MR
Michael D. Rutter
CETERA INVESTMENT ADVISERS LLC
MINNEAPOLIS, MN 55414
Some features on this profile are disabled
CRD#: 5322402
MR
Professional summary
Michael Donald Rutter, CFP® is a registered financial advisor currently at CETERA INVESTMENT ADVISERS LLC located in Minneapolis, Minnesota and CETERA WEALTH SERVICES, LLC located in Minneapolis, Minnesota.
Michael is registered as an IAR (Investment Advisor Representative) and RR (Registered Representative) and started their career in finance in 2007. Michael has worked at 4 firms and has passed the Series 66, Series 63, SIE and Series 7 exams.
Question & Answer
Are you a "fiduciary"?
Yes
Aliases
None
Other business activities
Outside business activity is any business or activity undertaken by an advisor that is outside the scope of their relationship with their firm (e.g., consulting services, real estate, freelance work, teaching, etc.). Investors should stay informed about these activities to ensure no conflicts of interest.
1.NORTH STAR CONSULTANTS & NORTH STAR BROKERAGE POSITION: AGENT/BROKER NATURE: FIXED INSURANCE SALES INVESTMENT RELATED: NO NUMBER OF HOURS: 3 SECURITIES TRADING HOURS: 3 START DATE: 06/01/2011 ADDRESS: , MINNEAPOLIS MN , UNITED STATES DESCRIPTION: AGENT/BROKER 2.2. THE VITALITY GROUP POSITION: OWNER NATURE: DBA INVESTMENT RELATED: NO NUMBER OF HOURS: 1 SECURITIES TRADING HOURS: 0 START DATE: 04/01/2014 ADDRESS: , MINNEAPOLIS MN , UNITED STATES DESCRIPTION: OWNER 3.HAYS COMPANIES POSITION: INDEPENDENT CONTRACTOR NATURE: FIXED INSURANCE SALES INVESTMENT RELATED: NO NUMBER OF HOURS: 1 SECURITIES TRADING HOURS: 1 START DATE: 01/01/2021 ADDRESS: 80 SOUTH 8TH STREET, SUITE 700, MINNEAPOLIS MN 55402, UNITED STATES DESCRIPTION: I WILL BE UTILIZING HAYS COMPANIES FOR FIXED GROUP HEALTH, DISABILITY AND LIFE INSURANCE. 4.STP HOLDINGS LLC POSITION: PARTNER NATURE: BUSINESS OWNER INVESTMENT RELATED: NO NUMBER OF HOURS: 8 SECURITIES TRADING HOURS: 1 START DATE: 05/01/2017 ADDRESS: 39 CLARENCE AVE SE, MINNEAPOLIS MN 55414, UNITED STATES DESCRIPTION: MARKETING ASSISTANCE, OPERATIONS ASSISTANCE & FINANCES. ROLE ENTAILS FINANCIAL DECISION MAKING AND BILL PAYMENT/COORDINATION 5. NAME OF OTHER BUSINESS: PROSPECT HOLDINGS LLC, INVESTMENT RELATED: NO, ADDRESS: 2718 UNIVERSITY AVE. SE, MINNEAPOLIS, MN, 55414, NATURE OF BUSINESS: HOLDING COMPANY FOR ANYTIME FITNESS FRANCHISE, START DATE:06/2017, POSITION/TITLE/RELATIONSHIP: PARTNER, APX NUMBER OF HOURS PER WEEK: 1, NOT DURING TRADING HOURS, BRIEF DESCRIPTION OF DUTIES: HELP MANAGE THE FINANCES (FINANCIAL STATEMENTS, PROJECTIONS AND BUDGETS), ASSIST IN MAKING DECISIONS ON CAPITAL IMPROVEMENTS, NEGOTIATE LEASES AND FRANCHISE AGREEMENTS AND DEAL WITH EMPLOYEE MANAGEMENT. 6. NAME OF OTHER BUSINESS: HIGHLAND PARK INVESTMENTS, LLC, INVESTMENT RELATED: NO, ADDRESS: 533 SUMMIT AVE. ST PAUL, MN, 55102, NATURE OF BUSINESS: REAL ESTATE, START DATE: 06/2023, POSITION/TITLE/RELATIONSHIP: OWNER, LESS THAN 1 HOUR PER WEEK, NOT DURING TRADING HOURS, BRIEF DESCRIPTION OF DUTIES: INVESTOR WHO WILL HAVE OWNERSHIP IN A COMMERCIAL BUILDING.;
CRS (Client Relationship Summary) - RIA
Click below to view Michael Donald Rutter's CRS (Customer Relationship Summary).
