Curtis G. Fay
CETERA INVESTMENT ADVISERS LLC
MUNCY, PA 17756
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CRD#: 6156871
Professional summary
Curtis Gregory Fay, CFP® is a registered financial advisor currently at CETERA INVESTMENT ADVISERS LLC located in Muncy, Pennsylvania and CETERA WEALTH SERVICES, LLC located in Muncy, Pennsylvania.
Curtis is registered as an IAR (Investment Advisor Representative) and RR (Registered Representative) and started their career in finance in 2013. Curtis has worked at 3 firms and has passed the Series 66, SIE, Series 7 and Series 24 exams.
Question & Answer
Are you a "fiduciary"?
Yes
Aliases
None
Other business activities
Outside business activity is any business or activity undertaken by an advisor that is outside the scope of their relationship with their firm (e.g., consulting services, real estate, freelance work, teaching, etc.). Investors should stay informed about these activities to ensure no conflicts of interest.
1) NAME OF ENTITY: South Williamsport Lions Club; No; 309 W SOUTHERN AVE; SOUTH WILLIAMSPORT; PA; 17702; Member and small fundraising such as raffle tickets; Member; 1/1/2011; 10; 0; Member, selling gun raffle tickets to community members and also chicken BBQ ticket.| 2) NAME OF ENTITY: PALCO FCU; Yes; 191 CHAD ROAD; PENNSDALE; PA; 17756; FINANCIAL SERVICES; INVESTMENT ADVISER REPRESENTATIVE; 3/24/2016; 4; 4; SALE & SERVICE OF SECURITIES & INVESTMENT PRODUCTS.|NAME OF ENTITY:THE M GROUP, INC; No; 1720 EAST THIRD ST; WILLIAMSPORT; PA; 17701; FINANCIAL SERVICES; OSJ DELEGATE; 1/10/2014; 10; 0; CORRESPONDENCE LOG AND SECURITIES BLOTTER CHECK, OFFICE INSPECTIONS FOR THE M GROUP.| 3) NAME OF ENTITY: OWEN INSURANCE AGENCY; Yes; 328 BROAD ST; WAVERLY; NY; 14892; FIXED INSURANCE; INDEPENDENT INSURANCE AGENT; 8/15/2014; 10; 10; SALE OF FIXED INSURANCE AND SECURITIES PRODUCTS.| 4) NAME OF ENTITY: INDEPENDENT INSURANCE AGENT; Yes; 1720 EAST THIRD ST; WILLIAMSPORT; PA; 17701; FIXED INSURANCE SALES; INDEPENDENT INSURANCE AGENT; 4/2/2013; 160; 160; SALE OF FIXED INSURANCE PRODUCTS| 5) NAME OF ENTITY: Curtis G Fay Sole Prop; No; 1720 East Third Street; Williamsport; PA; 17701; Financial Services/DBA; Owner; 4/20/2021; 4; 0; DBA used for payroll expenses only; 6) NAME OF OTHER BUSINESS: PINPOINT FCU; INVESTMENT RELATED: YES; ADDRESS: 37 FERRY LN, MILTON, PA 17847; NATURE OF BUSINESS: FEDERAL CREDIT UNION; POSITION/TITLE/RELATIONSHIP: FINANCIAL PROFESSIONAL; START DATE: 3/2025; APX NUMBER OF HOURS PER WEEK: 4; APX NUMBER OF HOURS DURING TRADING HOURS: 4; BRIEF DESCRIPTION OF DUTIES: FINANCIAL PROFESSIONAL - NOT EMPLOYED BY INSTITUTION; 7) NAME OF OTHER BUSINESS: PINPOINT FINANCIAL SOLUTIONS; INVESTMENT RELATED: YES; ADDRESS: 37 FERRY LANE MILTON, PA 17847; NATURE OF BUSINESS: FINANCIAL SERVICES; START DATE: 07/2025; POSITION/TITLE/RELATIONSHIP: FINANCIAL PROFESSIONAL; APX NUMBER OF HOURS PER WEEK: 4; APX NUMBER OF HOURS DURING TRADING HOURS: 4; BRIEF DESCRIPTION OF DUTIES: DBA FOR FINANCIAL SERVICES FOR CREDIT UNION BUSINESS; 8) NAME OF OTHER BUSINESS: CREATIVE FINANCIAL STRATEGIES; INVESTMENT RELATED: YES; ADDRESS: SAME AS REGISTERED LOCATION; NATURE OF BUSINESS: FINANCIAL SERVICES; START DATE: 07/2025; POSITION/TITLE/RELATIONSHIP: FINANCIAL PROFESSIONAL; APX NUMBER OF HOURS PER WEEK: 40; APX NUMBER OF HOURS DURING TRADING HOURS: 32.5; BRIEF DESCRIPTION OF DUTIES: DBA FOR FINANCIAL AND INSURANCE SERVICES; 9) NAME OF OTHER BUSINESS: 5 GUYS FINANCIAL LLC; INVESTMENT RELATED: YES; ADDRESS: SAME AS REGISTERED LOCATION; NATURE OF BUSINESS: OSJ OFFICE; START DATE: 07/2025; POSITION/TITLE/RELATIONSHIP: PARTNER; APX NUMBER OF HOURS PER WEEK: 3; APX NUMBER OF HOURS DURING TRADING HOURS: 3; BRIEF DESCRIPTION OF DUTIES: OSJ OFFICE, SUPPORT ADVISORS;
CRS (Client Relationship Summary) - RIA
Click below to view Curtis Gregory Fay's CRS (Customer Relationship Summary).
