Joseph A. Ruff

THE GARRETT GROUP

San Diego, CA 92121

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CRD#: 5084886

Professional summary

Joseph Andrew Ruff is a registered financial advisor currently at THE GARRETT GROUP located in San Diego, California.

Joseph is registered as an IAR (Investment Advisor Representative) and started their career in finance in 2007. Joseph has worked at 2 firms and has passed the Series 66 and Series 7 exams.

Question & Answer

Are you a "fiduciary"?

Yes

Aliases

None

Other business activities

Outside business activity is any business or activity undertaken by an advisor that is outside the scope of their relationship with their firm (e.g., consulting services, real estate, freelance work, teaching, etc.). Investors should stay informed about these activities to ensure no conflicts of interest.

San Elijo Partners, LLC- Managing Member Invests in small businesses 4 hrs / month 2011

Blog Corner

CRS (Client Relationship Summary) - RIA

Click below to view Joseph Andrew Ruff's CRS (Customer Relationship Summary).

Certified licenses

Advisors may have various certifications and credentials from different organizations. AdvisorCheck highlights these seven certifications - AIF®, CFP®, ChFC®, CFA, CLU®, CIMA®, CPWA®

None

Experience

Current

January 27, 2017 - Present

THE GARRETT GROUP

Office #1: 10188 Telesis Court Suite 130, San Diego, CA 92121

RIA

CRD#: 145451

San Diego, CA

Past

December 12, 2007 - December 31, 2016

THE GARRETT GROUP

RIA

CRD#: 145451

SAN DIEGO, CA

Past

May 21, 2007 - April 9, 2008

KESTRA INVESTMENT SERVICES, LLC

RIA

CRD#: 42046

CARDIFF, CA

Past

May 11, 2007 - April 9, 2008

KESTRA INVESTMENT SERVICES, LLC

CRD#: 42046

CARDIFF, CA

State Registrations and Notice Filings

Listed states reflect where the advisor is authorized to serve clients under state regulations.

IAR

means the advisor is registered as an Investment Advisor Representative in this state and is authorized to provide investment advice to clients there.

Highlighted states indicate IAR registrations

IAR

California
(1/27/2017)

Don't see your state listed? The advisor may still be able to work with you under the federal De Minimis Rule, which allows up to five investment advisory clients in a state without registration. Some states, like TX, LA, NE, and NH, may still require registration or notice filing. Contact the advisor or their firm to confirm their investment advisory availability in your state.

Exams

State Security Law Exam

IAR

Series 66

Date: 5/18/2007

Uniform Combined State Law Examination

General Industry/Product Exam

Series 7

Date: 5/10/2007

General Securities Representative Examination

Current Firm

THE GARRETT GROUP

TGG MANAGEMENT CO | THE GARRETT GROUP | TGG MANAGEMENT COMPANY INC. | TGG MANAGEMENT CO DBA THE GARRETT GROUP

CRD#: 145451 / SEC#: 801-68550

RIA

Registered Investment Advisory firm - (5/9/2011 Terminated)

California

Registered Investment Advisory firm - (1/27/2017 Approved)

Why is a state registration marked "Terminated"? When a firm registers with the SEC (usually after managing $100M+ AUM), it often withdraws separate state firm registrations unless required by that state. The firm can still serve clients there through its individually registered Investment Advisor Representatives (IARs).

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Contact information

Main Address

1496 Neptune Ave, Encinitas, CA 92024

Mailing Address

Phone number

(760) 697-1033

Established

Firm type

Fiscal year end

# of Employees

Documents

Latest Form ADV

Regulatory assets under management

Total Number of Accounts	12
AUM (Assets Under Management)	$ 4,357,937

Red Flags

Disclosures can be potential red flags, including customer disputes, regulatory fines, employer terminations, bankruptcies, judgments, liens, or certain criminal activities.

Check for any disclosures as part of your thorough research when choosing an advisor.

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Firm Stability Insights

Joseph A. Ruff

Professional summary

Question & Answer

Aliases

Other business activities

Blog Corner

CRS (Client Relationship Summary) - RIA

Click below to view Joseph Andrew Ruff's CRS (Customer Relationship Summary).

Certified licenses

Experience

THE GARRETT GROUP

THE GARRETT GROUP

KESTRA INVESTMENT SERVICES, LLC

KESTRA INVESTMENT SERVICES, LLC

State Registrations and Notice Filings

Exams

Series 66

Date: 5/18/2007

Series 7

Date: 5/10/2007

Current Firm

THE GARRETT GROUP

Contact information

Documents

Regulatory assets under management

Red Flags

Company Information

THE GARRETT GROUP

TRUST BUT VERIFY

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