SM
Stephen J. Musser
CETERA INVESTMENT ADVISERS LLC
EPHRATA, PA 17522
Some features on this profile are disabled
CRD#: 5969044
SM
Professional summary
Stephen Jeffey Musser, who also goes by Stephen Jeffrey Musser, is a registered financial advisor currently at CETERA INVESTMENT ADVISERS LLC located in Ephrata, Pennsylvania and CETERA WEALTH SERVICES, LLC located in Ephrata, Pennsylvania.
Stephen is registered as an IAR (Investment Advisor Representative) and RR (Registered Representative) and started their career in finance in 2011. Stephen has worked at 3 firms and has passed the Series 66, SIE and Series 7 exams.
Question & Answer
Are you a "fiduciary"?
Yes
Aliases
Stephen Jeffrey Musser
Other business activities
Outside business activity is any business or activity undertaken by an advisor that is outside the scope of their relationship with their firm (e.g., consulting services, real estate, freelance work, teaching, etc.). Investors should stay informed about these activities to ensure no conflicts of interest.
(dba) VISION FINANCIAL GROUP LLC; Investment Related; 2733 Willow Street Pike, Willow Street, PA 17584; Financial Advisor/Member; Start Date 08/2011; 20 hours per month with all of those hours per month occurring during trading hours; Manages his clients' financial assets, builds portfolios, recommends asset allocations, and prepares necessary account documents. >> PONY EXPRESS FOODS LLC; Non-Investment Related;1016 W Main Street, Blue Ball, PA 17506; Other; Member; Attend management meetings. >> COVENANT CPA LLC; Non-Investment Related; 2733 Willow Street Pike, Willow Street, PA 17584; CPA Firm; Owner/CPA; Start Date 10/2009; 160 hours per month with 7 of those hours occurring during trading hours; Preparation of personal and business income tax and compilation of financial statements. >> KIDS EXPRESS PRESCHOOL; Non-Investment Related; 300 Willow Valley Square, Lancaster, PA 17602; Non-Profit Pre-School; Board Member; Start Date 05/2013; 5 hours per month with no hours occurring during trading hours; Attend board meetings, vote of board issues, prepare budget. >> FRIENDS OF THE WEST LAMPETER TOWNSHIP POLICE; Non-Investment Related; 131 River Bend Park, Lancaster, PA 17602; Non-Profit; Board Member; Start Date 09/2010; 1 hour per month during trading hours; Attend board meetings and make management decisions. >> RENTAL PROPERTY; Non-Investment Related; Willow Street, PA; Rental Property (2); Owner; Start Date 01/2021; 5 hours per month with 1 of those hours per month occurring during trading hours; Spouse and I own two properties one of which is rented to my CPA firm and the other is rented to a tenant. I locate and select tenants for that one property, collect rent and coordinate any repairs needed to the structure. >> VISION FINANCIAL SERVICES LLC (VFS LLC); Investment Related; Willow Street, PA; Investment Services; Financial Advisor/Member; Start Date 08/2011; 20 hours per month with those 20 hours per month occurring during trading hours; Business entity thru which I offer/provide financial services, help clients manage their financial assets including retirement accounts and non-qualified accounts, build portfolios and recommends asset allocations, and prepare necessary documents to establish accounts and process disbursement requests. >> QUALIFIED INTERMEDIARY; Investment Related; Residence; Other; Proprietor; Start Date 01/2021; 5 hours per month with those 5 hours per month occurring during trading hours; Qualified Intermediary does not invest funds or select real estate - only holds funds on behalf of the exchanger until the exchanger completes the transaction. Qualified Intermediary cannot be affiliated in any way with the exchanger, therefore none of the exchangers are nor can be my broker dealer clients nor Covenant CPA clients. >> POA; Non-Investment Related; Lancaster, PA; Other; POA (Power of Attorney); Start Date 08/2024; No hours per month; Serve as power of attorney for my father.
CRS (Client Relationship Summary) - RIA
Click below to view Stephen Jeffey Musser's CRS (Customer Relationship Summary).
