RK
Ryan A. Kus
CETERA INVESTMENT ADVISERS LLC
FLINT, MI 48507
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CRD#: 5014745
RK
Professional summary
Ryan Andrew Kus, who also goes by Ryan Kus, is a registered financial advisor currently at CETERA INVESTMENT ADVISERS LLC located in Flint, Michigan and CETERA WEALTH SERVICES, LLC located in Troy, Michigan.
Ryan is registered as an IAR (Investment Advisor Representative) and RR (Registered Representative) and started their career in finance in 2005. Ryan has worked at 7 firms and has passed the Series 63, Series 65, SIE, Series 7 and Series 6 exams.
Question & Answer
Are you a "fiduciary"?
Yes
Aliases
Ryan Kus
Other business activities
Outside business activity is any business or activity undertaken by an advisor that is outside the scope of their relationship with their firm (e.g., consulting services, real estate, freelance work, teaching, etc.). Investors should stay informed about these activities to ensure no conflicts of interest.
NAME OF ENTITY:KUSCOINC; Yes; 1030 PENNIMAN; PLYMOUTH; MI; 48170; Fixed Insurance; President; 1/1/2010; 10; 10; Sale of fixed insurance products.|NAME OF ENTITY: INDEPENDENT INSURANCE AGENT; Yes; 5455 CORPORATE DR STE 210; TROY; MI; 48098; FIXED INSURANCE SALES; INDEPENDENT INSURANCE AGENT; 11/5/2013; 10; 10; SALES OF FIXED INSURANCE PRODUCTS|NAME OF ENTITY:HORIZON ADVISERS; Yes; 5455 CORPORATE DR STE 210; TROY; MI; 48098; FINANCIAL SERVICES/DBA; President; 4/1/2016; 160; 160; SALE OF FIXED INSURANCE,SECURITIES,INVESTMENT PRODUCTS/GENERAL CPA PRACTICE. Horizon Adviser University (HAU) is part of the Horizon Adviser DBA, and the purpose of HAU is to educate. We keep our approved videos, podcast, blogs, ECT all here in one central place.|NAME OF ENTITY:HORIZON WEALTH MANAGEMENT; Yes; 5455 CORPORATE DR STE 210; TROY; MI; 48098; FINANCIAL SERVICES/DBA; INVESTMENT ADVISOR; 11/18/2013; 160; 160; SALE AND SERVICE INSURANCE & INVESTMENT PRODUCTS|NAME OF ENTITY:757 S Main St LLC; No; 1030 PENNIMAN AVE; Plymouth; MI; 48170; Rental Property; President; 1/29/2021; 1; 1; Run the house|
CRS (Client Relationship Summary) - RIA
Click below to view Ryan Andrew Kus's CRS (Customer Relationship Summary).
Certified licenses
Advisors may have various certifications and credentials from different organizations. AdvisorCheck highlights these seven certifications - AIF®, CFP®, ChFC®, CFA, CLU®, CIMA®, CPWA®
NoneExperience
Current
June 29, 2023 - Present
CETERA INVESTMENT ADVISERS LLC
Office #1: 5206 Gateway Centre Suite 200, Flint, MI 48507Office #2: 28345 Beck Rd Suite 302, Wixom, MI 48393Office #3: 757 S Main Street, Plymouth, MI 48170Office #4: 2723 S State St Ste 150, Ann Arbor, MI 48170Office #5: 50 W Big Beaver Rd Suite 600, Troy, MI 48084Office #6: 34034 Eight Mile Rd Suite 102, Farmington Hills, MI 48335RIA
CRD#: 105644
FLINT, MI
Current
June 9, 2021 - Present
CETERA WEALTH SERVICES, LLC
Office #1: 50 W Big Beaver Rd Suite 600, Troy, MI 48084Office #2: 34034 Eight Mile Rd Suite 102, Farmington Hills, MI 48335Office #3: 5206 Gateway Centre Suite 200, Flint, MI 48507Office #4: 28345 Beck Rd Suite 302, Wixom, MI 48393Office #5: 757 S Main Street, Plymouth, MI 48170Office #6: 2723 S State St Ste 150, Ann Arbor, MI 48170BD
CRD#: 13572
TROY, MI
Past
June 9, 2021 - June 29, 2023
CETERA WEALTH SERVICES, LLC
RIA
CRD#: 13572
EL SEGUNDO, CA
Past
November 25, 2013 - June 9, 2021
VOYA FINANCIAL ADVISORS, INC.
RIA
CRD#: 2882
TROY, MI
Past
November 8, 2013 - June 9, 2021
VOYA FINANCIAL ADVISORS, INC.
