Julie A. Cumalander

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CRD#: 6218160

Professional summary

Being a previously registered professional could mean that this person is no longer operating under the supervision of the SEC or FINRA.

That means that the Securities and Exchange Commission may not be able to oversee the services that this specific professional is providing.

Julie Ann Cumalander, who also goes by Julie Ann Sanders, Julie Sanders, was a registered financial professional .

Julie is a previously registered financial professional and started their career in finance in 2013. Julie had worked at 3 firms and has passed the Series 66, SIE and Series 7 exams.

Question & Answer

Are you a "fiduciary"?

Aliases

Julie Ann Sanders | Julie Sanders

Other business activities

Outside business activity is any business or activity undertaken by an advisor that is outside the scope of their relationship with their firm (e.g., consulting services, real estate, freelance work, teaching, etc.). Investors should stay informed about these activities to ensure no conflicts of interest.

The advisor shows no other business activity.

Blog Corner

CRS (Client Relationship Summary)

The CRS(Customer Relationship Summary) document is not provided.

Certified licenses

Advisors may have various certifications and credentials from different organizations. AdvisorCheck highlights these seven certifications - AIF®, CFP®, ChFC®, CFA, CLU®, CIMA®, CPWA®

None

Experience

Past

April 15, 2015 - October 3, 2022

TILIA FIDUCIARY PARTNERS, INC.

RIA

CRD#: 157852

WILMINGTON, NC

Past

September 11, 2014 - December 23, 2014

NATIONWIDE SECURITIES, LLC

CRD#: 11173

JACKSONVILLE, NC

Past

September 18, 2013 - July 8, 2014

EDWARD JONES

RIA

CRD#: 250

DURHAM, NC

Past

August 12, 2013 - July 8, 2014

EDWARD JONES

CRD#: 250

DURHAM, NC

Primary Firm SEC Registration

This SEC-registered firm can serve clients nationwide. Some states may require the firm to submit a notice filing if the firm has more than 5 clients or a physical office there. You can view these state-level filings under the section titled "State Registrations and Notice Filings".

TILIA FIDUCIARY PARTNERS, INC.

CRD#: 157852 / SEC#: 801-120194

RIA

Registered Investment Advisory firm - (1/19/2021 Approved)

North Carolina

Registered Investment Advisory firm - (2/1/2021 Terminated)

South Carolina

Registered Investment Advisory firm - (1/25/2021 Terminated)

Washington

Registered Investment Advisory firm - (2/25/2021 Terminated)

Why is a state registration marked "Terminated"? When a firm registers with the SEC (usually after managing $100M+ AUM), it often withdraws separate state firm registrations unless required by that state. The firm can still serve clients there through its individually registered Investment Advisor Representatives (IARs).

State Registrations and Notice Filings

Listed states reflect where the advisor is authorized to serve clients under state regulations.

Visual representation of state registrations

This advisor is not registered in any state.

Don't see your state listed? The advisor may still be able to work with you under the federal De Minimis Rule, which allows up to five investment advisory clients in a state without registration. Some states, like TX, LA, NE, and NH, may still require registration or notice filing. Contact the advisor or their firm to confirm their investment advisory availability in your state.

Exams

State Security Law Exam

IAR

Series 66

Date: 8/30/2013

Uniform Combined State Law Examination

General Industry/Product Exam

SIE

Date: 12/23/2014

Securities Industry Essentials Examination

General Industry/Product Exam

Series 7

Date: 8/12/2013

General Securities Representative Examination

Current Firm

TILIA FIDUCIARY PARTNERS, INC.

CRD#: 157852 / SEC#: 801-120194

RIA

Registered Investment Advisory firm - (1/19/2021 Approved)

North Carolina

Registered Investment Advisory firm - (2/1/2021 Terminated)

South Carolina

Registered Investment Advisory firm - (1/25/2021 Terminated)

Washington

Registered Investment Advisory firm - (2/25/2021 Terminated)

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Contact information

Main Address

32 N. Front Street, Wilmington, NC 28401

Mailing Address

Phone number

(910) 679-4093

Established

Firm type

Fiscal year end

# of Employees

SEC notice filing (8 States and Territories)

Documents

Customer Relationship Summary (CRS / SEC)

Latest Form ADV

Part 2 Brochures

TILIA PARTNERS BROCHURE (10/30/2025)

Regulatory assets under management

Total Number of Accounts	934
AUM (Assets Under Management)	$ 413,933,696

Red Flags

Disclosures can be potential red flags, including customer disputes, regulatory fines, employer terminations, bankruptcies, judgments, liens, or certain criminal activities.

Check for any disclosures as part of your thorough research when choosing an advisor.

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Julie A. Cumalander

Professional summary

Question & Answer

Aliases

Other business activities

Blog Corner

CRS (Client Relationship Summary)

Certified licenses

Experience

TILIA FIDUCIARY PARTNERS, INC.

NATIONWIDE SECURITIES, LLC

EDWARD JONES

EDWARD JONES

Primary Firm SEC Registration

TILIA FIDUCIARY PARTNERS, INC.

State Registrations and Notice Filings

Exams

Series 66

Date: 8/30/2013

SIE

Date: 12/23/2014

Series 7

Date: 8/12/2013

Current Firm

TILIA FIDUCIARY PARTNERS, INC.

Contact information

SEC notice filing (8 States and Territories)

Documents

Part 2 Brochures

Regulatory assets under management

Red Flags

Company Information

TILIA FIDUCIARY PARTNERS, INC.

TRUST BUT VERIFY

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