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Cesar R. Bernal

TRANSAMERICA RETIREMENT ADVISORS
Miami, FL
Some features on this profile are disabled
CRD#: 5986183
CB

Professional summary

Cesar Ramon Bernal JR, who also goes by Cesar R Bernal Jr, Cesar Ramon Bernal Jr, Cesar Ramon Bernal, Cesar Bernal, is a registered financial advisor currently at TRANSAMERICA RETIREMENT ADVISORS, LLC located in Miami, Florida and TRANSAMERICA INVESTORS SECURITIES, LLC located in Brewster, New York.

Cesar is registered as an IAR (Investment Advisor Representative) and RR (Registered Representative) and started their career in finance in 2011. Cesar has worked at 9 firms and has passed the Series 63, Series 65, SIE and Series 6 exams.

top-8-questions

Question & Answer

Are you a "fiduciary"?
Yes

Aliases

Cesar R Bernal Jr | Cesar Ramon Bernal Jr | Cesar Ramon Bernal | Cesar Bernal

Other business activities

Outside business activity is any business or activity undertaken by an advisor that is outside the scope of their relationship with their firm (e.g., consulting services, real estate, freelance work, teaching, etc.). Investors should stay informed about these activities to ensure no conflicts of interest.
Name of Organization/Company Cesar Bernal 4. Is the business investment related? No 5. Nature of the Business Rental Property 6. Address of the Business 9431 Fontainebleau Blvd #213 Miami, FL 33172 7. Position/Title Owner/Landlord 8. The start date of your relationship Feb 01, 2024 9. Description of Duties Receive rental income from the rental property. 10. Anticipated annual compensation from this activity 28000 11. Do you have a financial interest in the organization/company? If yes, please explain. n/a. There is no company. 12. Approximate # of hours/week you devote to this outside activity during non-business hours 0 13. Approximate # of hours/week you devote to this outside activity during business hours 0 14. To your knowledge, is this organization/company a client of the Firm? No 15. If "Yes", detailed descriptions of the relationship between the two entities 16. To your knowledge, will your affiliation with this activity raise or be perceived as a potential conflict of interest? No

Blog Corner

CRS (Client Relationship Summary) - RIA

Click below to view Cesar Ramon Bernal JR's CRS (Customer Relationship Summary).
CRS (Customer Relationship Summary)

Certified licenses

Advisors may have various certifications and credentials from different organizations. AdvisorCheck highlights these seven certifications - AIF®, CFP®, ChFC®, CFA, CLU®, CIMA®, CPWA®
None

Experience

Current

March 6, 2025 - Present

TRANSAMERICA RETIREMENT ADVISORS, LLC

RIA
CRD#: 107319
Miami, FL
Current

February 24, 2025 - Present

TRANSAMERICA INVESTORS SECURITIES, LLC

BD
CRD#: 32205
Brewster, NY
Past

January 28, 2022 - February 5, 2025

ALIGHT FINANCIAL ADVISORS, LLC

RIA
CRD#: 158744
Miami, FL
Past

January 6, 2022 - February 5, 2025

ALIGHT FINANCIAL SOLUTIONS, LLC

BD
CRD#: 36509
CHICAGO, IL
Past

March 16, 2021 - May 12, 2021

CETERA INVESTMENT SERVICES LLC

BD
CRD#: 15340
ST. CLOUD, MN
Past

May 7, 2020 - October 26, 2020

MUTUAL OF OMAHA INVESTOR SERVICES, INC.

BD
CRD#: 611
CORAL GABLES, FL
Past

November 26, 2018 - May 7, 2020

VALIC FINANCIAL ADVISORS, INC.

BD
CRD#: 42803
MIAMI, FL
Past

October 1, 2012 - June 1, 2018

J.P. MORGAN SECURITIES LLC

BD
CRD#: 79
MIAMI, FL
Past

November 5, 2011 - October 1, 2012

CHASE INVESTMENT SERVICES CORP.

BD
CRD#: 25574
MIAMI, FL

Primary Firm SEC Registration

This SEC-registered firm can serve clients nationwide. Some states may require the firm to submit a notice filing if the firm has more than 5 clients or a physical office there. You can view these state-level filings under the section titled "State Registrations and Notice Filings".
TR
TRANSAMERICA RETIREMENT ADVISORS, LLC
DIVERSIFIED INVESTMENT ADVISORS INC | TRANSAMERICA RETIREMENT ADVISORS, LLC | TRANSAMERICA RETIREMENT ADVISORS, INC. | DIVERSIFIED RETIREMENT CORPORATION | DIVERSIFIED INVESTMENT ADVISORS, INC.

