Phillip J. Niblo
FLC CAPITAL ADVISORS
Palm Desert, CA 92260
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CRD#: 6729172
Professional summary
Phillip Jared Niblo, CFP®, who also goes by Phillip Niblo, is a registered financial advisor currently at FLC CAPITAL ADVISORS located in Palm Desert, California and OSAIC WEALTH, INC. located in Palm Desert, California.
Phillip is registered as an IAR (Investment Advisor Representative) and RR (Registered Representative) and started their career in finance in 2017. Phillip has worked at 5 firms and has passed the Series 66, SIE, Series 7 and Series 9 exams.
Question & Answer
Are you a "fiduciary"?
Yes
Aliases
Phillip Niblo
Other business activities
Outside business activity is any business or activity undertaken by an advisor that is outside the scope of their relationship with their firm (e.g., consulting services, real estate, freelance work, teaching, etc.). Investors should stay informed about these activities to ensure no conflicts of interest.
1. DESERT ESTATE PLANNING COUNCIL POSITION: Director at Large NATURE: The Desert Estate Planning council is an organization that brings together attorneys, financial advisors, accountants, etc. to network and attend presentations about estate planning. INVESTMENT RELATED: No NUMBER OF HOURS: 4 SECURITIES TRADING HOURS: 4 START DATE: 07/01/2023 ADDRESS: 74900 CA-111 STE 120, Indian Wells CA 92210 DESCRIPTION: Help onboard new members, encourage networking among members, attend board meetings. I do not handle any cash or checks. 2. FLC CAPITAL ADVISORS POSITION: Financial Advisor NATURE: Investment Advisor Representative INVESTMENT RELATED: Yes NUMBER OF HOURS: 160 SECURITIES TRADING HOURS: 160 START DATE: 09/11/2023 ADDRESS: 44750 Village Ct, Palm Desert CA 92260 DESCRIPTION: Financial Advisor 3. INSURANCE POSITION: Insurance Agent NATURE: Insurance Sales Agent INVESTMENT RELATED: Yes NUMBER OF HOURS: 4 SECURITIES TRADING HOURS: 4 START DATE: 09/11/2023 ADDRESS: 44750 Village Court, Palm Desert CA 92260, United States DESCRIPTION: Insurance Sales 4. COLLEGE OF THE DESERT FOUNDATION POSITION: Director NATURE: It is a Foundation. INVESTMENT RELATED: No NUMBER OF HOURS: 10 SECURITIES TRADING HOURS: 0 START DATE: 02/19/2025 ADDRESS: 43-500 Monterey Avenue, Palm Desert CA 92260, United States DESCRIPTION: Help advocate for the college and to secure financial support to support student success. The mission is to enhance educational opportunities for college students. 5. DESERT ESTATE PLANNING COUNCIL POSITION: Secretary NATURE: The Desert Estate Planning council is an organization that brings together attorneys, financial advisors, accountants, etc. to network and attend presentations about estate planning. INVESTMENT RELATED: No NUMBER OF HOURS: 4 SECURITIES TRADING HOURS: 4 START DATE: 07/01/2023 ADDRESS: 44489 Town Center Way, Ste. D, Box 349, Palm Desert CA 92260, United States DESCRIPTION: Help onboard new members, encourage networking among members, attend board meetings. Create meeting minutes. 6. CITY OF LA QUINTA POSITION: Commissioner NATURE: City INVESTMENT RELATED: No NUMBER OF HOURS: 4 SECURITIES TRADING HOURS: 0 START DATE: 07/01/2025 ADDRESS: 78495 Calle Tampico, La Quinta CA 92253, United States DESCRIPTION: Review at least annually the city's investment policy and recommend appropriate changes; Review monthly treasury reports and note compliance with the investment policy and adequacy of cash and investments for anticipated obligations; Receive and consider other reports provided by the city treasurer; Meet with the independent auditor after completion of the annual audit of the city's financial statements, and receive and consider the auditor's comments on auditing procedures, internal controls, and findings for cash and investment activities; Review annually the revenue derived from the one percent (1%) transactions and use tax instituted by voters in November 2016 to ensure these funds are used to provide services, programs and capital projects in the City of La Quinta; and Serve as a resource for the city treasurer on matters such as proposed investments, internal controls, use of change of financial institutions, custodians, brokers and dealers.
