Richard J. Cerruti

STRATEGIC ADVISERS | Financial Consultant

SAN DIEGO, CA

Some features on this profile are disabled

CRD#: 6245840

Professional summary

Richard Jon Cerruti, who also goes by Richard J Cerruti, Rich Jon Cerruti, Richard Jon Cerruti, is a registered financial advisor currently at STRATEGIC ADVISERS LLC located in San Diego, California and FIDELITY BROKERAGE SERVICES LLC located in Salt Lake City, Utah.

Richard is registered as an IAR (Investment Advisor Representative) and RR (Registered Representative) and started their career in finance in 2013. Richard has worked at 9 firms and has passed the Series 65, Series 63, SIE and Series 7 exams.

Biography

I specialize in helping clients make financial decisions so they can pursue financial peace of mind and focus even more time on the activities that they enjoy most in life. This collaborative process begins by getting to know you personally and taking the time to truly understand your short and long terms goals. We do this by creating a customized financial plan that we will update and build as your family situation evolves.

Question & Answer

Are you a "fiduciary"?

Yes

Aliases

Richard J Cerruti | Rich Jon Cerruti | Richard Jon Cerruti

Other business activities

Outside business activity is any business or activity undertaken by an advisor that is outside the scope of their relationship with their firm (e.g., consulting services, real estate, freelance work, teaching, etc.). Investors should stay informed about these activities to ensure no conflicts of interest.

The advisor shows no other business activity.

Blog Corner

CRS (Client Relationship Summary) - RIA

Click below to view Richard Jon Cerruti's CRS (Customer Relationship Summary).

CRS (Customer Relationship Summary)

Certified licenses

Advisors may have various certifications and credentials from different organizations. AdvisorCheck highlights these seven certifications - AIF®, CFP®, ChFC®, CFA, CLU®, CIMA®, CPWA®

None

Education

Pepperdine University

Master of Business Administration (MBA) - Business

2014

California State University Sacramento

B.A. Communications - Communications

1992

Experience

Current

March 31, 2025 - Present

STRATEGIC ADVISERS LLC

RIA

CRD#: 104555

SAN DIEGO, CA

Current

July 13, 2020 - Present

FIDELITY BROKERAGE SERVICES LLC

Office #1: 49 North 400 West, Salt Lake City, UT 84101

CRD#: 7784

Salt Lake City, UT

Past

July 28, 2020 - March 31, 2025

FIDELITY PERSONAL AND WORKPLACE ADVISORS

RIA

CRD#: 288590

WALNUT CREEK, CA

Past

February 8, 2019 - July 8, 2020

TD AMERITRADE, INC.

RIA

CRD#: 7870

WALNUT CREEK, CA

Past

February 8, 2019 - July 8, 2020

TD AMERITRADE INVESTMENT MANAGEMENT, LLC

RIA

CRD#: 111514

Walnut Creek, CA

Past

February 8, 2019 - July 8, 2020

TD AMERITRADE, INC.

CRD#: 7870

WALNUT CREEK, CA

Past

September 21, 2017 - February 22, 2019

CITIGROUP GLOBAL MARKETS INC.

RIA

CRD#: 7059

Pleasant Hill, CA

Past

September 21, 2017 - February 22, 2019

CITIGROUP GLOBAL MARKETS INC.

CRD#: 7059

Pleasant Hill, CA

Past

June 30, 2016 - October 2, 2017

BANCWEST INVESTMENT SERVICES, INC.

RIA

CRD#: 29357

LIVERMORE, CA

Past

June 30, 2016 - October 2, 2017

BANCWEST INVESTMENT SERVICES, INC.

CRD#: 29357

LIVERMORE, CA

Past

November 12, 2014 - July 6, 2016

AMERIPRISE FINANCIAL SERVICES, LLC

RIA

CRD#: 6363

WALNUT CREEK, CA

Past

November 12, 2014 - July 6, 2016

AMERIPRISE FINANCIAL SERVICES, LLC

CRD#: 6363

WALNUT CREEK, CA

Past

June 18, 2014 - November 19, 2014

WADDELL & REED

RIA

CRD#: 866

NAPA, CA

Past

October 22, 2013 - November 19, 2014

WADDELL & REED

CRD#: 866

NAPA, CA

Primary Firm SEC Registration

This SEC-registered firm can serve clients nationwide. Some states may require the firm to submit a notice filing if the firm has more than 5 clients or a physical office there. You can view these state-level filings under the section titled "State Registrations and Notice Filings".

STRATEGIC ADVISERS LLC

CRD#: 104555 / SEC#: 801-13243

RIA

Registered Investment Advisory firm - (8/11/1977 Approved)

State Registrations and Notice Filings

Listed states reflect where the advisor is authorized to serve clients under state regulations.

IAR

means the advisor is registered as an Investment Advisor Representative in this state and is authorized to provide investment advice to clients there.

indicates the advisor is registered as a Registered Representative in this state, allowing them to offer securities such as stocks, bonds, and mutual funds through a broker-dealer.

