Amber R. Restine

FOCUS INVESTMENT ADVISORS,

Solana Beach, CA 92075

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CRD#: 5452067

Professional summary

Amber Renee Restine, AIF®, CFP®, who also goes by Amber Renee Montgomery, Amber Montgomery, Amber Renee Montgomery-oh, is a registered financial advisor currently at FOCUS INVESTMENT ADVISORS, INC located in Solana Beach, California and LPL FINANCIAL LLC located in Solana Beach, California.

Amber is registered as an IAR (Investment Advisor Representative) and RR (Registered Representative) and started their career in finance in 2010. Amber has worked at 3 firms and has passed the Series 66, SIE, Series 7 and Series 24 exams.

Question & Answer

Are you a "fiduciary"?

Yes

Aliases

Amber Renee Montgomery | Amber Montgomery | Amber Renee Montgomery-Oh

Other business activities

Outside business activity is any business or activity undertaken by an advisor that is outside the scope of their relationship with their firm (e.g., consulting services, real estate, freelance work, teaching, etc.). Investors should stay informed about these activities to ensure no conflicts of interest.

1. 8/29/2013: DBA ONLY - FOCUS INVESTMENT ADVISORS - ENCINITAS, CA. 2. 09/27/2023 - Focus Investment Advisors - Registered Investment Advisor Hybrid - IAR - COO of Focus Investment Advisors - Investment Related - At Reported Business Location(s) - Start Date 01/01/2021 - 160 Hours Per Month/ 8 Hours During Trading - I provide investment advisory services through Focus Investment Advisors, an independent investment advisor firm. I started this business activity in 01/2021]. I expect to spend approximately 160 hours per month on this activity. Please see the advisory firm's Form ADV for more information about its address, the nature of its business, its owners, and its services at http://www.adviserinfo.sec.gov/IAPD. The firm is separate from and independent of LPL Financial.

Blog Corner

CRS (Client Relationship Summary) - RIA

Click below to view Amber Renee Restine's CRS (Customer Relationship Summary).

CRS (Customer Relationship Summary)

Certified licenses

Advisors may have various certifications and credentials from different organizations. AdvisorCheck highlights these seven certifications - AIF®, CFP®, ChFC®, CFA, CLU®, CIMA®, CPWA®

AIF^®

Accredited Investment Fiduciary

CFP^®

Certified Financial Planner

Start date: 2015

Experience

Current

December 5, 2012 - Present

FOCUS INVESTMENT ADVISORS, INC

Office #1: 514 Via De La Valle Suite 200, Solana Beach, CA 92075

RIA

CRD#: 109970

Solana Beach, CA

Current

May 14, 2018 - Present

LPL FINANCIAL LLC

Office #1: 514 Via De La Valle, Suite 200, Solana Beach, CA 92075

RIA

CRD#: 6413

Solana Beach, CA

Past

May 14, 2018 - October 6, 2020

LPL FINANCIAL LLC

RIA

CRD#: 6413

FORT MILL, SC

Past

November 17, 2011 - December 31, 2011

FOCUS INVESTMENT ADVISORS, INC

RIA

CRD#: 109970

ENCINITAS, CA

Past

September 30, 2011 - October 28, 2015

LPL FINANCIAL LLC

RIA

CRD#: 6413

ENCINITAS, CA

Past

September 30, 2011 - May 11, 2018

LPL FINANCIAL LLC

CRD#: 6413

ENCINITAS, CA

Past

August 9, 2010 - October 4, 2011

GIRARD SECURITIES, INC.

RIA

CRD#: 18697

ENCINITAS, CA

Past

April 19, 2010 - October 4, 2011

GIRARD SECURITIES, INC.

CRD#: 18697

ENCINITAS, CA

Primary Firm SEC Registration

This SEC-registered firm can serve clients nationwide. Some states may require the firm to submit a notice filing if the firm has more than 5 clients or a physical office there. You can view these state-level filings under the section titled "State Registrations and Notice Filings".

