Spencer Carpenter Iv
TRUIST ADVISORY SERVICES | Director/ Financial Advisor
WEST PALM BEACH, FL 33409
CRD#: 5811604
Professional summary
Spencer Carpenter Iv is a registered financial advisor currently at TRUIST ADVISORY SERVICES, INC. located in West Palm Beach, Florida and TRUIST INVESTMENT SERVICES, INC. located in Jupiter, Florida.
Spencer is registered as an IAR (Investment Advisor Representative) and RR (Registered Representative) and started their career in finance in 2011. Spencer has worked at 4 firms and has passed the Series 66, SIE, Series 7 and Series 6 exams.
Biography
Spencer Carpenter is a Financial Advisor with Truist Investment Services, Inc., offering clients more than 15 years of financial services, retirement planning, and investment management experience.
Spencer's focus is on advising clients around developing and implementing investment strategies to help them meet their immediate and future goals. He follows a disciplined process of assessing a client's financial situation, forming and executing an appropriate investment plan, and performing ongoing portfolio maintenance. He also consults on risk management, retirement planning, and other critical financial strategies.
Spencer received an MBA from the University of Phoenix 2008-2009 and a Bachelor's Degree from Florida Atlantic University (FAU) 2001-2005.
He serves as a mentor at the FAU College of Business and he is a member of the Chamber of Commerce of the Palm Beaches and the NBMBAA.
Question & Answer
What are your service offerings?
Financial Planning,
Investment Management,
Retirement Planning,
Business Planning
Do you have an area of expertise or specialization?
Investment Management,
Retirement Planning
How do you get paid?
% of AUM,
Fixed Fee,
Commission
Are you a "fiduciary"?
Yes
Aliases
None
Other business activities
Outside business activity is any business or activity undertaken by an advisor that is outside the scope of their relationship with their firm (e.g., consulting services, real estate, freelance work, teaching, etc.). Investors should stay informed about these activities to ensure no conflicts of interest.
RENTAL PROPERTY POSITION: Owner NATURE: Rental Property INVESTMENT RELATED: No NUMBER OF HOURS: 3 SECURITIES TRADING HOURS: 0 START DATE: 02/15/2018 ADDRESS: , West Palm Beach FL , United States DESCRIPTION: Payment of property taxes and maintenance/ up keep 1200 BRICKELL BAY POSITION: Owner NATURE: rental property INVESTMENT RELATED: No NUMBER OF HOURS: 2 SECURITIES TRADING HOURS: 0 START DATE: 03/31/2021 ADDRESS: , Miami FL , United States DESCRIPTION: Management of property and tenant relationship. DUCK DONUTS POSITION: Owner NATURE: Co-owner of a Duck Donuts Franchise. There will be no day-to-day operation on my part. There will be a manager and teammates operation the shop. INVESTMENT RELATED: No NUMBER OF HOURS: 8 SECURITIES TRADING HOURS: 0 START DATE: 07/01/2023 ADDRESS: West Palm Beach FL, United States DESCRIPTION: Establish business location with landlord. Provide start-up funding. Monthly calls to discuss business progress.
CRS (Client Relationship Summary) - RIA
Click below to view Spencer Carpenter Iv's CRS (Customer Relationship Summary).
Certified licenses
Advisors may have various certifications and credentials from different organizations. AdvisorCheck highlights these seven certifications - AIF®, CFP®, ChFC®, CFA, CLU®, CIMA®, CPWA®
NoneExperience
Current
August 24, 2016 - Present
TRUIST ADVISORY SERVICES, INC.
Office #1: 540 Village Blvd, West Palm Beach, FL 33409RIA
CRD#: 283390
WEST PALM BEACH, FL
Current
December 2, 2014 - Present
TRUIST INVESTMENT SERVICES, INC.
Office #1: 5450 S Central Blvd, Jupiter, FL 33458Office #2: 5737 Okeechobee Blvd # 26, West Palm Beach, FL 33417Office #3: 125 Worth Ave Ste 100 & 200, Palm Beach, FL 33480Office #4: 540 Village Blvd, West Palm Beach, FL 33409Office #5: 2570 Pga Blvd, Palm Beach Gardens, FL 33410Office #6: 667 Us Highway 1, North Palm Beach, FL 33408Office #7: 11161 Southern Blvd, Royal Palm Beach, FL 33411Office #8: 4148 S Jog Rd, Lake Worth, FL 33467Office #9: 2001 Broadway, Riviera Beach, FL 33404Office #10: 100 N Congress Ave, Boynton Beach, FL 33426Office #11: 3100 Lantana Rd, Lantana, FL 33462Office #12: 1570 W Indiantown Rd, Jupiter, FL 33458Office #13: 101 N Us Highway 1, Tequesta, FL 33469Office #14: 2764 S Congress Ave, Palm Springs, FL 33461Office #15: 9909 Hagen Ranch Rd, Boynton Beach, FL 33437Office #16: 3233 Ne 14th Street Causeway, Pompano Beach, FL 33062Office #17: 300 E Sample Rd, Pompano Beach, FL 33064BD
CRD#: 17499
Jupiter, FL
Past
December 5, 2014 - December 31, 2016
TRUIST INVESTMENT SERVICES, INC.