Visual representation of state registrations

Alabama
(2/15/2024)

Alaska
(2/15/2024)

Arizona
(4/9/2021)

Arkansas
(2/15/2024)

California
(7/13/2020)

IAR

California
(3/31/2025)

Colorado
(11/16/2020)

Connecticut
(2/15/2024)

Delaware
(2/15/2024)

District of Columbia
(2/15/2024)

Florida
(9/29/2023)

Georgia
(2/15/2024)

Hawaii
(2/15/2024)

Idaho
(5/6/2022)

Illinois
(2/15/2024)

Indiana
(2/15/2024)

Iowa
(2/15/2024)

Kansas
(2/15/2024)

Kentucky
(2/15/2024)

Louisiana
(2/15/2024)

Maine
(2/15/2024)

Maryland
(2/15/2024)

Massachusetts
(2/15/2024)

Michigan
(2/15/2024)

Minnesota
(2/15/2024)

Mississippi
(9/29/2023)

Missouri
(2/15/2024)

Montana
(2/15/2024)

Nebraska
(2/15/2024)

Nevada
(7/21/2023)

New Hampshire
(2/15/2024)

New Jersey
(1/6/2023)

New Mexico
(2/15/2024)

New York
(2/15/2024)

North Carolina
(2/15/2024)

North Dakota
(2/15/2024)

Ohio
(2/16/2024)

Oklahoma
(2/15/2024)

Oregon
(7/8/2022)

Pennsylvania
(2/15/2024)

Puerto Rico
(2/15/2024)

Rhode Island
(2/15/2024)

South Carolina
(2/15/2024)

South Dakota
(2/15/2024)

Tennessee
(2/15/2024)

Texas
(2/12/2021)

IAR

Texas
(3/31/2025)

Utah
(2/15/2024)

Vermont
(2/15/2024)

Virginia
(2/15/2024)

Washington
(7/13/2020)

West Virginia
(2/15/2024)

Wisconsin
(2/15/2024)

Wyoming
(2/15/2024)

Don't see your state listed? The advisor may still be able to work with you under the federal De Minimis Rule, which allows up to five investment advisory clients in a state without registration. Some states, like TX, LA, NE, and NH, may still require registration or notice filing. Contact the advisor or their firm to confirm their investment advisory availability in your state. Note: This rule does not apply to broker-dealer activity.

Exams

State Security Law Exam

IAR

Series 65

Date: 6/18/2014

Uniform Investment Adviser Law Examination

State Security Law Exam

Series 63

Date: 4/19/2014

Uniform Securities Agent State Law Examination

General Industry/Product Exam

SIE

Date: 10/1/2018

Securities Industry Essentials Examination

General Industry/Product Exam

Series 7

Date: 10/22/2013

General Securities Representative Examination

SRO Registrations

FINRA

SRO Registrations

New York Stock Exchange

Current Firm

STRATEGIC ADVISERS LLC

CRD#: 104555 / SEC#: 801-13243

RIA

Registered Investment Advisory firm - (8/11/1977 Approved)

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Contact information

Main Address

155 Seaport Blvd, Boston, MA 02210-2698

Mailing Address

Phone number

(617) 563-7000

Established

Firm type

Fiscal year end

# of Employees

16,291

SEC notice filing (52 States and Territories)

Documents

Customer Relationship Summary (CRS / SEC)

Latest Form ADV

Part 2 Brochures

FIDELITY GO (12/5/2025)

FIDELITY STRATEGIC DISCIPLINES (11/10/2025)

FIDELITY WEALTH SERVICES (9/10/2025)

STRATEGIC ADVISERS LLC (9/10/2025)

FIDELITY MANAGED FIDFOLIOS (3/31/2025)

FIDELITY WEALTH ADVISOR SOLUTIONS (3/31/2025)

FIDELITY PERSONALIZED PLANNING & ADVICE AT WORK (3/31/2025)

Regulatory assets under management

Total Number of Accounts	2,486,631
AUM (Assets Under Management)	$ 1,067,664,605,590

Accountant surprise examination report

Filing Date	Form ADV-E Cover	Form ADV-E Report
09/24/2025	Cover Page	Report

Red Flags

Disclosures can be potential red flags, including customer disputes, regulatory fines, employer terminations, bankruptcies, judgments, liens, or certain criminal activities.

Check for any disclosures as part of your thorough research when choosing an advisor.

Contact information

(xxx) xxx-xxxx

xxxxx@xxxx.xxx

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Firm Stability Insights

Richard J. Cerruti

Professional summary

Biography

Question & Answer

Aliases

Other business activities

Blog Corner

CRS (Client Relationship Summary) - RIA

Click below to view Richard Jon Cerruti's CRS (Customer Relationship Summary).

Certified licenses

Education

Pepperdine University

California State University Sacramento

Experience

FIDELITY BROKERAGE SERVICES LLC

FIDELITY PERSONAL AND WORKPLACE ADVISORS

TD AMERITRADE, INC.

TD AMERITRADE INVESTMENT MANAGEMENT, LLC

TD AMERITRADE, INC.

CITIGROUP GLOBAL MARKETS INC.

CITIGROUP GLOBAL MARKETS INC.

BANCWEST INVESTMENT SERVICES, INC.

BANCWEST INVESTMENT SERVICES, INC.

AMERIPRISE FINANCIAL SERVICES, LLC

AMERIPRISE FINANCIAL SERVICES, LLC

WADDELL & REED

WADDELL & REED

Primary Firm SEC Registration

STRATEGIC ADVISERS LLC

State Registrations and Notice Filings

Exams

Series 65

Date: 6/18/2014

Series 63

Date: 4/19/2014

SIE

Date: 10/1/2018

Series 7

Date: 10/22/2013

FINRA

New York Stock Exchange

Current Firm

STRATEGIC ADVISERS LLC

Contact information

SEC notice filing (52 States and Territories)

Documents

Part 2 Brochures

Regulatory assets under management

Accountant surprise examination report

Red Flags

Company Information

STRATEGIC ADVISERS LLC

TRUST BUT VERIFY

Contact information

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