Kathryn E. Palao
CETERA INVESTMENT ADVISERS LLC
BRIARCLIFF MANOR, NY 10510
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CRD#: 5037786
Professional summary
Kathryn E Palao, CFP®, who also goes by Kathryn E Ramuno, Kathryn Ramuno, is a registered financial advisor currently at CETERA INVESTMENT ADVISERS LLC located in Briarcliff Manor, New York and CETERA WEALTH SERVICES, LLC located in Briarcliff Manor, New York.
Kathryn is registered as an IAR (Investment Advisor Representative) and RR (Registered Representative) and started their career in finance in 2006. Kathryn has worked at 4 firms and has passed the Series 63, SIE and Series 7 exams.
Question & Answer
Are you a "fiduciary"?
Yes
Aliases
Kathryn E Ramuno | Kathryn Ramuno
Other business activities
Outside business activity is any business or activity undertaken by an advisor that is outside the scope of their relationship with their firm (e.g., consulting services, real estate, freelance work, teaching, etc.). Investors should stay informed about these activities to ensure no conflicts of interest.
1)INDEPENDENT INSURANCE AGENT HUDSON FINANCIAL SERVICES, INC LIFE/ACCIDENT/HEALTH, LONG-TERM CARE FOR 3HRS/WK DURING SECURITIES TRADING & 0HRS/WKND & EVENINGS SINCE 1/2008 2)TAX PREPARER & SUPERVISOR AT HUDSON FINANCIAL SERVICES, INC. FOR 5HRS/WK DURING SECURITIES TRADING & 2HRS/WKND & EVENINGS SINCE 1/2011 3) NAME OF OTHER BUSINESS: BRIARCLIFF MANOR CHAMBER OF COMMERCE INVESTMENT RELATED: NO ADDRESS: PO BOX 2694, BRIARCLIFF MANOR, NY 10510 NATURE OF BUSINESS: LOCAL CHAMBER OF COMMERCE START DATE: 03/2007 POSITION/TITLE/RELATIONSHIP: BOARD MEMBER APX NUMBER OF HOURS PER WEEK: 1 APX NUMBER OF HOURS DURING TRADING HOURS: NONE BRIEF DESCRIPTION OF DUTIES: PLAN EVENTS AND ASSIST WITH MARKETING & ADVERTISING CAMPAIGNS 4. NAME OF OTHER BUSINESS: HUDSON FINANCIAL SERVICES, INC INVESTMENT RELATED: YES ADDRESS: SAME AS REGISTERED LOCATION NATURE OF BUSINESS: FINANCIAL SERVICES START DATE: 10/2006 POSITION/TITLE/RELATIONSHIP: REGISTERED REPRESENTITIVE APX NUMBER OF HOURS PER WEEK: 40 APX NUMBER OF HOURS DURING TRADING HOURS: 32.5 BRIEF DESCRIPTION OF DUTIES: DBA FOR FINANCIAL SERVICES 5. NAME OF OTHER BUSINESS: HUDSON TAX SERVICES LLC; INVESTMENT RELATED: NO; ADDRESS: SAME AS REGISTERED LOCATION ; NATURE OF BUSINESS: TAX SERVICES; START DATE: 08/2023; POSITION/TITLE/RELATIONSHIP: PRESIDENT, CEO; APX NUMBER OF HOURS PER WEEK: 8 APX NUMBER OF HOURS DURING TRADING HOURS: 1 BRIEF DESCRIPTION OF DUTIES: MANAGE OPERATIONSOF INCOME TAX PREPARATION AND ONGOING TAX PLANNING;
CRS (Client Relationship Summary) - RIA
Click below to view Kathryn E Palao's CRS (Customer Relationship Summary).
Certified licenses
Advisors may have various certifications and credentials from different organizations. AdvisorCheck highlights these seven certifications - AIF®, CFP®, ChFC®, CFA, CLU®, CIMA®, CPWA®
CFP®
Start date: 2010
Experience
Current
June 29, 2023 - Present
CETERA INVESTMENT ADVISERS LLC
Office #1: 1249 Pleasantville Rd, Briarcliff Manor, NY 10510RIA
CRD#: 105644
BRIARCLIFF MANOR, NY
Current
September 3, 2013 - Present
CETERA WEALTH SERVICES, LLC
Office #1: 1249 Pleasantville Rd, Briarcliff Manor, NY 10510BD
CRD#: 13572
Briarcliff Manor, NY
Past
April 11, 2019 - June 29, 2023
CETERA WEALTH SERVICES, LLC
RIA
CRD#: 13572
EL SEGUNDO, CA
Past
November 17, 2006 - September 3, 2013
TOWER SQUARE SECURITIES, INC.