Certified licenses
Advisors may have various certifications and credentials from different organizations. AdvisorCheck highlights these seven certifications - AIF®, CFP®, ChFC®, CFA, CLU®, CIMA®, CPWA®
NoneExperience
Current
February 20, 2025 - Present
CETERA INVESTMENT ADVISERS LLC
Office #1: 226 S Reading Road, Ephrata, PA 17522Office #2: 2733 Willow Street Pike, Willow Street, PA 17584RIA
CRD#: 105644
EPHRATA, PA
Current
February 20, 2025 - Present
CETERA WEALTH SERVICES, LLC
Office #1: 226 S Reading Road, Ephrata, PA 17522Office #2: 2733 Willow Street Pike, Willow Street, PA 17584BD
CRD#: 13572
Ephrata, PA
Past
September 22, 2011 - February 20, 2025
CONCOURSE FINANCIAL GROUP SECURITIES, INC.
RIA
CRD#: 15708
Willow Street, PA
Past
August 19, 2011 - February 20, 2025
CONCOURSE FINANCIAL GROUP SECURITIES, INC.
BD
CRD#: 15708
Willow Street, PA
Primary Firm SEC Registration
This SEC-registered firm can serve clients nationwide. Some states may require the firm to submit a notice filing if the firm has more than 5 clients or a physical office there. You can view these state-level filings under the section titled "State Registrations and Notice Filings".
CI
CETERA INVESTMENT ADVISERS LLC
CETERA ADVISOR NETWORKS | TERRA FINANCIAL PLANNING GROUP LTD | GENWORTH FINANCIAL ADVISERS CORPORATION | FIRST ALLIED ADVISORY SERVICES | CETERA INVESTMENT ADVISERS LLC | CETERA ADVISORS
CRD#: 105644 / SEC#: 801-20406
RIA
Registered Investment Advisory firm - (1/13/1984 Approved)State Registrations and Notice Filings
Listed states reflect where the advisor is authorized to serve clients under state regulations.
IAR
means the advisor is registered as an Investment Advisor Representative in this state and is authorized to provide investment advice to clients there.RR
indicates the advisor is registered as a Registered Representative in this state, allowing them to offer securities such as stocks, bonds, and mutual funds through a broker-dealer.Visual representation of state registrations
RR
Delaware(2/20/2025)
RR
Georgia(2/20/2025)
RR
Illinois(2/20/2025)
RR
Maryland(2/20/2025)
RR
New York(2/20/2025)
RR
North Carolina(2/20/2025)
RR
Ohio(2/20/2025)
RR
Pennsylvania(2/20/2025)
IAR
Pennsylvania(2/20/2025)
RR
Vermont(2/20/2025)
RR
Virginia(2/20/2025)
Exams
State Security Law Exam
General Industry/Product Exam
General Industry/Product Exam
SRO Registrations
RR
FINRA
Current Firm
CI
CETERA INVESTMENT ADVISERS LLC
CETERA ADVISOR NETWORKS | TERRA FINANCIAL PLANNING GROUP LTD | GENWORTH FINANCIAL ADVISERS CORPORATION | FIRST ALLIED ADVISORY SERVICES | CETERA INVESTMENT ADVISERS LLC | CETERA ADVISORS
CRD#: 105644 / SEC#: 801-20406
RIA
Registered Investment Advisory firm - (1/13/1984 Approved)Upgrade to AdvisorCheck Premium
Get A Biweekly Pulse, AutomaticallyReceive biweekly alerts automatically. Stay informed and proactive.
Catch Firm-Level Red Flags SoonerCatch leadership changes and disclosures early, before issues escalate.
See Trends. Not Just SnapshotsMonitor firm stability metrics like AUM and advisor ratios over time.
Contact information
Main Address
1450 American Lane 6th Floor, Suite 650, Schaumburg, IL 60173-2096
Mailing Address
Phone number
(310) 257-7880
Established
Firm type
Fiscal year end
# of Employees
7,705
SEC notice filing (53 States and Territories)
Regulatory assets under management
| Total Number of Accounts | 584,487 |
| AUM (Assets Under Management) | $ 163,792,814,520 |
Accountant surprise examination report
| Filing Date | Form ADV-E Cover | Form ADV-E Report |
|---|---|---|
| 10/27/2025 | ||
| 12/13/2024 | ||
| 09/26/2023 | ||
| 11/18/2022 |
Red Flags
Disclosures can be potential red flags, including customer disputes, regulatory fines, employer terminations, bankruptcies, judgments, liens, or certain criminal activities.
Check for any disclosures as part of your thorough research when choosing an advisor.
Company Information
CETERA INVESTMENT ADVISERS LLC
CRD#: 105644Ephrata, PA 17522TRUST BUT VERIFY
Monitor Stephen Musser
Get automatic monthly alerts on:Job or Firm Moves
Licensing Changes
Client Complaints
New Red Flags
Contact Information Updates
