Seth N. Ratchford
STRATEGIC ADVISERS LLC | Financial Consultant
CHARLOTTE, NC
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CRD#: 5377319
Professional summary
Seth N Ratchford, CFP®, who also goes by Seth Neal Ratchford, is a registered financial advisor currently at STRATEGIC ADVISERS LLC located in Charlotte, North Carolina and FIDELITY BROKERAGE SERVICES LLC located in Charlotte, North Carolina.
Seth is registered as an IAR (Investment Advisor Representative) and RR (Registered Representative) and started their career in finance in 2007. Seth has worked at 5 firms and has passed the Series 66, Series 63, SIE and Series 7 exams.
Biography
Partnering with my clients to plan for both the financial, as well as the emotional, side of retirement is my true passion. My process, my business beliefs, and my values are all centered on you, to help you work toward your goals.
Question & Answer
Are you a "fiduciary"?
Yes
Aliases
Seth Neal Ratchford
Other business activities
Outside business activity is any business or activity undertaken by an advisor that is outside the scope of their relationship with their firm (e.g., consulting services, real estate, freelance work, teaching, etc.). Investors should stay informed about these activities to ensure no conflicts of interest.
The advisor shows no other business activity.
CRS (Client Relationship Summary) - RIA
Click below to view Seth N Ratchford's CRS (Customer Relationship Summary).
Certified licenses
Advisors may have various certifications and credentials from different organizations. AdvisorCheck highlights these seven certifications - AIF®, CFP®, ChFC®, CFA, CLU®, CIMA®, CPWA®
Education
North Carolina State University
Bachelor of Science (BS) - Agricultural Business Management
2007
Experience
Current
March 31, 2025 - Present
STRATEGIC ADVISERS LLC
Office #2: 4611 Sharon Rd Two Coltsgate, Charlotte, NC 28211-3529RIA
CRD#: 104555
CHARLOTTE, NC
Current
April 2, 2012 - Present
FIDELITY BROKERAGE SERVICES LLC
Office #1: 4611 Sharon Road Two Coltsgate, Charlotte, NC 28211BD
CRD#: 7784
Charlotte, NC
Past
July 13, 2018 - March 31, 2025
FIDELITY PERSONAL AND WORKPLACE ADVISORS
RIA
CRD#: 288590
CHARLOTTE, NC
Past
June 24, 2014 - July 13, 2018
STRATEGIC ADVISERS LLC
RIA
CRD#: 104555
CHARLOTTE, NC
Past
September 6, 2011 - October 26, 2011
EDWARD JONES
RIA
CRD#: 250
GARNER, NC
Past
June 24, 2011 - October 26, 2011
EDWARD JONES
BD
CRD#: 250
GARNER, NC
Past
August 9, 2007 - January 7, 2008
OPUS TRADING FUND LLC
BD
CRD#: 125204
JERICHO, NY
Primary Firm SEC Registration
This SEC-registered firm can serve clients nationwide. Some states may require the firm to submit a notice filing if the firm has more than 5 clients or a physical office there. You can view these state-level filings under the section titled "State Registrations and Notice Filings".
SA
STRATEGIC ADVISERS LLC
CROSBY ADVISORS | STRATEGIC ADVISERS, INC. | STRATEGIC ADVISERS LLC | STRATEGIC ADVISERS INC. | SAME | PORTFOLIO PLANNER | PORTFOLIO ADVISORY SERVICES/PAS | PORTFOLIO ADVISORY SERVICES | FIDELITY PRIVATE PORTFOLIO SERVICES | FIDELITY PORTFOLIO SELECTOR | FIDELITY PORTFOLIO PLANNER | FIDELITY FUNDS MANAGERPROGRAM
CRD#: 104555 / SEC#: 801-13243
RIA
Registered Investment Advisory firm - (8/11/1977 Approved)State Registrations and Notice Filings
Listed states reflect where the advisor is authorized to serve clients under state regulations.
IAR
means the advisor is registered as an Investment Advisor Representative in this state and is authorized to provide investment advice to clients there.RR
indicates the advisor is registered as a Registered Representative in this state, allowing them to offer securities such as stocks, bonds, and mutual funds through a broker-dealer.Visual representation of state registrations
RR
Alabama(3/25/2023)
RR
Arizona(4/23/2020)
RR
California(1/6/2017)
RR
Colorado(9/29/2023)
RR
Delaware(12/19/2023)
RR
Florida(10/4/2019)
RR
Georgia(6/5/2014)
RR
Illinois(1/6/2017)
RR
Indiana(5/8/2025)
RR
Iowa(6/13/2024)
RR
Kentucky(4/23/2020)
RR
Massachusetts(9/9/2022)
RR
Michigan(4/27/2017)
RR
Minnesota(9/9/2022)
RR
Mississippi(7/21/2021)
RR
Missouri(10/4/2019)
RR
Montana(10/4/2019)
RR
New Jersey(1/6/2017)
RR
New Mexico(6/4/2024)
RR
New York(1/6/2017)
RR
North Carolina(4/3/2012)
IAR
North Carolina(3/31/2025)
RR
Ohio(4/13/2021)
RR
Pennsylvania(8/8/2020)
RR
South Carolina(4/2/2012)
RR
Tennessee(1/6/2017)
RR
Texas(4/23/2020)
IAR
Texas(3/31/2025)
RR
Virginia(4/2/2012)
RR
Washington(5/1/2024)
RR
West Virginia(10/4/2019)
RR
Wisconsin(7/8/2022)
RR
Wyoming(11/28/2023)
Exams
State Security Law Exam
State Security Law Exam
General Industry/Product Exam
General Industry/Product Exam
SRO Registrations
RR
FINRA
SRO Registrations
RR
New York Stock Exchange
Current Firm
SA
STRATEGIC ADVISERS LLC
CROSBY ADVISORS | STRATEGIC ADVISERS, INC. | STRATEGIC ADVISERS LLC | STRATEGIC ADVISERS INC. | SAME | PORTFOLIO PLANNER | PORTFOLIO ADVISORY SERVICES/PAS | PORTFOLIO ADVISORY SERVICES | FIDELITY PRIVATE PORTFOLIO SERVICES | FIDELITY PORTFOLIO SELECTOR | FIDELITY PORTFOLIO PLANNER | FIDELITY FUNDS MANAGERPROGRAM
CRD#: 104555 / SEC#: 801-13243
RIA
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Contact information
Main Address
155 Seaport Blvd, Boston, MA 02210-2698
Mailing Address
Phone number
(617) 563-7000
Established
Firm type
Fiscal year end
# of Employees
16,291
SEC notice filing (52 States and Territories)
Documents
Regulatory assets under management
| Total Number of Accounts | 2,486,631 |
| AUM (Assets Under Management) | $ 1,067,664,605,590 |
Accountant surprise examination report
| Filing Date | Form ADV-E Cover | Form ADV-E Report |
|---|---|---|
| 09/24/2025 |
Red Flags
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Company Information
STRATEGIC ADVISERS LLC
Financial ConsultantCRD#: 104555Charlotte, NCTRUST BUT VERIFY
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Contact information
(xxx) xxx-xxxx
xxxxx@xxxx.xxx