BD
CRD#: 833
OSSINING, NY
Past
September 18, 2006 - October 16, 2006
CITIGROUP GLOBAL MARKETS INC.
BD
CRD#: 7059
NEW YORK, NY
Primary Firm SEC Registration
This SEC-registered firm can serve clients nationwide. Some states may require the firm to submit a notice filing if the firm has more than 5 clients or a physical office there. You can view these state-level filings under the section titled "State Registrations and Notice Filings".
CI
CETERA INVESTMENT ADVISERS LLC
CETERA ADVISOR NETWORKS | TERRA FINANCIAL PLANNING GROUP LTD | GENWORTH FINANCIAL ADVISERS CORPORATION | FIRST ALLIED ADVISORY SERVICES | CETERA INVESTMENT ADVISERS LLC | CETERA ADVISORS
CRD#: 105644 / SEC#: 801-20406
RIA
Registered Investment Advisory firm - (1/13/1984 Approved)State Registrations and Notice Filings
Listed states reflect where the advisor is authorized to serve clients under state regulations.
IAR
means the advisor is registered as an Investment Advisor Representative in this state and is authorized to provide investment advice to clients there.RR
indicates the advisor is registered as a Registered Representative in this state, allowing them to offer securities such as stocks, bonds, and mutual funds through a broker-dealer.Visual representation of state registrations
RR
California(1/3/2020)
RR
Colorado(3/26/2025)
RR
Connecticut(9/3/2013)
RR
Delaware(1/2/2019)
RR
Florida(9/3/2013)
RR
Illinois(1/4/2019)
RR
Indiana(1/2/2019)
RR
Maine(6/30/2025)
RR
Massachusetts(1/2/2019)
RR
Michigan(1/9/2020)
RR
New Hampshire(2/6/2015)
RR
New Jersey(4/7/2014)
RR
New York(9/3/2013)
IAR
New York(6/29/2023)
RR
North Carolina(9/25/2013)
RR
Oregon(5/8/2025)
RR
Pennsylvania(1/4/2019)
RR
Rhode Island(1/3/2020)
RR
South Carolina(1/3/2018)
RR
Texas(11/2/2018)
IAR
Texas(6/29/2023)
RR
Virginia(1/3/2020)
RR
West Virginia(1/3/2020)
Exams
State Security Law Exam
General Industry/Product Exam
General Industry/Product Exam
SRO Registrations
RR
FINRA
Current Firm
CI
CETERA INVESTMENT ADVISERS LLC
CETERA ADVISOR NETWORKS | TERRA FINANCIAL PLANNING GROUP LTD | GENWORTH FINANCIAL ADVISERS CORPORATION | FIRST ALLIED ADVISORY SERVICES | CETERA INVESTMENT ADVISERS LLC | CETERA ADVISORS
CRD#: 105644 / SEC#: 801-20406
RIA
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Contact information
Main Address
1450 American Lane 6th Floor, Suite 650, Schaumburg, IL 60173-2096
Mailing Address
Phone number
(310) 257-7880
Established
Firm type
Fiscal year end
# of Employees
7,705
SEC notice filing (53 States and Territories)
Regulatory assets under management
| Total Number of Accounts | 584,487 |
| AUM (Assets Under Management) | $ 163,792,814,520 |
Accountant surprise examination report
| Filing Date | Form ADV-E Cover | Form ADV-E Report |
|---|---|---|
| 10/27/2025 | ||
| 12/13/2024 | ||
| 09/26/2023 | ||
| 11/18/2022 |
Red Flags
Disclosures can be potential red flags, including customer disputes, regulatory fines, employer terminations, bankruptcies, judgments, liens, or certain criminal activities.
Check for any disclosures as part of your thorough research when choosing an advisor.
