Derek J. Wratchford

BQS FINANCIAL ADVISORS

NEW YORK, NY 10017

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CRD#: 6683570

Professional summary

Derek James Wratchford is a registered financial advisor currently at BQS FINANCIAL ADVISORS, LLC located in New York, New York.

Derek is registered as an IAR (Investment Advisor Representative) and started their career in finance in 2016. Derek has worked at 3 firms and has passed the Series 65, Series 63, SIE and Series 6 exams.

Question & Answer

Are you a "fiduciary"?

Yes

Aliases

None

Other business activities

Outside business activity is any business or activity undertaken by an advisor that is outside the scope of their relationship with their firm (e.g., consulting services, real estate, freelance work, teaching, etc.). Investors should stay informed about these activities to ensure no conflicts of interest.

Derek James Wratchford is a Board member for non-profit organization (The Guidance Center located in California). Approximately one hour a month is spent on this other business activity.

Blog Corner

CRS (Client Relationship Summary) - RIA

Click below to view Derek James Wratchford's CRS (Customer Relationship Summary).

CRS (Customer Relationship Summary)

Certified licenses

Advisors may have various certifications and credentials from different organizations. AdvisorCheck highlights these seven certifications - AIF®, CFP®, ChFC®, CFA, CLU®, CIMA®, CPWA®

None

Experience

Current

August 27, 2025 - Present

BQS FINANCIAL ADVISORS, LLC

Office #1: 575 Fifth Avenue 14th Floor, New York, NY 10017

RIA

CRD#: 333795

NEW YORK, NY

Past

August 5, 2016 - November 11, 2020

MUTUAL OF AMERICA LIFE INSURANCE COMPANY

CRD#: 15356

LONG BEACH, CA

Past

August 5, 2016 - April 21, 2025

MUTUAL OF AMERICA SECURITIES LLC

CRD#: 27878

LONG BEACH, CA

Primary Firm SEC Registration

This SEC-registered firm can serve clients nationwide. Some states may require the firm to submit a notice filing if the firm has more than 5 clients or a physical office there. You can view these state-level filings under the section titled "State Registrations and Notice Filings".

BQS FINANCIAL ADVISORS, LLC

CRD#: 333795 / SEC#: 801-132993

RIA

Registered Investment Advisory firm - (6/13/2025 Approved)

State Registrations and Notice Filings

Listed states reflect where the advisor is authorized to serve clients under state regulations.

IAR

means the advisor is registered as an Investment Advisor Representative in this state and is authorized to provide investment advice to clients there.

Highlighted states indicate IAR registrations

IAR

California
(8/27/2025)

Don't see your state listed? The advisor may still be able to work with you under the federal De Minimis Rule, which allows up to five investment advisory clients in a state without registration. Some states, like TX, LA, NE, and NH, may still require registration or notice filing. Contact the advisor or their firm to confirm their investment advisory availability in your state.

Exams

State Security Law Exam

IAR

Series 65

Date: 8/12/2025

Uniform Investment Adviser Law Examination

State Security Law Exam

Series 63

Date: 8/25/2016

Uniform Securities Agent State Law Examination

General Industry/Product Exam

SIE

Date: 10/1/2018

Securities Industry Essentials Examination

General Industry/Product Exam

Series 6

Date: 8/5/2016

Investment Company Products/Variable Contracts Representative Examination

Current Firm

BQS FINANCIAL ADVISORS, LLC

CRD#: 333795 / SEC#: 801-132993

RIA

Registered Investment Advisory firm - (6/13/2025 Approved)

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Contact information

Main Address

575 Fifth Avenue 14th Floor, New York, NY 10017

Mailing Address

Phone number

(917) 939-0632

Established

Firm type

Fiscal year end

# of Employees

SEC notice filing (7 States and Territories)

Documents

Customer Relationship Summary (CRS / SEC)

Latest Form ADV

Part 2 Brochures

FORM ADV PART 2A - BQS FINANCIAL ADVISORS (10/24/2025)

Regulatory assets under management

Total Number of Accounts	16
AUM (Assets Under Management)	$ 165,000,000

Red Flags

Disclosures can be potential red flags, including customer disputes, regulatory fines, employer terminations, bankruptcies, judgments, liens, or certain criminal activities.

Check for any disclosures as part of your thorough research when choosing an advisor.

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Firm Stability Insights

Derek J. Wratchford

Professional summary

Question & Answer

Aliases

Other business activities

Blog Corner

CRS (Client Relationship Summary) - RIA

Click below to view Derek James Wratchford's CRS (Customer Relationship Summary).

Certified licenses

Experience

MUTUAL OF AMERICA LIFE INSURANCE COMPANY

MUTUAL OF AMERICA SECURITIES LLC

Primary Firm SEC Registration

BQS FINANCIAL ADVISORS, LLC

State Registrations and Notice Filings

Exams

Series 65

Date: 8/12/2025

Series 63

Date: 8/25/2016

SIE

Date: 10/1/2018

Series 6

Date: 8/5/2016

Current Firm

BQS FINANCIAL ADVISORS, LLC

Contact information

SEC notice filing (7 States and Territories)

Documents

Part 2 Brochures

Regulatory assets under management

Red Flags

Company Information

BQS FINANCIAL ADVISORS, LLC

TRUST BUT VERIFY

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