CRD#: 107319 / SEC#: 801-42910

RIA
Registered Investment Advisory firm - (12/16/1992 Approved)

State Registrations and Notice Filings

Listed states reflect where the advisor is authorized to serve clients under state regulations.

IAR
means the advisor is registered as an Investment Advisor Representative in this state and is authorized to provide investment advice to clients there.
RR
indicates the advisor is registered as a Registered Representative in this state, allowing them to offer securities such as stocks, bonds, and mutual funds through a broker-dealer.

Visual representation of state registrations

RR
Florida
(2/24/2025)
IAR
Florida
(3/6/2025)
RR
North Carolina
(2/24/2025)

Exams

State Security Law Exam
RR
Series 63
Date: 2/5/2022
Uniform Securities Agent State Law Examination
State Security Law Exam
IAR
Series 65
Date: 1/28/2022
Uniform Investment Adviser Law Examination
General Industry/Product Exam
RR
SIE
Date: 6/1/2018
Securities Industry Essentials Examination
General Industry/Product Exam
RR
Series 6
Date: 11/4/2011
Investment Company Products/Variable Contracts Representative Examination
SRO Registrations
RR
FINRA

Current Firm

TR
TRANSAMERICA RETIREMENT ADVISORS, LLC
DIVERSIFIED INVESTMENT ADVISORS INC | TRANSAMERICA RETIREMENT ADVISORS, LLC | TRANSAMERICA RETIREMENT ADVISORS, INC. | DIVERSIFIED RETIREMENT CORPORATION | DIVERSIFIED INVESTMENT ADVISORS, INC.

CRD#: 107319 / SEC#: 801-42910

RIA
Registered Investment Advisory firm - (12/16/1992 Approved)
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Contact information

Main Address
6400 C Street Sw, Cedar Rapids, IA 52499
Mailing Address
Phone number
(866) 368-0566
Established
Firm type
Fiscal year end
# of Employees
383

SEC notice filing (53 States and Territories)

Blank US states mapAlaskaHawaiiAlabamaArkansasArizonaCaliforniaColoradoConnecticutDelawareFloridaGeorgiaIowaIdahoIllinoisIndianaKansasKentuckyLouisianaMassachusettsMarylandMaineMichiganMinnesotaMissouriMississippiMontanaNorth CarolinaNorth DakotaNebraskaNew HampshireNew JerseyNew MexicoNevadaNew YorkOhioOklahomaOregonPennsylvaniaRhode IslandSouth CarolinaSouth DakotaTennesseeTexasUtahVirginiaVermontWisconsinWest VirginiaWyoming

Documents

Customer Relationship Summary (CRS / SEC)Latest Form ADV

Part 2 Brochures

TRANSAMERICA RETIREMENT ADVISORS, LLC THIRD PARTY MONEY MANAGERS BROCHURES (5/22/2025)
TRANSAMERICA RETIREMENT ADVISORS, LLC TRANSAMERICA PERSONALIZED PORTFOLIOS BROCHURE (2/14/2025)
TRANSAMERICA RETIREMENT ADVISORS, LLC. DEFINED BENEFIT SERVICES BROCHURE (2/14/2025)
TRANSAMERICA RETIREMENT ADVISORS, LLC. MANAGED ADVICE SERVICES BROCHURE (2/14/2025)

Regulatory assets under management

Total Number of Accounts212,836
AUM (Assets Under Management)$ 16,157,423,229

Accountant surprise examination report

Filing DateForm ADV-E CoverForm ADV-E Report
10/10/2025
Cover Page
Report
10/25/2024
Cover Page
Report
07/25/2023
Cover Page
Report

Red Flags

Disclosures can be potential red flags, including customer disputes, regulatory fines, employer terminations, bankruptcies, judgments, liens, or certain criminal activities.

Check for any disclosures as part of your thorough research when choosing an advisor.

Company Information

TRANSAMERICA RETIREMENT ADVISORS, LLC

CRD#: 107319Miami, FL

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