FOCUS INVESTMENT ADVISORS, INC

FOCUS INVESTMENT ADVISORS | IKAIKA, LLC | FOCUS INVESTMENT ADVISORS, INC

CRD#: 109970 / SEC#: 801-57176

RIA

Registered Investment Advisory firm - (4/10/2000 Approved)

State Registrations and Notice Filings

Listed states reflect where the advisor is authorized to serve clients under state regulations.

IAR

means the advisor is registered as an Investment Advisor Representative in this state and is authorized to provide investment advice to clients there.

indicates the advisor is registered as a Registered Representative in this state, allowing them to offer securities such as stocks, bonds, and mutual funds through a broker-dealer.

Visual representation of state registrations

IAR

California
(12/5/2012)

California
(5/14/2018)

Colorado
(5/14/2018)

Idaho
(1/31/2025)

Iowa
(1/2/2025)

Nevada
(2/1/2025)

North Carolina
(5/14/2018)

Oregon
(8/29/2025)

Don't see your state listed? The advisor may still be able to work with you under the federal De Minimis Rule, which allows up to five investment advisory clients in a state without registration. Some states, like TX, LA, NE, and NH, may still require registration or notice filing. Contact the advisor or their firm to confirm their investment advisory availability in your state. Note: This rule does not apply to broker-dealer activity.

Exams

State Security Law Exam

IAR

Series 66

Date: 8/7/2010

Uniform Combined State Law Examination

General Industry/Product Exam

SIE

Date: 10/1/2018

Securities Industry Essentials Examination

General Industry/Product Exam

Series 7

Date: 4/16/2010

General Securities Representative Examination

Principal/Supervisory Exam

Series 24

Date: 10/12/2022

General Securities Principal Examination

SRO Registrations

FINRA

Current Firm

FOCUS INVESTMENT ADVISORS, INC

FOCUS INVESTMENT ADVISORS | IKAIKA, LLC | FOCUS INVESTMENT ADVISORS, INC

CRD#: 109970 / SEC#: 801-57176

RIA

Registered Investment Advisory firm - (4/10/2000 Approved)

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Contact information

Main Address

514 Via De La Valle Suite 200, Solana Beach, CA 92075

Mailing Address

Phone number

(760) 230-1880

Established

Firm type

Fiscal year end

# of Employees

SEC notice filing (2 States and Territories)

Documents

Customer Relationship Summary (CRS / SEC)

Latest Form ADV

Part 2 Brochures

PART 2A (3/20/2025)

ADV PART 2B - MONTGOMERY (3/20/2025)

ADV PART 2B - FERRY (3/20/2025)

ADV PART 2B - JACQUELINE LAM (3/20/2025)

ADV PART 2B - DAVID LAM (3/20/2025)

ADV PART 2B - RESTINE (3/20/2025)

ADV PART 2B - WASA (3/20/2025)

Regulatory assets under management

Total Number of Accounts	34
AUM (Assets Under Management)	$ 884,989,269

Red Flags

Disclosures can be potential red flags, including customer disputes, regulatory fines, employer terminations, bankruptcies, judgments, liens, or certain criminal activities.

Check for any disclosures as part of your thorough research when choosing an advisor.

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Advisor Monitoring

Firm Stability Insights

Amber R. Restine

Professional summary

Question & Answer

Aliases

Other business activities

Blog Corner

CRS (Client Relationship Summary) - RIA

Click below to view Amber Renee Restine's CRS (Customer Relationship Summary).

Certified licenses

Experience

LPL FINANCIAL LLC

LPL FINANCIAL LLC

FOCUS INVESTMENT ADVISORS, INC

LPL FINANCIAL LLC

LPL FINANCIAL LLC

GIRARD SECURITIES, INC.

GIRARD SECURITIES, INC.

Primary Firm SEC Registration

FOCUS INVESTMENT ADVISORS, INC

State Registrations and Notice Filings

Exams

Series 66

Date: 8/7/2010

SIE

Date: 10/1/2018

Series 7

Date: 4/16/2010

Series 24

Date: 10/12/2022

FINRA

Current Firm

FOCUS INVESTMENT ADVISORS, INC

Contact information

SEC notice filing (2 States and Territories)

Documents

Part 2 Brochures

Regulatory assets under management

Red Flags

Company Information

FOCUS INVESTMENT ADVISORS, INC

TRUST BUT VERIFY

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