MS
Michelle R. Smith
BANKERS LIFE ADVISORY SERVICES
Williamsport, PA 17701
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CRD#: 6748799
MS
Professional summary
Michelle Renee Smith, who also goes by Michelle Renee Richart, Michelle Smith, is a registered financial advisor currently at BANKERS LIFE ADVISORY SERVICES, INC. located in Williamsport, Pennsylvania and BANKERS LIFE SECURITIES, INC. located in Williamsport, Pennsylvania.
Michelle is registered as an IAR (Investment Advisor Representative) and RR (Registered Representative) and started their career in finance in 2017. Michelle has worked at 2 firms and has passed the Series 66, SIE and Series 7 exams.
Question & Answer
Are you a "fiduciary"?
Yes
Aliases
Michelle Renee Richart | Michelle Smith
Other business activities
Outside business activity is any business or activity undertaken by an advisor that is outside the scope of their relationship with their firm (e.g., consulting services, real estate, freelance work, teaching, etc.). Investors should stay informed about these activities to ensure no conflicts of interest.
BANKERS LIFE POSITION: UFT NATURE: 1099 contracted insurance agent. I hold a life, annuities, ltc and medicare supplicments and advantage plans. INVESTMENT RELATED: No NUMBER OF HOURS: 40 SECURITIES TRADING HOURS: 5 START DATE: 01/06/2011 ADDRESS: 1000 Commerce Park Dr, ste 301, Williamsport PA 17756, United States DESCRIPTION: Recruit and train insurance agents. I am also appointed with KFA through BLC which allows agents to write business for Medicare Supplement, Annuity and Equity Indexed annuity insurance products, life insurance, health and LTC. ST JOHN CEMETERY ASSOCIATION POSITION: Treasurer NATURE: Cemetery. Money comes in for graves, opening and closings. Expense like mowing and snow removal. There are no employees just volunteers. Two signers on all checks. INVESTMENT RELATED: No NUMBER OF HOURS: 2 SECURITIES TRADING HOURS: 0 START DATE: 08/01/2023 ADDRESS: 196 Brick Church Rd, Montgomery PA 17752, United States DESCRIPTION: Pay any bills that come in and balance the check book. Volunteer run with no compensation. I will write a check when I am presented a bill. The check requires 2 signatures of the 3 signers on the account. ST. JOHN'SLUTHERAN CHURCH POSITION: Treasurer NATURE: Non profit church INVESTMENT RELATED: No NUMBER OF HOURS: 10 SECURITIES TRADING HOURS: 0 START DATE: 12/01/2015 ADDRESS: 196 Brick Church Rd, Montgomery PA 17754, United States DESCRIPTION: A/R, A/P, Payroll checks, issue W-2s, file 941, file State and local taxes. We have 5 part time employees including myself. I also enter the budget information. There are mandatory two signers for check writing. no cash withdrawals from the account allowed. The church council counts the money and I record it, fill out the deposit slip and hand it to one of the countersigners in the room and that person takes it to the bank.
CRS (Client Relationship Summary) - RIA
Click below to view Michelle Renee Smith's CRS (Customer Relationship Summary).
Certified licenses
Advisors may have various certifications and credentials from different organizations. AdvisorCheck highlights these seven certifications - AIF®, CFP®, ChFC®, CFA, CLU®, CIMA®, CPWA®
NoneExperience
Current
July 10, 2017 - Present
BANKERS LIFE ADVISORY SERVICES, INC.
Office #1: 1000 Commerce Park Drive Ste 301, Williamsport, PA 17701RIA
CRD#: 281285
Williamsport, PA
Current
March 30, 2017 - Present
BANKERS LIFE SECURITIES, INC.
Office #1: 1000 Commerce Park Drive Ste 301, Williamsport, PA 17701BD
CRD#: 173962
Williamsport, PA
Primary Firm SEC Registration
This SEC-registered firm can serve clients nationwide. Some states may require the firm to submit a notice filing if the firm has more than 5 clients or a physical office there. You can view these state-level filings under the section titled "State Registrations and Notice Filings".
BL
BANKERS LIFE ADVISORY SERVICES, INC.
BANKERS LIFE | BL ADVISORY SERVICES, INC | BANKERS LIFE ADVISORY SERVICES, INC.
CRD#: 281285 / SEC#: 801-106953
RIA
Registered Investment Advisory firm - (11/18/2015 Approved)State Registrations and Notice Filings
Listed states reflect where the advisor is authorized to serve clients under state regulations.
IAR
means the advisor is registered as an Investment Advisor Representative in this state and is authorized to provide investment advice to clients there.RR
indicates the advisor is registered as a Registered Representative in this state, allowing them to offer securities such as stocks, bonds, and mutual funds through a broker-dealer.Visual representation of state registrations
RR
Pennsylvania(7/10/2017)
IAR
Pennsylvania(7/10/2017)
RR
South Carolina(2/7/2019)
Exams
State Security Law Exam
General Industry/Product Exam
General Industry/Product Exam
SRO Registrations
RR
FINRA
Current Firm
BL
BANKERS LIFE ADVISORY SERVICES, INC.
BANKERS LIFE | BL ADVISORY SERVICES, INC | BANKERS LIFE ADVISORY SERVICES, INC.
CRD#: 281285 / SEC#: 801-106953
RIA
Registered Investment Advisory firm - (11/18/2015 Approved)Upgrade to AdvisorCheck Premium
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Contact information
Main Address
303 E. Wacker Drive 5th Fl, Chicago, IL 60601
Mailing Address
Phone number
(844) 553-9083
Established
Firm type
Fiscal year end
# of Employees
384
SEC notice filing (52 States and Territories)
Regulatory assets under management
| Total Number of Accounts | 14,938 |
| AUM (Assets Under Management) | $ 1,943,847,697 |
Red Flags
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Company Information
BANKERS LIFE ADVISORY SERVICES, INC.
CRD#: 281285Williamsport, PA 17701TRUST BUT VERIFY
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