Certified licenses
Advisors may have various certifications and credentials from different organizations. AdvisorCheck highlights these seven certifications - AIF®, CFP®, ChFC®, CFA, CLU®, CIMA®, CPWA®
CFP®
Start date: 2018
Experience
Current
June 29, 2023 - Present
CETERA INVESTMENT ADVISERS LLC
Office #1: 191 Chad Road, Muncy, PA 17756Office #2: 37 Ferry Ln, Milton Grove, PA 17847Office #3: 1140 Sheridan Street, Williamsport, PA 17701RIA
CRD#: 105644
MUNCY, PA
Current
June 9, 2021 - Present
CETERA WEALTH SERVICES, LLC
Office #1: 191 Chad Road, Muncy, PA 17756Office #2: 37 Ferry Ln, Milton Grove, PA 17847Office #3: 1140 Sheridan Street, Williamsport, PA 17701BD
CRD#: 13572
MUNCY, PA
Past
June 9, 2021 - June 29, 2023
CETERA WEALTH SERVICES, LLC
RIA
CRD#: 13572
WILLIAMSPORT, PA
Past
June 14, 2013 - June 9, 2021
VOYA FINANCIAL ADVISORS, INC.
RIA
CRD#: 2882
WILLIAMSPORT, PA
Past
April 26, 2013 - June 9, 2021
VOYA FINANCIAL ADVISORS, INC.
BD
CRD#: 2882
WILLIAMSPORT, PA
Primary Firm SEC Registration
This SEC-registered firm can serve clients nationwide. Some states may require the firm to submit a notice filing if the firm has more than 5 clients or a physical office there. You can view these state-level filings under the section titled "State Registrations and Notice Filings".
CI
CETERA INVESTMENT ADVISERS LLC
CETERA ADVISOR NETWORKS | TERRA FINANCIAL PLANNING GROUP LTD | GENWORTH FINANCIAL ADVISERS CORPORATION | FIRST ALLIED ADVISORY SERVICES | CETERA INVESTMENT ADVISERS LLC | CETERA ADVISORS
CRD#: 105644 / SEC#: 801-20406
RIA
Registered Investment Advisory firm - (1/13/1984 Approved)State Registrations and Notice Filings
Listed states reflect where the advisor is authorized to serve clients under state regulations.
IAR
means the advisor is registered as an Investment Advisor Representative in this state and is authorized to provide investment advice to clients there.RR
indicates the advisor is registered as a Registered Representative in this state, allowing them to offer securities such as stocks, bonds, and mutual funds through a broker-dealer.Visual representation of state registrations
RR
Arizona(6/9/2021)
RR
California(6/9/2021)
RR
Colorado(6/9/2021)
RR
Connecticut(6/9/2021)
RR
Delaware(6/9/2021)
RR
District of Columbia(6/9/2021)
RR
Florida(6/10/2021)
RR
Georgia(3/14/2024)
RR
Hawaii(6/9/2021)
RR
Illinois(10/14/2021)
RR
Iowa(2/24/2025)
RR
Kansas(9/29/2025)
RR
Kentucky(6/9/2021)
RR
Maine(6/9/2021)
RR
Maryland(6/9/2021)
RR
Massachusetts(10/14/2021)
RR
Montana(6/9/2021)
RR
New Jersey(6/9/2021)
RR
New Mexico(6/9/2021)
RR
New York(6/9/2021)
RR
North Carolina(6/9/2021)
RR
Ohio(6/9/2021)
RR
Oregon(6/9/2021)
RR
Pennsylvania(6/9/2021)
IAR
Pennsylvania(6/29/2023)
RR
South Carolina(6/9/2021)
RR
Texas(6/9/2021)
IAR
Texas(6/29/2023)
RR
Utah(6/9/2021)
RR
Virginia(6/9/2021)
Exams
State Security Law Exam
General Industry/Product Exam
General Industry/Product Exam
Principal/Supervisory Exam
SRO Registrations
RR
FINRA
Current Firm
CI
CETERA INVESTMENT ADVISERS LLC
CETERA ADVISOR NETWORKS | TERRA FINANCIAL PLANNING GROUP LTD | GENWORTH FINANCIAL ADVISERS CORPORATION | FIRST ALLIED ADVISORY SERVICES | CETERA INVESTMENT ADVISERS LLC | CETERA ADVISORS
CRD#: 105644 / SEC#: 801-20406
RIA
Registered Investment Advisory firm - (1/13/1984 Approved)Upgrade to AdvisorCheck Premium
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Contact information
Main Address
1450 American Lane 6th Floor, Suite 650, Schaumburg, IL 60173-2096
Mailing Address
Phone number
(310) 257-7880
Established
Firm type
Fiscal year end
# of Employees
7,705
SEC notice filing (53 States and Territories)
Regulatory assets under management
| Total Number of Accounts | 584,487 |
| AUM (Assets Under Management) | $ 163,792,814,520 |
Accountant surprise examination report
| Filing Date | Form ADV-E Cover | Form ADV-E Report |
|---|---|---|
| 10/27/2025 | ||
| 12/13/2024 | ||
| 09/26/2023 | ||
| 11/18/2022 |
Red Flags
Disclosures can be potential red flags, including customer disputes, regulatory fines, employer terminations, bankruptcies, judgments, liens, or certain criminal activities.
Check for any disclosures as part of your thorough research when choosing an advisor.
