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SK

Sara Kalsman

BETTERMENT
NEW YORK, NY 10001
Some features on this profile are disabled
CRD#: 6094442
SK

Professional summary

Sara Kalsman, CFP®, who also goes by Sara B Kalsman, Sara Brittany Kalsman, is a registered financial advisor currently at BETTERMENT located in New York, New York.

Sara is registered as an IAR (Investment Advisor Representative) and started their career in finance in 2015. Sara has worked at 5 firms and has passed the Series 65 exam.

Question & Answer

Are you a "fiduciary"?
Yes

Aliases

Sara B Kalsman | Sara Brittany Kalsman

Other business activities

Outside business activity is any business or activity undertaken by an advisor that is outside the scope of their relationship with their firm (e.g., consulting services, real estate, freelance work, teaching, etc.). Investors should stay informed about these activities to ensure no conflicts of interest.
The advisor shows no other business activity.

Blog Corner

CRS (Client Relationship Summary) - RIA

Click below to view Sara Kalsman's CRS (Customer Relationship Summary).
CRS (Customer Relationship Summary)

Certified licenses

Advisors may have various certifications and credentials from different organizations. AdvisorCheck highlights these seven certifications - AIF®, CFP®, ChFC®, CFA, CLU®, CIMA®, CPWA®
CFP®

Certified Financial Planner

Start date: 2015

Experience

Current

November 2, 2021 - Present

BETTERMENT

Office #1: 450 West 33rd Street Floor 11, New York, NY 10001
RIA
CRD#: 149117
NEW YORK, NY
Past

January 7, 2020 - September 29, 2021

ONE CAPITAL MANAGEMENT, LLC

RIA
CRD#: 114861
WESTLAKE VILLAGE, CA
Past

March 23, 2016 - January 2, 2020

BEACON POINTE WEALTH ADVISORS, LLC

RIA
CRD#: 151328
Santa Barbara, CA
Past

March 23, 2016 - January 2, 2020

BEACON POINTE ADVISORS, LLC

RIA
CRD#: 119290
Santa Barbara, CA
Past

February 21, 2015 - February 19, 2016

REILLY FINANCIAL ADVISORS

RIA
CRD#: 110315
LA MESA, CA

Primary Firm SEC Registration

This SEC-registered firm can serve clients nationwide. Some states may require the firm to submit a notice filing if the firm has more than 5 clients or a physical office there. You can view these state-level filings under the section titled "State Registrations and Notice Filings".
BE
BETTERMENT
BETTERMENT | BETTERMENT LLC (NEW LEGAL NAME) | BETTERMENT LLC | BETTERMENT ADIVSORS LLC

CRD#: 149117 / SEC#: 801-70171

RIA
Registered Investment Advisory firm - (5/21/2009 Approved)

State Registrations and Notice Filings

Listed states reflect where the advisor is authorized to serve clients under state regulations.

IAR
means the advisor is registered as an Investment Advisor Representative in this state and is authorized to provide investment advice to clients there.

Highlighted states indicate IAR registrations

IAR
California
(11/2/2021)
IAR
New York
(11/2/2021)
IAR
Texas
(11/2/2021)

Exams

State Security Law Exam
IAR
Series 65
Date: 2/21/2015
Uniform Investment Adviser Law Examination

Current Firm

BE
BETTERMENT
BETTERMENT | BETTERMENT LLC (NEW LEGAL NAME) | BETTERMENT LLC | BETTERMENT ADIVSORS LLC

CRD#: 149117 / SEC#: 801-70171

RIA
Registered Investment Advisory firm - (5/21/2009 Approved)
PREMIUM
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Contact information

Main Address
450 West 33rd Street Floor 11, New York, NY 10001
Mailing Address
Phone number
(212) 228-1328
Established
Firm type
Fiscal year end
# of Employees
631

SEC notice filing (53 States and Territories)

Blank US states mapAlaskaHawaiiAlabamaArkansasArizonaCaliforniaColoradoConnecticutDelawareFloridaGeorgiaIowaIdahoIllinoisIndianaKansasKentuckyLouisianaMassachusettsMarylandMaineMichiganMinnesotaMissouriMississippiMontanaNorth CarolinaNorth DakotaNebraskaNew HampshireNew JerseyNew MexicoNevadaNew YorkOhioOklahomaOregonPennsylvaniaRhode IslandSouth CarolinaSouth DakotaTennesseeTexasUtahVirginiaVermontWisconsinWest VirginiaWyoming

Documents

Customer Relationship Summary (CRS / SEC)Latest Form ADV

Part 2 Brochures

BETTERMENT LLC BROCHURE (2/10/2026)

Regulatory assets under management

Total Number of Accounts1,200,673
AUM (Assets Under Management)$ 56,368,684,129

Accountant surprise examination report

Filing DateForm ADV-E CoverForm ADV-E Report
10/23/2025
Cover Page
Report
10/18/2024
Cover Page
Report
12/08/2023
Cover Page
Report
04/26/2023
Cover Page
Report

Red Flags

Disclosures can be potential red flags, including customer disputes, regulatory fines, employer terminations, bankruptcies, judgments, liens, or certain criminal activities.

Check for any disclosures as part of your thorough research when choosing an advisor.

Company Information

BETTERMENT

CRD#: 149117New York, NY 10001

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