Nicholas J. Gardner

THE FINANCIAL TEAM

Carlsbad, CA 92011

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CRD#: 5777904

Professional summary

Nicholas J Gardner, CFP®, who also goes by Nick Gardner, is a registered financial advisor currently at THE FINANCIAL TEAM, INC. located in Carlsbad, California.

Nicholas is registered as an IAR (Investment Advisor Representative) and started their career in finance in 2010. Nicholas has worked at 6 firms and has passed the Series 63, SIE, Series 7 and Series 6 exams.

Question & Answer

Are you a "fiduciary"?

Yes

Aliases

Nick Gardner

Other business activities

Outside business activity is any business or activity undertaken by an advisor that is outside the scope of their relationship with their firm (e.g., consulting services, real estate, freelance work, teaching, etc.). Investors should stay informed about these activities to ensure no conflicts of interest.

Insurance Agent; Not investment-related; 6790 Embarcadero Lane #100, Carlsbad. CA 92011; Insurance sales; Licensed Agent; Since 2011; Approx 10 hrs/mo during trading hours; CA insurance sales offering various types of insurance products.

Blog Corner

CRS (Client Relationship Summary) - RIA

Click below to view Nicholas J Gardner's CRS (Customer Relationship Summary).

Certified licenses

Advisors may have various certifications and credentials from different organizations. AdvisorCheck highlights these seven certifications - AIF®, CFP®, ChFC®, CFA, CLU®, CIMA®, CPWA®

CFP^®

Certified Financial Planner

Start date: 2014

Experience

Current

October 16, 2014 - Present

THE FINANCIAL TEAM, INC.

Office #1: 6790 Embarcadero Lane Suite 100, Carlsbad, CA 92011

RIA

CRD#: 141355

Carlsbad, CA

Past

May 31, 2023 - June 9, 2025

GREAT POINT CAPITAL LLC

CRD#: 114203

Newport Beach, CA

Past

September 21, 2020 - May 1, 2023

JRL CAPITAL CORPORATION

CRD#: 10225

CARLSBAD, CA

Past

March 3, 2020 - September 16, 2020

INDEPENDENT FINANCIAL GROUP, LLC

RIA

CRD#: 7717

CARLSBAD, CA

Past

March 3, 2020 - September 16, 2020

INDEPENDENT FINANCIAL GROUP, LLC

CRD#: 7717

CARLSBAD, CA

Past

September 4, 2012 - March 4, 2020

RANCE KING SECURITIES CORP.

CRD#: 15737

CARLSBAD, CA

Past

June 11, 2010 - April 27, 2011

CHASE INVESTMENT SERVICES CORP.

CRD#: 25574

CARLSBAD, CA

State Registrations and Notice Filings

Listed states reflect where the advisor is authorized to serve clients under state regulations.

IAR

means the advisor is registered as an Investment Advisor Representative in this state and is authorized to provide investment advice to clients there.

Highlighted states indicate IAR registrations

IAR

Arizona
(10/27/2021)

IAR

California
(10/16/2014)

IAR

Texas
(5/4/2023)

Don't see your state listed? The advisor may still be able to work with you under the federal De Minimis Rule, which allows up to five investment advisory clients in a state without registration. Some states, like TX, LA, NE, and NH, may still require registration or notice filing. Contact the advisor or their firm to confirm their investment advisory availability in your state.

Exams

State Security Law Exam

Series 63

Date: 5/21/2010

Uniform Securities Agent State Law Examination

General Industry/Product Exam

SIE

Date: 10/1/2018

Securities Industry Essentials Examination

General Industry/Product Exam

Series 7

Date: 9/9/2013

General Securities Representative Examination

General Industry/Product Exam

Series 6

Date: 6/10/2010

Investment Company Products/Variable Contracts Representative Examination

Current Firm

THE FINANCIAL TEAM, INC.

TFT ADVISORS, LLC | THE FINANCIAL TEAM, INC.

CRD#: 141355 / SEC#:

Arizona

Registered Investment Advisory firm - (10/27/2021 Approved)

California

Registered Investment Advisory firm - (12/7/2006 Approved)

Texas

Registered Investment Advisory firm - (4/7/2023 Conditional Restricted)

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Contact information

Main Address

6790 Embarcadero Lane Suite 100, Carlsbad, CA 92011

Mailing Address

Po Box 309, Carlsbad, CA 92018

Phone number

(760) 448-2882

Established

Firm type

Fiscal year end

# of Employees

Documents

Latest Form ADV

Red Flags

Disclosures can be potential red flags, including customer disputes, regulatory fines, employer terminations, bankruptcies, judgments, liens, or certain criminal activities.

Check for any disclosures as part of your thorough research when choosing an advisor.

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Nicholas J. Gardner

Professional summary

Question & Answer

Aliases

Other business activities

Blog Corner

CRS (Client Relationship Summary) - RIA

Click below to view Nicholas J Gardner's CRS (Customer Relationship Summary).

Certified licenses

Experience

THE FINANCIAL TEAM, INC.

GREAT POINT CAPITAL LLC

JRL CAPITAL CORPORATION

INDEPENDENT FINANCIAL GROUP, LLC

INDEPENDENT FINANCIAL GROUP, LLC

RANCE KING SECURITIES CORP.

CHASE INVESTMENT SERVICES CORP.

State Registrations and Notice Filings

Exams

Series 63

Date: 5/21/2010

SIE

Date: 10/1/2018

Series 7

Date: 9/9/2013

Series 6

Date: 6/10/2010

Current Firm

THE FINANCIAL TEAM, INC.

Contact information

Documents

Red Flags

Company Information

THE FINANCIAL TEAM, INC.

TRUST BUT VERIFY

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