIA
CRD#: 159035
San Francisco, CA
Current
February 14, 2022 - Present
CHARLES SCHWAB & CO., INC.
Office #1: 425 Market Street Floor 17, San Francisco, CA 94105RIA
BD
CRD#: 5393
San Francisco, CA
Past
January 5, 2026 - May 7, 2026
CHARLES SCHWAB & CO., INC.
RIA
CRD#: 5393
Danville, CA
Past
October 26, 2023 - October 27, 2025
CHARLES SCHWAB & CO., INC.
RIA
CRD#: 5393
Danville, CA
Past
August 21, 2018 - January 26, 2022
WELLS FARGO CLEARING SERVICES, LLC
BD
CRD#: 19616
SAN RAMON, CA
Primary Firm SEC Registration
This SEC-registered firm can serve clients nationwide. Some states may require the firm to submit a notice filing if the firm has more than 5 clients or a physical office there. You can view these state-level filings under the section titled "State Registrations and Notice Filings".
SW
SCHWAB WEALTH ADVISORY, INC.
SCHWAB PRIVATE CLIENT INVESTMENT ADVISORY, INC. | SCHWAB WEALTH ADVISORY, INC.
CRD#: 159035 / SEC#: 801-72795
RIA
Registered Investment Advisory firm - (12/9/2011 Approved)State Registrations and Notice Filings
Listed states reflect where the advisor is authorized to serve clients under state regulations.
IAR
means the advisor is registered as an Investment Advisor Representative in this state and is authorized to provide investment advice to clients there.RR
indicates the advisor is registered as a Registered Representative in this state, allowing them to offer securities such as stocks, bonds, and mutual funds through a broker-dealer.Visual representation of state registrations
RR
Alabama(11/17/2025)
RR
Alaska(11/17/2025)
RR
Arizona(11/17/2025)
RR
Arkansas(11/17/2025)
RR
California(2/14/2022)
IAR
California(10/27/2025)
RR
Colorado(11/17/2025)
RR
Connecticut(11/17/2025)
RR
Delaware(11/17/2025)
RR
District of Columbia(11/17/2025)
RR
Florida(11/17/2025)
RR
Georgia(11/17/2025)
RR
Hawaii(11/17/2025)
RR
Idaho(11/17/2025)
RR
Illinois(11/17/2025)
RR
Indiana(11/17/2025)
RR
Iowa(11/17/2025)
RR
Kansas(11/17/2025)
RR
Kentucky(11/17/2025)
RR
Louisiana(11/17/2025)
RR
Maine(11/17/2025)
RR
Maryland(11/17/2025)
RR
Massachusetts(11/17/2025)
RR
Michigan(11/17/2025)
RR
Minnesota(11/17/2025)
RR
Mississippi(11/17/2025)
RR
Missouri(11/17/2025)
RR
Montana(11/17/2025)
RR
Nebraska(11/17/2025)
RR
Nevada(11/17/2025)
RR
New Hampshire(11/17/2025)
RR
New Jersey(11/17/2025)
RR
New Mexico(11/17/2025)
RR
New York(11/17/2025)
RR
North Carolina(11/17/2025)
RR
North Dakota(11/17/2025)
RR
Ohio(11/18/2025)
RR
Oklahoma(11/17/2025)
RR
Oregon(11/17/2025)
RR
Pennsylvania(11/17/2025)
RR
Rhode Island(11/17/2025)
RR
South Carolina(11/17/2025)
RR
South Dakota(11/17/2025)
RR
Tennessee(11/17/2025)
RR
Texas(11/17/2025)
IAR
Texas(5/7/2026)
RR
Utah(11/17/2025)
RR
Vermont(11/17/2025)
RR
Virginia(11/17/2025)
RR
Washington(11/17/2025)
RR
West Virginia(11/17/2025)
RR
Wisconsin(11/17/2025)
RR
Wyoming(11/17/2025)
Exams
State Security Law Exam
State Security Law Exam
General Industry/Product Exam
RR
Series 7TO
Date: 5/24/2022
General Securities Representative ExaminationGeneral Industry/Product Exam
General Industry/Product Exam
SRO Registrations
RR
FINRA
SRO Registrations
RR
Nasdaq Stock Market
Current Firm
SW
SCHWAB WEALTH ADVISORY, INC.
SCHWAB PRIVATE CLIENT INVESTMENT ADVISORY, INC. | SCHWAB WEALTH ADVISORY, INC.
CRD#: 159035 / SEC#: 801-72795
RIA
Registered Investment Advisory firm - (12/9/2011 Approved)PREMIUM
Stay ahead of every change that matters. Proactive intelligence on your advisors, before issues escalate.
Biweekly Pulse, AutomaticallyScheduled alerts keep you informed without lifting a finger.
Catch Firm Red Flags SoonerCatch leadership changes and disclosures early, before issues escalate.
Trends, Not Just SnapshotsMonitor firm stability metrics like AUM and advisor ratios over time.
Contact information
Main Address
9800 Schwab Way, Lone Tree, CO 80124
Mailing Address
Phone number
(415) 667-7000
Established
Firm type
Fiscal year end
# of Employees
1,042
SEC notice filing (53 States and Territories)
Red Flags
Disclosures can be potential red flags, including customer disputes, regulatory fines, employer terminations, bankruptcies, judgments, liens, or certain criminal activities.
Check for any disclosures as part of your thorough research when choosing an advisor.
Company Information
SCHWAB WEALTH ADVISORY, INC.
CRD#: 159035San Francisco, CA 94105TRUST BUT VERIFY
Monitor Jinai Chen
Get automatic monthly alerts on:Job or Firm Moves
Licensing Changes
Client Complaints
New Red Flags
Contact Information Updates