RIA
CRD#: 17499
DELRAY BEACH, FL
Past
November 14, 2014 - December 1, 2014
BB&T INVESTMENT SERVICES, INC.
RIA
CRD#: 33856
LANTANA, FL
Past
October 15, 2012 - December 1, 2014
BB&T INVESTMENT SERVICES, INC.
BD
CRD#: 33856
LANTANA, FL
Past
April 26, 2011 - October 12, 2012
LPL FINANCIAL LLC
BD
CRD#: 6413
PALM BEACH GARDENS, FL
Primary Firm SEC Registration
This SEC-registered firm can serve clients nationwide. Some states may require the firm to submit a notice filing if the firm has more than 5 clients or a physical office there. You can view these state-level filings under the section titled "State Registrations and Notice Filings".
TA
TRUIST ADVISORY SERVICES, INC.
SUNTRUST ADVISORY SERVICES LLC | TRUIST ADVISORY SERVICES, INC. | SUNTRUST ADVISORY SERVICES, INC.
CRD#: 283390 / SEC#: 801-107729
RIA
Registered Investment Advisory firm - (5/18/2016 Approved)State Registrations and Notice Filings
Listed states reflect where the advisor is authorized to serve clients under state regulations.
IAR
means the advisor is registered as an Investment Advisor Representative in this state and is authorized to provide investment advice to clients there.RR
indicates the advisor is registered as a Registered Representative in this state, allowing them to offer securities such as stocks, bonds, and mutual funds through a broker-dealer.Visual representation of state registrations
RR
Alabama(2/22/2018)
RR
Arizona(2/13/2025)
RR
California(2/22/2018)
RR
Colorado(8/2/2024)
RR
Connecticut(7/17/2015)
RR
Delaware(2/22/2018)
RR
District of Columbia(5/25/2017)
RR
Florida(12/2/2014)
IAR
Florida(8/24/2016)
RR
Georgia(2/22/2018)
RR
Illinois(2/23/2018)
RR
Indiana(2/22/2018)
RR
Kansas(12/19/2024)
RR
Kentucky(12/7/2022)
RR
Maine(2/22/2018)
RR
Maryland(5/3/2016)
RR
Massachusetts(6/15/2015)
RR
Michigan(2/22/2018)
RR
Nevada(8/30/2018)
RR
New Jersey(2/22/2018)
RR
New York(10/6/2015)
RR
North Carolina(5/23/2016)
RR
North Dakota(1/23/2023)
RR
Ohio(11/13/2017)
RR
Pennsylvania(6/22/2017)
RR
Rhode Island(7/11/2024)
RR
South Carolina(2/22/2018)
RR
Tennessee(2/22/2018)
RR
Texas(2/21/2018)
RR
Utah(2/22/2018)
RR
Virginia(8/13/2018)
RR
West Virginia(5/22/2017)
Exams
State Security Law Exam
General Industry/Product Exam
General Industry/Product Exam
General Industry/Product Exam
SRO Registrations
RR
FINRA
Current Firm
TA
TRUIST ADVISORY SERVICES, INC.
SUNTRUST ADVISORY SERVICES LLC | TRUIST ADVISORY SERVICES, INC. | SUNTRUST ADVISORY SERVICES, INC.
CRD#: 283390 / SEC#: 801-107729
RIA
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Contact information
Main Address
303 Peachtree Street 2nd Floor, Atlanta, GA 30303
Mailing Address
Po Box 4418 Mc 107, Atlanta, GA 30302
Phone number
(800) 874-4770
Established
Firm type
Fiscal year end
# of Employees
2,469
SEC notice filing (52 States and Territories)
Regulatory assets under management
| Total Number of Accounts | 124,363 |
| AUM (Assets Under Management) | $ 67,736,740,585 |
Accountant surprise examination report
| Filing Date | Form ADV-E Cover | Form ADV-E Report |
|---|---|---|
| 04/24/2025 | ||
| 03/28/2024 | ||
| 04/26/2023 |
Red Flags
Disclosures can be potential red flags, including customer disputes, regulatory fines, employer terminations, bankruptcies, judgments, liens, or certain criminal activities.
Check for any disclosures as part of your thorough research when choosing an advisor.
Company Information
TRUIST ADVISORY SERVICES, INC.
Director/ Financial AdvisorCRD#: 283390West Palm Beach, FL 33409TRUST BUT VERIFY
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Contact information
(xxx) xxx-xxxx
xxxxx@xxxx.xxx