Certified licenses
Advisors may have various certifications and credentials from different organizations. AdvisorCheck highlights these seven certifications - AIF®, CFP®, ChFC®, CFA, CLU®, CIMA®, CPWA®
CFP®
Start date: 2015
Experience
Current
August 10, 2023 - Present
CETERA INVESTMENT ADVISERS LLC
Office #1: 2701 University Ave Se, Minneapolis, MN 55414Office #2: 15200 Emerald Coast Parkway #504, Destin, FL 32541RIA
CRD#: 105644
MINNEAPOLIS, MN
Current
August 10, 2023 - Present
CETERA WEALTH SERVICES, LLC
Office #1: 2701 University Avenue Se, Minneapolis, MN 55414-3238BD
CRD#: 13572
MINNEAPOLIS, MN
Past
January 16, 2014 - October 21, 2021
CRI SECURITIES, LLC
RIA
CRD#: 22589
MINNEAPOLIS, MN
Past
January 16, 2014 - August 10, 2023
SECURIAN FINANCIAL SERVICES, INC.
RIA
CRD#: 15296
MINNEAPOLIS, MN
Past
May 2, 2007 - October 21, 2021
CRI SECURITIES, LLC
BD
CRD#: 22589
MINNEAPOLIS, MN
Past
May 2, 2007 - August 10, 2023
SECURIAN FINANCIAL SERVICES, INC.
BD
CRD#: 15296
MINNEAPOLIS, MN
Primary Firm SEC Registration
This SEC-registered firm can serve clients nationwide. Some states may require the firm to submit a notice filing if the firm has more than 5 clients or a physical office there. You can view these state-level filings under the section titled "State Registrations and Notice Filings".
CI
CETERA INVESTMENT ADVISERS LLC
CETERA ADVISOR NETWORKS | TERRA FINANCIAL PLANNING GROUP LTD | GENWORTH FINANCIAL ADVISERS CORPORATION | FIRST ALLIED ADVISORY SERVICES | CETERA INVESTMENT ADVISERS LLC | CETERA ADVISORS
CRD#: 105644 / SEC#: 801-20406
RIA
Registered Investment Advisory firm - (1/13/1984 Approved)State Registrations and Notice Filings
Listed states reflect where the advisor is authorized to serve clients under state regulations.
IAR
means the advisor is registered as an Investment Advisor Representative in this state and is authorized to provide investment advice to clients there.RR
indicates the advisor is registered as a Registered Representative in this state, allowing them to offer securities such as stocks, bonds, and mutual funds through a broker-dealer.Visual representation of state registrations
RR
Alabama(8/10/2023)
RR
Arizona(8/10/2023)
RR
Colorado(8/10/2023)
RR
Connecticut(8/10/2023)
RR
Florida(11/13/2024)
IAR
Florida(10/2/2025)
RR
Illinois(8/10/2023)
RR
Minnesota(8/10/2023)
IAR
Minnesota(8/10/2023)
RR
Nebraska(8/10/2023)
RR
Nevada(1/26/2024)
RR
New Jersey(8/10/2023)
RR
New Mexico(8/10/2023)
RR
Washington(8/10/2023)
RR
Wisconsin(8/10/2023)
RR
Wyoming(8/10/2023)
Exams
State Security Law Exam
State Security Law Exam
General Industry/Product Exam
General Industry/Product Exam
SRO Registrations
RR
FINRA
Current Firm
CI
CETERA INVESTMENT ADVISERS LLC
CETERA ADVISOR NETWORKS | TERRA FINANCIAL PLANNING GROUP LTD | GENWORTH FINANCIAL ADVISERS CORPORATION | FIRST ALLIED ADVISORY SERVICES | CETERA INVESTMENT ADVISERS LLC | CETERA ADVISORS
CRD#: 105644 / SEC#: 801-20406
RIA
Registered Investment Advisory firm - (1/13/1984 Approved)Upgrade to AdvisorCheck Premium
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Contact information
Main Address
1450 American Lane 6th Floor, Suite 650, Schaumburg, IL 60173-2096
Mailing Address
Phone number
(310) 257-7880
Established
Firm type
Fiscal year end
# of Employees
7,705
SEC notice filing (53 States and Territories)
Regulatory assets under management
| Total Number of Accounts | 584,487 |
| AUM (Assets Under Management) | $ 163,792,814,520 |
Accountant surprise examination report
| Filing Date | Form ADV-E Cover | Form ADV-E Report |
|---|---|---|
| 10/27/2025 | ||
| 12/13/2024 | ||
| 09/26/2023 | ||
| 11/18/2022 |
Red Flags
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Check for any disclosures as part of your thorough research when choosing an advisor.
Company Information
CETERA INVESTMENT ADVISERS LLC
CRD#: 105644Minneapolis, MN 55414TRUST BUT VERIFY
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