Rafael A. Roque-espinosa

EMPOWER ADVISORY GROUP

Hackensack, NJ

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CRD#: 6365250

Professional summary

Rafael A Roque-espinosa, who also goes by Rafael Roque, Rafael Roque Espinosa, Rafael A Roque-espinosa, Rafael Roque, Rafael Roque-espinosa, is a registered financial advisor currently at EMPOWER ADVISORY GROUP, LLC located in Hackensack, New Jersey and EMPOWER FINANCIAL SERVICES, INC. located in Franklinville, New Jersey.

Rafael is registered as an IAR (Investment Advisor Representative) and RR (Registered Representative) and started their career in finance in 2014. Rafael has worked at 4 firms and has passed the Series 65, Series 63, SIE, Series 6 and Series 26 exams.

Question & Answer

Are you a "fiduciary"?

Yes

Aliases

Rafael Roque | Rafael Roque Espinosa | Rafael A Roque-Espinosa | Rafael Roque | Rafael Roque-Espinosa

Other business activities

Outside business activity is any business or activity undertaken by an advisor that is outside the scope of their relationship with their firm (e.g., consulting services, real estate, freelance work, teaching, etc.). Investors should stay informed about these activities to ensure no conflicts of interest.

OUTCO INC POSITION: Contracted Financial Officer NATURE: Finance and Insurance INVESTMENT RELATED: No NUMBER OF HOURS: 35 SECURITIES TRADING HOURS: 0 START DATE: 07/14/2020 ADDRESS: 220 Bush St #891,, San Francisco CA 94104, United States DESCRIPTION: This is a part-time contracted position. Work collaboratively with the companies CPA to analyze financial statements. Write up summary of the financial statement and present findings to the executive board during their monthly executive meetings. meetings are set for 4:30 PM Pacific Standard time or 7:30 PM Eastern Time on a monthly basis. All other work will be accomplished on Saturday and Sunday this is a remote position 100% virtual. Write up summary of the financial statement and present findings to the executive board during their team meetings. The CPA gathers all data and I write a report of the monthly financial statement to see the statement trends, increase in revenue or decrease in revenue and what caused said increase or decrease, going over cash flows, debts, and expenses. This is unrelated to prudential and will not solicit any Prudential clients.

Blog Corner

CRS (Client Relationship Summary) - RIA

Click below to view Rafael A Roque-espinosa's CRS (Customer Relationship Summary).

CRS (Customer Relationship Summary)

Certified licenses

Advisors may have various certifications and credentials from different organizations. AdvisorCheck highlights these seven certifications - AIF®, CFP®, ChFC®, CFA, CLU®, CIMA®, CPWA®

None

Experience

Current

February 21, 2025 - Present

EMPOWER ADVISORY GROUP, LLC

RIA

CRD#: 112058

Hackensack, NJ

Current

April 4, 2022 - Present

EMPOWER FINANCIAL SERVICES, INC.

CRD#: 13109

Franklinville, NJ

Past

September 18, 2019 - April 4, 2022

PRUDENTIAL INVESTMENT MANAGEMENT SERVICES LLC

CRD#: 18353

NEWARK, NJ

Past

December 15, 2017 - August 19, 2019

EMPOWER ADVISORY GROUP, LLC

RIA

CRD#: 112058

Waltham, MA

Past

August 26, 2017 - August 19, 2019

EMPOWER FINANCIAL SERVICES, INC.

CRD#: 13109

WALTHAM, MA

Past

September 4, 2014 - August 16, 2017

MML INVESTORS SERVICES, LLC

CRD#: 10409

PHOENIX, AZ

Primary Firm SEC Registration

This SEC-registered firm can serve clients nationwide. Some states may require the firm to submit a notice filing if the firm has more than 5 clients or a physical office there. You can view these state-level filings under the section titled "State Registrations and Notice Filings".

EMPOWER ADVISORY GROUP, LLC

ADVISED ASSETS GROUP INC | EMPOWER ADVISORY GROUP, LLC | ADVISED ASSETS GROUP, LLC

CRD#: 112058 / SEC#: 801-58105

RIA

Registered Investment Advisory firm - (11/22/2000 Approved)

State Registrations and Notice Filings

Listed states reflect where the advisor is authorized to serve clients under state regulations.

IAR

means the advisor is registered as an Investment Advisor Representative in this state and is authorized to provide investment advice to clients there.

indicates the advisor is registered as a Registered Representative in this state, allowing them to offer securities such as stocks, bonds, and mutual funds through a broker-dealer.

