Heather Quintero

CARTER FINANCIAL

La Jolla, CA 92037

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CRD#: 6135757

Professional summary

Heather Quintero, CFP®, who also goes by Heather Loy Angelo, Heather Loy Mccune, is a registered financial advisor currently at CARTER FINANCIAL, LLC located in La Jolla, California.

Heather is registered as an IAR (Investment Advisor Representative) and started their career in finance in 2013. Heather has worked at 4 firms and has passed the Series 65, Series 66, SIE and Series 7 exams.

Question & Answer

Are you a "fiduciary"?

Yes

Aliases

Heather Loy Angelo | Heather Loy Mccune

Other business activities

Outside business activity is any business or activity undertaken by an advisor that is outside the scope of their relationship with their firm (e.g., consulting services, real estate, freelance work, teaching, etc.). Investors should stay informed about these activities to ensure no conflicts of interest.

The advisor shows no other business activity.

Blog Corner

CRS (Client Relationship Summary) - RIA

Click below to view Heather Quintero's CRS (Customer Relationship Summary).

CRS (Customer Relationship Summary)

Certified licenses

Advisors may have various certifications and credentials from different organizations. AdvisorCheck highlights these seven certifications - AIF®, CFP®, ChFC®, CFA, CLU®, CIMA®, CPWA®

CFP^®

Certified Financial Planner

Start date: 2022

Experience

Current

July 22, 2020 - Present

CARTER FINANCIAL, LLC

Office #1: 4225 Executive Square Suite 1030, La Jolla, CA 92037

RIA

CRD#: 298327

La Jolla, CA

Past

October 20, 2014 - June 15, 2017

WELLS FARGO CLEARING SERVICES, LLC

RIA

CRD#: 19616

SAN FRANCISCO, CA

Past

October 20, 2014 - June 15, 2017

WELLS FARGO CLEARING SERVICES, LLC

CRD#: 19616

SAN FRANCISCO, CA

Past

July 23, 2014 - October 16, 2014

CLARITY WEALTH ADVISORS

RIA

CRD#: 157913

SAN JOSE, CA

Past

August 19, 2013 - June 24, 2014

LPL FINANCIAL LLC

RIA

CRD#: 6413

LA JOLLA, CA

Past

May 30, 2013 - June 24, 2014

LPL FINANCIAL LLC

CRD#: 6413

LA JOLLA, CA

Primary Firm SEC Registration

This SEC-registered firm can serve clients nationwide. Some states may require the firm to submit a notice filing if the firm has more than 5 clients or a physical office there. You can view these state-level filings under the section titled "State Registrations and Notice Filings".

CARTER FINANCIAL, LLC

CRD#: 298327 / SEC#: 801-117265

RIA

Registered Investment Advisory firm - (8/29/2019 Approved)

State Registrations and Notice Filings

Listed states reflect where the advisor is authorized to serve clients under state regulations.

IAR

means the advisor is registered as an Investment Advisor Representative in this state and is authorized to provide investment advice to clients there.

Highlighted states indicate IAR registrations

IAR

California
(7/22/2020)

Don't see your state listed? The advisor may still be able to work with you under the federal De Minimis Rule, which allows up to five investment advisory clients in a state without registration. Some states, like TX, LA, NE, and NH, may still require registration or notice filing. Contact the advisor or their firm to confirm their investment advisory availability in your state.

Exams

State Security Law Exam

IAR

Series 65

Date: 7/22/2020

Uniform Investment Adviser Law Examination

State Security Law Exam

IAR

Series 66

Date: 8/16/2013

Uniform Combined State Law Examination

General Industry/Product Exam

SIE

Date: 4/3/2023

Securities Industry Essentials Examination

General Industry/Product Exam

Series 7

Date: 5/29/2013

General Securities Representative Examination

Current Firm

CARTER FINANCIAL, LLC

CRD#: 298327 / SEC#: 801-117265

RIA

Registered Investment Advisory firm - (8/29/2019 Approved)

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Contact information

Main Address

4225 Executive Square Suite 1030, La Jolla, CA 92037

Mailing Address

Phone number

(858) 678-0579

Established

Firm type

Fiscal year end

# of Employees

SEC notice filing (3 States and Territories)

Documents

Customer Relationship Summary (CRS / SEC)

Latest Form ADV

Part 2 Brochures

FORM ADV PART 2A - FIRM BROCHURE (3/24/2025)

Regulatory assets under management

Total Number of Accounts	536
AUM (Assets Under Management)	$ 251,870,483

Red Flags

Disclosures can be potential red flags, including customer disputes, regulatory fines, employer terminations, bankruptcies, judgments, liens, or certain criminal activities.

Check for any disclosures as part of your thorough research when choosing an advisor.

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Advisor Monitoring

Firm Stability Insights

Heather Quintero

Professional summary

Question & Answer

Aliases

Other business activities

Blog Corner

CRS (Client Relationship Summary) - RIA

Click below to view Heather Quintero's CRS (Customer Relationship Summary).

Certified licenses

Experience

WELLS FARGO CLEARING SERVICES, LLC

WELLS FARGO CLEARING SERVICES, LLC

CLARITY WEALTH ADVISORS

LPL FINANCIAL LLC

LPL FINANCIAL LLC

Primary Firm SEC Registration

CARTER FINANCIAL, LLC

State Registrations and Notice Filings

Exams

Series 65

Date: 7/22/2020

Series 66

Date: 8/16/2013

SIE

Date: 4/3/2023

Series 7

Date: 5/29/2013

Current Firm

CARTER FINANCIAL, LLC

Contact information

SEC notice filing (3 States and Territories)

Documents

Part 2 Brochures

Regulatory assets under management

Red Flags

Company Information

CARTER FINANCIAL, LLC

TRUST BUT VERIFY

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