Richard Gaff
STRATEGIC ADVISERS LLC | Financial Consultant
PALM BEACH GARDENS, FL 33410-2709
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CRD#: 5110218
Professional summary
Richard Gaff, CFP®, who also goes by Richard Wayne Gaff, Richard W Gaff, is a registered financial advisor currently at STRATEGIC ADVISERS LLC located in Palm Beach Gardens, Florida and FIDELITY BROKERAGE SERVICES LLC located in Palm Beach Gardens, Florida.
Richard is registered as an IAR (Investment Advisor Representative) and RR (Registered Representative) and started their career in finance in 2006. Richard has worked at 8 firms and has passed the Series 66, SIE, Series 7 and Series 6 exams.
Biography
I have a passion for helping others. I enjoy empowering individuals to make prudent financial decisions so they can work towards meeting their financial goals, find financial freedom, and define their legacy for future generations. I take the time to get to know what is important to individuals and their family, understand where they are currently, what goals they are trying to reach, and co-create a plan. Prior to my career in finance I served in the U.S. Army and I'm a proud veteran.
Question & Answer
What are your service offerings?
Investment Planning
Estate Planning
Tax Planning
Retirement Planning
Comprehensive Financial Planni...
What is your minimum asset requirement?
500K
Are you a "fiduciary"?
Yes
Aliases
Richard Wayne Gaff | Richard W Gaff
Other business activities
Outside business activity is any business or activity undertaken by an advisor that is outside the scope of their relationship with their firm (e.g., consulting services, real estate, freelance work, teaching, etc.). Investors should stay informed about these activities to ensure no conflicts of interest.
1) Arc of Palm Beach County; not investment-related; Riviera Beach, FL; board of nonprofit/nonprofit is school that supports disabilities; Board Member; 11/1/2019; 1 hour/month; 1 hour/trading; board member. 2) Palm Beach Atlantic University; not investment-related; West Palm Beach, FL; University Board Member; Board Member; 2/27/2021; 1 hour/month; 0 hours/trading; board member for alumni.
CRS (Client Relationship Summary) - RIA
Click below to view Richard Gaff's CRS (Customer Relationship Summary).
Certified licenses
Advisors may have various certifications and credentials from different organizations. AdvisorCheck highlights these seven certifications - AIF®, CFP®, ChFC®, CFA, CLU®, CIMA®, CPWA®
CFP®
Start date: 2018
Education
Florida Atlantic University
Master of Business Administration (MBA) - MBA
2012
Palm Beach Atlantic University
Organizational Management - Bachelor's Degree
2008
Experience
Current
March 31, 2025 - Present
STRATEGIC ADVISERS LLC
Office #1: 3501 Pga Boulevard Grand Bank Center Suite 100, Palm Beach Gardens, FL 33410-2709RIA
CRD#: 104555
PALM BEACH GARDENS, FL
Current
June 14, 2021 - Present
FIDELITY BROKERAGE SERVICES LLC
Office #1: 3501 Pga Boulevard, Suite 100 Grand Bank Center, Palm Beach Gardens, FL 33410BD
CRD#: 7784
Palm Beach Gardens, FL
Past
August 4, 2021 - March 31, 2025
FIDELITY PERSONAL AND WORKPLACE ADVISORS
RIA
CRD#: 288590
PALM BEACH GARDENS, FL
Past
March 21, 2018 - April 20, 2021
U.S. BANCORP INVESTMENTS, INC.
RIA
CRD#: 17868
Palm Beach, FL
Past
February 16, 2018 - April 20, 2021
U.S. BANCORP INVESTMENTS, INC.
BD
CRD#: 17868
PALM BEACH, FL
Past
September 28, 2016 - December 15, 2017
MERRILL LYNCH, PIERCE, FENNER & SMITH INCORPORATED
RIA
CRD#: 7691
PALM BEACH GARDENS, FL
Past
April 29, 2016 - December 15, 2017
MERRILL LYNCH, PIERCE, FENNER & SMITH INCORPORATED
BD
CRD#: 7691
PALM BEACH GARDENS, FL
Past
May 29, 2007 - May 30, 2014
CITIGROUP GLOBAL MARKETS INC.
BD
CRD#: 7059
PALM BEACH, FL
Past
May 4, 2007 - May 29, 2007
CITICORP INVESTMENT SERVICES
BD
CRD#: 23988
PALM BEACH, FL
Past
May 5, 2006 - March 6, 2007
PRUCO SECURITIES, LLC.