Visual representation of state registrations

Connecticut
(4/4/2022)

New Jersey
(4/4/2022)

IAR

New Jersey
(2/21/2025)

New York
(4/4/2022)

Don't see your state listed? The advisor may still be able to work with you under the federal De Minimis Rule, which allows up to five investment advisory clients in a state without registration. Some states, like TX, LA, NE, and NH, may still require registration or notice filing. Contact the advisor or their firm to confirm their investment advisory availability in your state. Note: This rule does not apply to broker-dealer activity.

Exams

State Security Law Exam

IAR

Series 65

Date: 2/12/2025

Uniform Investment Adviser Law Examination

State Security Law Exam

Series 63

Date: 9/11/2014

Uniform Securities Agent State Law Examination

General Industry/Product Exam

SIE

Date: 10/1/2018

Securities Industry Essentials Examination

General Industry/Product Exam

Series 6

Date: 9/4/2014

Investment Company Products/Variable Contracts Representative Examination

Principal/Supervisory Exam

Series 26

Date: 3/2/2017

Investment Company Products/Variable Contracts Principal Examination

SRO Registrations

FINRA

Current Firm

EMPOWER ADVISORY GROUP, LLC

ADVISED ASSETS GROUP INC | EMPOWER ADVISORY GROUP, LLC | ADVISED ASSETS GROUP, LLC

CRD#: 112058 / SEC#: 801-58105

RIA

Registered Investment Advisory firm - (11/22/2000 Approved)

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Contact information

Main Address

8515 East Orchard Rd 4t2, Greenwood Village, CO 80111

Mailing Address

Phone number

(866) 575-4977

Established

Firm type

Fiscal year end

# of Employees

822

SEC notice filing (53 States and Territories)

Documents

Customer Relationship Summary (CRS / SEC)

Latest Form ADV

Part 2 Brochures

EMPOWER ADVISORY GROUP PERSONAL STRATEGY(R) WRAP FEE PROGRAM (11/25/2025)

EMPOWER ADVISORY GROUP - ONLINE ADVICE & MANAGED ACCOUNT SERVICE FOR EMPOWER PREMIER IRA (9/22/2025)

EMPOWER ADVISORY GROUP FINANCIAL PLANNING SERVICE (9/19/2025)

EMPOWER PREMIER INVESTMENT ACCOUNT (9/19/2025)

EMPOWER ADVISORY GROUP WRAP FEE PROGRAM BROCHURE FOR EMPOWER MANAGED PORTFOLIOS (9/19/2025)

EMPOWER ADVISORY GROUP - ONLINE ADVICE & PROFESSIONAL MANAGEMENT PROGRAM (9/19/2025)

EMPOWER ADVISORY GROUP - ONLINE ADVICE & MANAGED ACCOUNT SERVICE/MY TOTAL RETIREMENT (9/19/2025)

Regulatory assets under management

Total Number of Accounts	250,707
AUM (Assets Under Management)	$ 159,120,330,491

Accountant surprise examination report

Filing Date	Form ADV-E Cover	Form ADV-E Report
03/28/2025	Cover Page	Report
11/21/2023	Cover Page	Report

Red Flags

Disclosures can be potential red flags, including customer disputes, regulatory fines, employer terminations, bankruptcies, judgments, liens, or certain criminal activities.

Check for any disclosures as part of your thorough research when choosing an advisor.

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Rafael A. Roque-espinosa

Professional summary

Question & Answer

Aliases

Other business activities

Blog Corner

CRS (Client Relationship Summary) - RIA

Click below to view Rafael A Roque-espinosa's CRS (Customer Relationship Summary).

Certified licenses

Experience

EMPOWER FINANCIAL SERVICES, INC.

PRUDENTIAL INVESTMENT MANAGEMENT SERVICES LLC

EMPOWER ADVISORY GROUP, LLC

EMPOWER FINANCIAL SERVICES, INC.

MML INVESTORS SERVICES, LLC

Primary Firm SEC Registration

EMPOWER ADVISORY GROUP, LLC

State Registrations and Notice Filings

Exams

Series 65

Date: 2/12/2025

Series 63

Date: 9/11/2014

SIE

Date: 10/1/2018

Series 6

Date: 9/4/2014

Series 26

Date: 3/2/2017

FINRA

Current Firm

EMPOWER ADVISORY GROUP, LLC

Contact information

SEC notice filing (53 States and Territories)

Documents

Part 2 Brochures

Regulatory assets under management

Accountant surprise examination report

Red Flags

Company Information

EMPOWER ADVISORY GROUP, LLC

TRUST BUT VERIFY

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