BD
CRD#: 2882
TROY, MI
Past
October 1, 2012 - October 9, 2013
CORECAP INVESTMENTS, LLC
BD
CRD#: 37068
SOUTHFIELD, MI
Past
August 31, 2012 - November 7, 2013
CORECAP ADVISORS
RIA
CRD#: 158819
SOUTHFIELD, MI
Past
May 1, 2007 - August 16, 2010
MSI FINANCIAL SERVICES, INC.
RIA
CRD#: 14251
ANN ARBOR, MI
Past
September 1, 2005 - July 9, 2007
METROPOLITAN LIFE INSURANCE COMPANY
BD
CRD#: 4095
SHORT HILLS, NJ
Past
September 1, 2005 - August 16, 2010
MSI FINANCIAL SERVICES, INC.
BD
CRD#: 14251
ANN ARBOR, MI
Primary Firm SEC Registration
This SEC-registered firm can serve clients nationwide. Some states may require the firm to submit a notice filing if the firm has more than 5 clients or a physical office there. You can view these state-level filings under the section titled "State Registrations and Notice Filings".
CI
CETERA INVESTMENT ADVISERS LLC
CETERA ADVISOR NETWORKS | TERRA FINANCIAL PLANNING GROUP LTD | GENWORTH FINANCIAL ADVISERS CORPORATION | FIRST ALLIED ADVISORY SERVICES | CETERA INVESTMENT ADVISERS LLC | CETERA ADVISORS
CRD#: 105644 / SEC#: 801-20406
RIA
Registered Investment Advisory firm - (1/13/1984 Approved)State Registrations and Notice Filings
Listed states reflect where the advisor is authorized to serve clients under state regulations.
IAR
means the advisor is registered as an Investment Advisor Representative in this state and is authorized to provide investment advice to clients there.RR
indicates the advisor is registered as a Registered Representative in this state, allowing them to offer securities such as stocks, bonds, and mutual funds through a broker-dealer.Visual representation of state registrations
RR
Alabama(10/14/2021)
RR
Arizona(6/9/2021)
RR
Arkansas(6/9/2021)
RR
California(6/9/2021)
RR
Colorado(6/9/2021)
RR
Delaware(2/4/2022)
RR
Florida(6/10/2021)
RR
Georgia(6/9/2021)
RR
Illinois(6/9/2021)
RR
Indiana(6/9/2021)
RR
Iowa(6/9/2021)
RR
Kentucky(6/9/2021)
RR
Maryland(6/22/2023)
RR
Massachusetts(6/9/2021)
RR
Michigan(6/9/2021)
IAR
Michigan(6/29/2023)
RR
Minnesota(6/9/2021)
RR
Mississippi(6/9/2021)
RR
Missouri(8/24/2022)
RR
Montana(5/6/2022)
RR
Nebraska(6/9/2021)
RR
Nevada(6/16/2022)
RR
New Jersey(6/9/2021)
RR
New York(6/9/2021)
RR
North Carolina(6/9/2021)
RR
Ohio(6/9/2021)
RR
Oregon(2/23/2022)
RR
Pennsylvania(8/11/2025)
RR
South Carolina(8/14/2023)
RR
South Dakota(10/16/2023)
RR
Tennessee(6/9/2021)
RR
Texas(6/9/2021)
IAR
Texas(6/29/2023)
RR
Virginia(6/9/2021)
RR
Washington(6/9/2021)
RR
Wisconsin(5/5/2022)
Exams
State Security Law Exam
State Security Law Exam
General Industry/Product Exam
General Industry/Product Exam
General Industry/Product Exam
SRO Registrations
RR
FINRA
Current Firm
CI
CETERA INVESTMENT ADVISERS LLC
CETERA ADVISOR NETWORKS | TERRA FINANCIAL PLANNING GROUP LTD | GENWORTH FINANCIAL ADVISERS CORPORATION | FIRST ALLIED ADVISORY SERVICES | CETERA INVESTMENT ADVISERS LLC | CETERA ADVISORS
CRD#: 105644 / SEC#: 801-20406
RIA
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Contact information
Main Address
1450 American Lane 6th Floor, Suite 650, Schaumburg, IL 60173-2096
Mailing Address
Phone number
(310) 257-7880
Established
Firm type
Fiscal year end
# of Employees
7,705
SEC notice filing (53 States and Territories)
Regulatory assets under management
| Total Number of Accounts | 584,487 |
| AUM (Assets Under Management) | $ 163,792,814,520 |
Accountant surprise examination report
| Filing Date | Form ADV-E Cover | Form ADV-E Report |
|---|---|---|
| 10/27/2025 | ||
| 12/13/2024 | ||
| 09/26/2023 | ||
| 11/18/2022 |
Red Flags
Disclosures can be potential red flags, including customer disputes, regulatory fines, employer terminations, bankruptcies, judgments, liens, or certain criminal activities.
Check for any disclosures as part of your thorough research when choosing an advisor.