BD
CRD#: 5685
BOCA RATON, FL
Primary Firm SEC Registration
This SEC-registered firm can serve clients nationwide. Some states may require the firm to submit a notice filing if the firm has more than 5 clients or a physical office there. You can view these state-level filings under the section titled "State Registrations and Notice Filings".
SA
STRATEGIC ADVISERS LLC
CROSBY ADVISORS | STRATEGIC ADVISERS, INC. | STRATEGIC ADVISERS LLC | STRATEGIC ADVISERS INC. | SAME | PORTFOLIO PLANNER | PORTFOLIO ADVISORY SERVICES/PAS | PORTFOLIO ADVISORY SERVICES | FIDELITY PRIVATE PORTFOLIO SERVICES | FIDELITY PORTFOLIO SELECTOR | FIDELITY PORTFOLIO PLANNER | FIDELITY FUNDS MANAGERPROGRAM
CRD#: 104555 / SEC#: 801-13243
RIA
Registered Investment Advisory firm - (8/11/1977 Approved)State Registrations and Notice Filings
Listed states reflect where the advisor is authorized to serve clients under state regulations.
IAR
means the advisor is registered as an Investment Advisor Representative in this state and is authorized to provide investment advice to clients there.RR
indicates the advisor is registered as a Registered Representative in this state, allowing them to offer securities such as stocks, bonds, and mutual funds through a broker-dealer.Visual representation of state registrations
RR
Arizona(10/19/2021)
RR
Arkansas(3/6/2024)
RR
California(6/14/2021)
RR
Colorado(3/7/2022)
RR
Connecticut(6/16/2021)
RR
District of Columbia(10/15/2021)
RR
Florida(6/15/2021)
IAR
Florida(3/31/2025)
RR
Georgia(6/15/2021)
RR
Hawaii(1/21/2022)
RR
Illinois(3/7/2022)
RR
Indiana(1/17/2024)
RR
Maine(6/15/2021)
RR
Maryland(3/28/2023)
RR
Massachusetts(6/15/2021)
RR
Michigan(1/24/2022)
RR
Minnesota(6/16/2021)
RR
Missouri(1/19/2023)
RR
New Hampshire(10/3/2023)
RR
New Jersey(6/16/2021)
RR
New York(6/29/2021)
RR
North Carolina(6/15/2021)
RR
Ohio(10/12/2021)
RR
Oregon(10/26/2021)
RR
Pennsylvania(6/15/2021)
RR
South Carolina(7/24/2023)
RR
Tennessee(10/11/2021)
RR
Texas(10/11/2021)
IAR
Texas(3/31/2025)
RR
Utah(6/6/2025)
RR
Vermont(9/29/2023)
RR
Wisconsin(10/15/2021)
Exams
State Security Law Exam
General Industry/Product Exam
General Industry/Product Exam
General Industry/Product Exam
SRO Registrations
RR
FINRA
SRO Registrations
RR
New York Stock Exchange
Current Firm
SA
STRATEGIC ADVISERS LLC
CROSBY ADVISORS | STRATEGIC ADVISERS, INC. | STRATEGIC ADVISERS LLC | STRATEGIC ADVISERS INC. | SAME | PORTFOLIO PLANNER | PORTFOLIO ADVISORY SERVICES/PAS | PORTFOLIO ADVISORY SERVICES | FIDELITY PRIVATE PORTFOLIO SERVICES | FIDELITY PORTFOLIO SELECTOR | FIDELITY PORTFOLIO PLANNER | FIDELITY FUNDS MANAGERPROGRAM
CRD#: 104555 / SEC#: 801-13243
RIA
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Contact information
Main Address
155 Seaport Blvd, Boston, MA 02210-2698
Mailing Address
Phone number
(617) 563-7000
Established
Firm type
Fiscal year end
# of Employees
16,291
SEC notice filing (52 States and Territories)
Documents
Regulatory assets under management
| Total Number of Accounts | 2,486,631 |
| AUM (Assets Under Management) | $ 1,067,664,605,590 |
Accountant surprise examination report
| Filing Date | Form ADV-E Cover | Form ADV-E Report |
|---|---|---|
| 09/24/2025 |
Red Flags
Disclosures can be potential red flags, including customer disputes, regulatory fines, employer terminations, bankruptcies, judgments, liens, or certain criminal activities.
Check for any disclosures as part of your thorough research when choosing an advisor.
Company Information
STRATEGIC ADVISERS LLC
Financial ConsultantCRD#: 104555Palm Beach Gardens, FL 33410-2709TRUST BUT VERIFY
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Contact information
(xxx) xxx-xxxx
xxxxx@xxxx.xxx
