Joel D. Fearon

TWELVE POINTS WEALTH MANAGEMENT

Concord, MA 01742

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CRD#: 5876741

Professional summary

Joel Douglas Fearon is a registered financial advisor currently at TWELVE POINTS WEALTH MANAGEMENT located in Concord, Massachusetts.

Joel is registered as an IAR (Investment Advisor Representative) and started their career in finance in 2020. Joel has worked at 2 firms and has passed the Series 66, Series 7TO, SIE and Series 9 exams.

Question & Answer

Are you a "fiduciary"?

Yes

Aliases

None

Other business activities

Outside business activity is any business or activity undertaken by an advisor that is outside the scope of their relationship with their firm (e.g., consulting services, real estate, freelance work, teaching, etc.). Investors should stay informed about these activities to ensure no conflicts of interest.

The advisor shows no other business activity.

Blog Corner

CRS (Client Relationship Summary) - RIA

Click below to view Joel Douglas Fearon's CRS (Customer Relationship Summary).

CRS (Customer Relationship Summary)

Certified licenses

Advisors may have various certifications and credentials from different organizations. AdvisorCheck highlights these seven certifications - AIF®, CFP®, ChFC®, CFA, CLU®, CIMA®, CPWA®

None

Experience

Current

November 13, 2024 - Present

TWELVE POINTS WEALTH MANAGEMENT

Office #1: 9 Pond Lane Suite 3a, Concord, MA 01742

RIA

CRD#: 171107

Concord, MA

Past

September 5, 2023 - April 11, 2024

MORGAN STANLEY

RIA

CRD#: 149777

Manchester, NH

Past

September 30, 2020 - April 11, 2024

MORGAN STANLEY

CRD#: 149777

Westborough, MA

Primary Firm SEC Registration

This SEC-registered firm can serve clients nationwide. Some states may require the firm to submit a notice filing if the firm has more than 5 clients or a physical office there. You can view these state-level filings under the section titled "State Registrations and Notice Filings".

TWELVE POINTS WEALTH MANAGEMENT

TWELVE POINTS RETIREMENT ADVISORS | TWELVE POINTS WEALTH MANAGEMENT LLC | TWELVE POINTS WEALTH MANAGEMENT

CRD#: 171107 / SEC#: 801-108967

RIA

Registered Investment Advisory firm - (1/23/2017 Approved)

Massachusetts

Registered Investment Advisory firm - (1/26/2017 Terminated)

New Hampshire

Registered Investment Advisory firm - (2/21/2017 Terminated)

Why is a state registration marked "Terminated"? When a firm registers with the SEC (usually after managing $100M+ AUM), it often withdraws separate state firm registrations unless required by that state. The firm can still serve clients there through its individually registered Investment Advisor Representatives (IARs).

State Registrations and Notice Filings

Listed states reflect where the advisor is authorized to serve clients under state regulations.

IAR

means the advisor is registered as an Investment Advisor Representative in this state and is authorized to provide investment advice to clients there.

Highlighted states indicate IAR registrations

IAR

Massachusetts
(11/13/2024)

IAR

Texas
(11/5/2025)

Don't see your state listed? The advisor may still be able to work with you under the federal De Minimis Rule, which allows up to five investment advisory clients in a state without registration. Some states, like TX, LA, NE, and NH, may still require registration or notice filing. Contact the advisor or their firm to confirm their investment advisory availability in your state.

Exams

State Security Law Exam

IAR

Series 66

Date: 9/5/2023

Uniform Combined State Law Examination

General Industry/Product Exam

Series 7TO

Date: 9/30/2020

General Securities Representative Examination

General Industry/Product Exam

SIE

Date: 3/29/2019

Securities Industry Essentials Examination

Principal/Supervisory Exam

Series 9

Date: 11/14/2023

General Securities Sales Supervisor - Options Module Examination

Current Firm

TWELVE POINTS WEALTH MANAGEMENT

TWELVE POINTS RETIREMENT ADVISORS | TWELVE POINTS WEALTH MANAGEMENT LLC | TWELVE POINTS WEALTH MANAGEMENT

CRD#: 171107 / SEC#: 801-108967

RIA

Registered Investment Advisory firm - (1/23/2017 Approved)

Massachusetts

Registered Investment Advisory firm - (1/26/2017 Terminated)

New Hampshire

Registered Investment Advisory firm - (2/21/2017 Terminated)

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Contact information

Main Address

9 Pond Lane Suite 3a, Concord, MA 01742

Mailing Address

Phone number

(978) 318-9500

Established

Firm type

Fiscal year end

# of Employees

SEC notice filing (14 States and Territories)

Documents

Customer Relationship Summary (CRS / SEC)

Latest Form ADV

Part 2 Brochures

FORM ADV PART 2A/2B (11/4/2025)

WRAP FEE BROCHURE (3/30/2025)

Regulatory assets under management

Total Number of Accounts	1,586
AUM (Assets Under Management)	$ 1,701,535,494

Accountant surprise examination report

Filing Date	Form ADV-E Cover	Form ADV-E Report
08/25/2025	Cover Page	Report
09/25/2024	Cover Page	Report

Red Flags

Disclosures can be potential red flags, including customer disputes, regulatory fines, employer terminations, bankruptcies, judgments, liens, or certain criminal activities.

Check for any disclosures as part of your thorough research when choosing an advisor.

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Firm Stability Insights

Joel D. Fearon

Professional summary

Question & Answer

Aliases

Other business activities

Blog Corner

CRS (Client Relationship Summary) - RIA

Click below to view Joel Douglas Fearon's CRS (Customer Relationship Summary).

Certified licenses

Experience

MORGAN STANLEY

MORGAN STANLEY

Primary Firm SEC Registration

TWELVE POINTS WEALTH MANAGEMENT

State Registrations and Notice Filings

Exams

Series 66

Date: 9/5/2023

Series 7TO

Date: 9/30/2020

SIE

Date: 3/29/2019

Series 9

Date: 11/14/2023

Current Firm

TWELVE POINTS WEALTH MANAGEMENT

Contact information

SEC notice filing (14 States and Territories)

Documents

Part 2 Brochures

Regulatory assets under management

Accountant surprise examination report

Red Flags

Company Information

TWELVE POINTS WEALTH MANAGEMENT

TRUST BUT VERIFY

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