CRS (Client Relationship Summary) - RIA
Click below to view Phillip Jared Niblo's CRS (Customer Relationship Summary).
Certified licenses
Advisors may have various certifications and credentials from different organizations. AdvisorCheck highlights these seven certifications - AIF®, CFP®, ChFC®, CFA, CLU®, CIMA®, CPWA®
CFP®
Start date: 2022
Experience
Current
September 11, 2023 - Present
FLC CAPITAL ADVISORS
Office #1: 44750 Village Court, Palm Desert, CA 92260RIA
CRD#: 111822
Palm Desert, CA
Current
June 14, 2024 - Present
OSAIC WEALTH, INC.
Office #1: 44-750 Village Court, Palm Desert, CA 92260RIA
BD
CRD#: 23131
PALM DESERT, CA
Past
September 11, 2023 - June 14, 2024
SECURITIES AMERICA, INC.
BD
CRD#: 10205
PALM DESERT, CA
Past
January 10, 2022 - September 15, 2023
RAYMOND JAMES & ASSOCIATES, INC.
RIA
CRD#: 705
PALM DESERT, CA
Past
January 10, 2022 - September 15, 2023
RAYMOND JAMES & ASSOCIATES, INC.
BD
CRD#: 705
PALM DESERT, CA
Past
January 18, 2017 - January 12, 2022
MERRILL LYNCH, PIERCE, FENNER & SMITH INCORPORATED
RIA
CRD#: 7691
RANCHO MIRAGE, CA
Past
January 17, 2017 - January 12, 2022
MERRILL LYNCH, PIERCE, FENNER & SMITH INCORPORATED
BD
CRD#: 7691
RANCHO MIRAGE, CA
Primary Firm SEC Registration
This SEC-registered firm can serve clients nationwide. Some states may require the firm to submit a notice filing if the firm has more than 5 clients or a physical office there. You can view these state-level filings under the section titled "State Registrations and Notice Filings".
FC
FLC CAPITAL ADVISORS
FLC CAPITAL ADVISORS | FLC FINANCIAL NETWORK
CRD#: 111822 / SEC#: 801-77600
RIA
Registered Investment Advisory firm - (2/7/2013 Approved)California
Registered Investment Advisory firm - (3/10/2013 Terminated)Texas
Registered Investment Advisory firm - (2/8/2013 Terminated)State Registrations and Notice Filings
Listed states reflect where the advisor is authorized to serve clients under state regulations.
IAR
means the advisor is registered as an Investment Advisor Representative in this state and is authorized to provide investment advice to clients there.RR
indicates the advisor is registered as a Registered Representative in this state, allowing them to offer securities such as stocks, bonds, and mutual funds through a broker-dealer.Visual representation of state registrations
IAR
California(9/11/2023)
RR
California(6/14/2024)
RR
Nevada(6/14/2024)
RR
Utah(6/14/2024)
Exams
State Security Law Exam
General Industry/Product Exam
General Industry/Product Exam
Principal/Supervisory Exam
SRO Registrations
RR
FINRA
Current Firm
FC
FLC CAPITAL ADVISORS
FLC CAPITAL ADVISORS | FLC FINANCIAL NETWORK
CRD#: 111822 / SEC#: 801-77600
RIA
Registered Investment Advisory firm - (2/7/2013 Approved)California
Registered Investment Advisory firm - (3/10/2013 Terminated)Texas
Registered Investment Advisory firm - (2/8/2013 Terminated)Upgrade to AdvisorCheck Premium
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Contact information
Main Address
44750 Village Court, Palm Desert, CA 92260
Mailing Address
Phone number
(760) 779-8110
Established
Firm type
Fiscal year end
# of Employees
9
SEC notice filing (8 States and Territories)
Regulatory assets under management
| Total Number of Accounts | 791 |
| AUM (Assets Under Management) | $ 709,893,714 |
Red Flags
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Check for any disclosures as part of your thorough research when choosing an advisor.
Company Information
FLC CAPITAL ADVISORS
CRD#: 111822Palm Desert, CA 92260TRUST BUT VERIFY
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